Truck Accident Lawyers in Palm Harbor, FL
Truck Accident Lawyers
35686 US Highway 19 N
Palm Harbor, FL 34683
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Truck Accident Lawyers
Truck accidents can often lead to severe injuries and even sometimes death. If you live in Palm Harbor, FL, you probably already know that these kinds of accidents are not new to the area. So if you or your loved one has been injured in a truck accident, Morgan & Morgan truck accident lawyers might be able to help.
But why would you need an attorney, specifically from Morgan & Morgan, after such an accident? We’ll discuss this and so much more shortly.
How a Truck Accident Attorney Can Help
Before you decide to hire a truck accident lawyer in Palm Harbor, it is always advisable to know how such an attorney can help. Here’s how Morgan & Morgan truck accident attorneys can help when you contact us for a free, no-obligation case evaluation.
Florida has some of the most complex car accident laws in the country. For instance, this state is a no-fault state, meaning your own insurance company compensates you for the injuries suffered. However, this also does not mean that your insurance provider will write you a check without questions. Instead, the insurer will want to dismiss your claim or dispute part of it. That’s where an experienced truck accident lawyer comes in.
At Morgan & Morgan, we have the resources needed to investigate such accidents and determine liability. This helps prove your claim’s validity. In addition, even though Florida is a no-fault state when it comes to car accidents, you can still file a claim against the other party’s insurance company. This usually happens if the medical expenses after the accident are higher than your Personal Injury Protection provided by your insurer.
In Florida, all drivers must have a minimum of $10,000 as their PIP insurance. So if your medical bills are higher than your PIP coverage, you may need to recover the rest of the amount from the other party’s insurance company. But you shouldn’t expect them to comply without contesting your claim. Thanks to our legal resources and experience handling such claims, we can help determine the party responsible for your injuries and take legal action against them if the need arises.
After determining the parties responsible for the accident, the next step is to gather crucial evidence to prove their negligence. Most accident victims don’t usually realize how complex the evidence collection process is until they deal with insurance companies directly. When you file a claim with your insurer or the other party without evidence, they’ll most likely dismiss it.
You need to prove that you got injured in the accident and that you need compensation to help manage the injuries. At Morgan & Morgan, we have unlimited resources to fight for you. When you contact us for a free case evaluation, and we determine that you have a case against the insurer, we’ll also help you collect the evidence you need to prove it.
And given that we’re the largest personal injury law firm in the country, there’s no limit to the amount of research or effort we put into our client’s cases. Whether we need to travel far and wide to interview witnesses or obtain expert opinions, you can count on us to fight for your rights. Once we have enough evidence against the other party, we’ll move on to the next step.
Choosing a Legal Strategy
Anyone can file a claim against an insurance company but choosing the right legal strategy is not easy. Florida truck accident laws are complicated—you need someone who understands your situation and how best to approach it. In addition, in the process of filing a claim, you’ll come across numerous challenges. For instance, missing an important deadline is all it takes to have your claim dismissed by the insurer.
The timing of the claim is also another example of the importance of creating a legal strategy. Sometimes, it makes more sense to delay before filing a claim. In other situations, filing a claim right away is the most reasonable thing to do. The timing aside, how you file a claim also matters.
For instance, there are times when it may be necessary to file a claim directly with the insurer. Other times, a lawsuit may be the best option to proceed with such a case.
Also, remember that to have the best legal strategy for your case, you need to work with individuals specializing in these kinds of cases. You also need a law firm or attorney with the resources required to pursue whatever legal strategy you choose. Here’s why:
Let’s say your attorney decides to file a lawsuit against the other party following the truck accident. In that case, they’ll need more paperwork and strong evidence, among other things, to successfully pursue the lawsuit. So if the attorney or law firm does not have these resources, they’ll most likely fail to provide the legal representation you need to obtain a favorable outcome. This also explains why working with Morgan & Morgan simplifies the entire process and increases your chances of obtaining a favorable outcome. Our attorneys have years of experience handling truck accident cases in Palm Harbor and the resources required to pursue a claim in and out of court.
Communicating With Insurers
If you’ve ever dealt with insurance companies directly, especially when you need to file a claim, you probably already know how complicated this process is. For most people, it is not only complicated but also frustrating. Most insurance companies sound friendly in their commercials but not when you file a claim. But they probably won’t give you a rough time if the claim is not that much.
However, when you get injured in a truck accident, chances are your claim may be worth thousands or even millions of dollars. That is when insurance companies begin to show their true colors. They will hire adjusters to evaluate your claim and find ways to dispute or lower the settlement amount you may be entitled to.
Their job is to help insurance companies limit the amount of money they should pay victims of car accidents as compensation for the injuries suffered. And adjusters will do everything possible to achieve this goal. They will even use your words against you just to find a reason to deny you what you may be entitled to as compensation or significantly reduce the amount.
Have you ever wondered why car accident attorneys advise their clients not to discuss anything with adjusters or insurance companies without the attorney’s approval? It is because insurance companies will always serve their own interests. In most cases, when an insurer writes you a check, it is not because it is the right thing to do; it is because they have most likely exhausted other options.
You can count on Morgan & Morgan truck accident lawyers to communicate with insurance companies on your behalf. Our attorneys do not get intimidated by the big bullies in the insurance companies. In fact, it is the other way around. When the insurer realizes that you have hired Morgan & Morgan to represent you, they will most likely not play games because they know such antics come with a heavy price to pay. If the insurance provider is unwilling to settle out of court or frustrates the claims process, they will see us in court. And when we take the matter to court, they will pay more than the initial proposed settlement if we win.
Applying Relevant Law
Hiring a general personal injury attorney to handle your truck accident case is one of the biggest mistakes you’ll make if you or your beloved has been injured in such an accident. Instead, you need an attorney who specializes in truck accidents. Such an attorney knows and understands truck laws at the state and federal levels.
Although a general personal injury attorney might be able to get you some compensation for the injuries, nothing beats working with a lawyer who specializes explicitly in truck accident cases. Other than their knowledge of state and federal regulations, this attorney can also help negotiate a favorable settlement on your behalf based on their experience handling these types of cases.
Morgan & Morgan has an army of over 800 personal injury attorneys. But we do not practice personal injury in general. Rather, we specialize in different types of injuries. So whether it is a case of slip and fall, premises liability, or wrongful death, we have the right attorney to handle your case.
Speaking of wrongful death, in the unfortunate event that your loved one dies due to a truck accident, it may be necessary to hire a wrongful death attorney. This is part of the legal strategy we discussed earlier. It also highlights the importance of working with a law firm with a team of attorneys who can collaborate internally to fight for your rights and best interest. That is exactly what Morgan & Morgan guarantees when they take you up as one of their clients.
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How Much Compensation Can You Recover From a Car Accident Claim or Lawsuit?
The exact amount you may be able to recover after such an accident depends on several factors. It is always advisable to speak with an experienced truck accident lawyer from Morgan & Morgan to have a rough idea of what to expect. And, even when you speak with such an attorney, they will need to evaluate every specific detail of the case. This explains why we offer a free case evaluation for victims of truck accidents and other types of injuries.
Avoid attorneys who claim to know what you will recover as compensation without reviewing the details of your case. Such attorneys are either inexperienced or not well equipped to handle your case. When you hire an inexperienced attorney, they will not know how best to handle your case. On the other hand, when you work with an ill-equipped attorney, they’ll most likely accept a lowball offer just to close the case and add it to the list of their success stories. But their success story does not matter if you are not pleased with the results. This is why you need an attorney who knows what they are doing and, most importantly, an attorney who puts your interests above anything else.
When estimating what you may be able to recover, an experienced attorney will consider the following:
Type of Injury
Some injuries attract higher compensation than others. For example, if you suffered a few bruises, compensation might be lower than if you lost a body part, such as your leg, due to the accident.
Injuries that require expensive treatment usually attract more compensation than those that do not. For instance, you may be able to recover a higher settlement if you needed surgery than if painkillers were all you needed to resume your normal lifestyle after the accident. In Florida, you may also file a claim against the other party’s insurer if your PIP coverage is lower than the medical expenses after an accident caused by negligence.
Impact of the Injury
Your attorney will also evaluate the impact of the injury on your life when calculating a reasonable settlement. For instance, if you were a professional athlete and you lost a leg, you may be eligible for higher compensation because you may not be able to compete and earn a living like you used to.
The Wage Factor
The attorney will also evaluate the financial impact of the injury other than the medical expenses. For example, suppose you could not go to work because of the injury or skipped important financial opportunities while undergoing treatment or recovering from the accident. In that case, your attorney will consider this aspect when calculating a favorable settlement.
You may recover more compensation if you need long-term medical care after the accident. This may include but is not limited to full-time in-home caregivers, physical therapy, counseling, special medical equipment, etc.
The bottom line is that the amount you may be able to recover as compensation depends on the nature of your injuries. The court might also award punitive damages in some cases, especially if the other party acted extremely negligently.
If you’ve been injured in a truck accident in Palm Harbor, reach out to the experts at Morgan & Morgan for a free, no-obligation case evaluation to get started.