DISCLAIMERS AND TERMS OF USE

Last Updated: February 13, 2026 

Thank you for visiting the website or using the mobile application of Morgan & Morgan, P.A. and/or its affiliates and/or related entities (collectively, “Morgan & Morgan”, “MM,” “we”, “us”, or “our”). These Terms of Use ("Terms of Use" or “Terms”) are a legal and binding agreement between you and MM governing your access to and use of the website located at https://forthepeople.com, any websites that MM maintains which link to these Terms, and any mobile applications that link to these Terms, in each case as currently in use or as we may introduce, change or revise from time to time, and any content or information presented on the foregoing (the websites, mobile applications, content and information, or any portion thereof, the “Site”). These “Terms of Use” outline the conditions on which the Site is made available to you. Read the Terms of Use carefully. If you use this Site, you are deemed to have agreed to these Terms of Use. Please also read our Disclaimers below, which are incorporated into these Terms of Use, for additional limitations on the use and effect of the Site.

THESE TERMS OF USE CONTAIN PROVISIONS THAT GOVERN HOW DISPUTES BETWEEN YOU AND MM ARE RESOLVED. IN PARTICULAR, THE ARBITRATION AGREEMENT BELOW REQUIRES THAT DISPUTES BETWEEN YOU AND MM ARE SUBMITTED TO BINDING AND FINAL ARBITRATION. 

The Site is designed to be accessible to and usable by people with and without disabilities. Please call us at (407) 420-1414 or email us if you encounter an accessibility or usability issue on the Site. 

We may update, change, modify or revise these Terms of Use at any time and for any reason or no reason whatsoever. Any changes will become effective upon posting to the Site, along with the date on which it was most recently revised as indicated by the “Last Updated” heading at the top of these Terms of Use. Your continued access to and/or use of the Site after any such modifications constitute your acceptance of the Terms of Use as modified. It is your responsibility to review the Terms of Use regularly for updates. Please contact us as provided above if you would like information regarding any modifications. If any term or modification to these Terms of Use and/or our Privacy Policy or any portion thereof is to any extent held to be invalid, void, or unenforceable for any such reason, such term or modification shall be excluded to the extent of such invalidity or unenforceability; all other terms shall remain in full force and effect and, to the extent permitted and possible, the invalid or unenforceable term shall be deemed replaced by a term that is valid and enforceable and that comes closest to expressing the intention of such invalid or unenforceable term.

Consumer Communication

To ensure that consumers’ inquiries are handled accurately, courteously, and promptly, phone calls between you and Morgan & Morgan or any of our affiliates and/or related entities, agents, case managers, paralegals, and/or attorneys may be recorded or transcribed. We may from time to time make calls and/or send text messages to you at any telephone number associated with your account. The manner in which these calls or text (SMS) messages are made to you may include, but is not limited to, the use of prerecorded/artificial voice messages and/or an automatic telephone dialing system. You certify, warrant, and represent that the telephone numbers you have provided to us are your contact numbers. You represent that you are permitted to receive calls or text (SMS) at each of the telephone numbers you have provided to us. You agree that Morgan & Morgan may send emails to you at any email address you provide us, or use other electronic means of communication to the extent permitted by law. 

 Privacy Policy

Please review our Privacy Policy as posted on the Site at https://www.forthepeople.com/privacy-policy/ (the “Privacy Policy”) for information on how we collect, use, share and otherwise process information from users of our Site . 

Eligibility. 

MM require that the Site be accessed and used only by individuals who are not minors and who can legally enter into binding contracts with MM under applicable laws (typically persons 18 years of age or older, depending on the laws applicable to you). 

If you are under 18 years of age (or the age of legal majority where you live), you may access and use the Site only under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use.  If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for such users use of the Site. 

If you use our Services on behalf of another person or entity, (a) all references to “you” throughout these Terms will include that person or entity, (b) you represent that you are authorized to accept these Terms on that person’s or entity’s behalf, and (c) in the event you or the person or entity violates these Terms, the person or entity agrees to be responsible to us.  If you are entering into these Terms of Use on behalf of another person or entity, you represent and warrant that you have authority to accept these Terms of Use on behalf of that person or entity and that all references to “you” throughout the Terms of Use will include that person or entity. If you do not have such authority, do not access or use the Site.

Content Is Information Only, Not Advice

The information contained on the Site is provided for educational and informational purposes only and the contents of the Site are not and should not be construed as legal advice. As is described further below, nothing on the Site is medical advice or should supplement or inform in any way your medical decisions or a decision to seek medical advice.

The Site is not an offer to perform services on any matter. This Site contains general information from a variety of sources and might not reflect current legal developments, verdicts or settlements. We do not undertake to update material on our Site to reflect subsequent legal or other developments.

Use

MM hereby grants you a non-exclusive, non-transferable, revocable, limited right and license to access and use the Site solely for your personal use in accordance with these Terms of Use. You may not, in any way, otherwise copy, reproduce, distribute, transmit, display, perform, reproduce, publish, license, modify, create derivative works from, sell, or exploit the Site.

MM may at any time, for any reason, and without notice or liability: (a) modify, suspend, or terminate operation of or access to the Site and related services, and/or (b) change, revise, or modify the Site and affiliated services.

Ownership and Intellectual Property Rights

The Site and MM software, systems, technology, and know-how (“MM Technology”) are owned by or licensed to MM and are protected by copyright, trademark, trade dress, patent, and/or other intellectual property rights and proprietary rights. All trademarks, trade names, graphics, logos, and trade dress included in or made available through the Site and online services are owned by or licensed to MM and protected by U.S. and international trademark laws (collectively, the “Marks”).

Except as expressly set forth herein, nothing herein shall be construed to confer any grant or license of any MM Technology, Marks, or other MM intellectual property, whether by estoppel, by implication, or otherwise. You are strictly prohibited from using any MM Technology, Marks, or other MM intellectual property rights except as expressly provided in these Terms of Use. You are also advised that MM and its licensors will aggressively enforce its intellectual property rights to the fullest extent of the law.

Restrictions on Use

You agree not to:

• reproduce, distribute, publicly display, or otherwise transfer the Site;
• adapt, alter, modify, reverse engineer, disassemble, or decompile the Site;
• prepare derivative works based on the Site or any MM Technology;
• remove, obscure, or modify any copyright, trademark or other proprietary rights notices, marks or labels contained on or within the Site;
• frame, mirror, or in-line link the Site, or incorporate into another website, application, or other service any MM intellectual property;
• use the Site for any unlawful, fraudulent, or malicious purposes, or to solicit any such activity;
• attempt to gain unauthorized access to any accounts, features, systems, or networks through hacking, password mining, or any other means;
• interfere with any access control measures or attempt to disable or circumvent such security features;
• post, transmit, submit, or include any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable content, material, or information of any kind, or any content, material, or information that may give rise to criminal or civil liability;
• submit or post any false or misleading information; and/or
• violate, infringe, or misappropriate the intellectual property, publicity, privacy, or other proprietary rights of MM, its licensors, or any other person or entity.

We reserve the right to prohibit access, use, conduct, communications, or content that we, in our sole discretion, deem to be harmful to the Site, users, us, our brand, our business partners and licensors, or any other person or entity, or that violates these Terms of Use and/or applicable law.

Any unauthorized use automatically terminates the license granted to you hereunder.

No Relationship or Obligation Arises from Use of the Site

The law differs in every jurisdiction, and you should not rely on any opinion except that of an attorney you have retained, who has a professional duty to advise you after being fully informed of all the pertinent facts, and who is licensed in the applicable state, and is familiar with the applicable law. Internet subscribers, mobile application users, and online readers should seek professional counsel about their legal rights and remedies. You should not act or refrain from acting on the basis of any information found on the Site. Any actions or decisions about your legal rights should be based on the particular facts and circumstances of your situation, and appropriate legal advice from an attorney retained directly by you. MM EXPRESSLY DISCLAIMS ALL LIABILITY WITH RESPECT TO ACTIONS TAKEN OR NOT TAKEN BASED UPON ANY INFORMATION OR OTHER CONTENTS OF THIS SITE. Viewing the Site, or communicating with MM by internet, e-mail, text or through the Site does not constitute or create an attorney-client relationship with anyone. The content and features on the Site do not create, and are not intended to create, an attorney-client relationship, and shall not be construed as legal advice. The content and features of the Site, including any means to submit a question or information, do not constitute an offer to represent you or otherwise give rise to an attorney/client relationship.

THE SITE IS PROVIDED "AS IS”. MM MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE AND ONLINE SERVICES AND HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND OR NATURE, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, MM DOES NOT GUARANTEE THAT THE ONLINE SERVICES OR PRODUCTS WILL MEET YOUR REQUIREMENTS, OR WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.

Accounts

To use some features of the Site, you may be required to create an account. In connection therewith, you agree to provide and maintain true, accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of the information you hold for your account login, including your password, and for all submissions made from your account. You agree to notify us immediately of any unauthorized use of your login. MM may suspend access to your account if it suspects illegal or improper use, or for other reasons, such as for account management purposes, at its sole discretion.

Confidentiality is Not Guaranteed

Information sent to MM via Internet, e-mail, text, other means of communication, or through the Site is not secure and is done on a non-confidential basis. MM may make reasonable efforts to keep communications private, but because of the nature of internet and other communications and the absence of an attorney/client relationship, we cannot promise or guarantee confidentiality. 

Indemnification

To the fullest extent permitted by applicable law, you will defend, indemnify and hold harmless MM, their officers, directors, agents, partners, employees, members, managers, shareholders, independent contractors, service providers and consultants, and their respective directors, employees and agents (individually and collectively, the “MM Parties”), from any and all claims, losses, liabilities, damages, fees, expenses, and costs (including attorneys’ fees, court costs, damage awards, and settlement amounts) that result from any claim or allegation against any MM Parties arising in any manner from: (1) your access to or use of the Site; (2) your Submissions you provide through the Site; and (3) your breach of these Terms of Use. MM will provide you with notice of any such claim or allegation, and MM will have the right to participate in the defense of any such claim at its expense.

DISCLAIMER - This Site Does Not Provide Medical Diagnosis or Advice

The content provided on the Site, such as documents, text, graphics, images, videos, news alerts, pharmaceutical drug recalls, prescription medication history, or information on litigation concerning the foregoing topics, or other materials, is for informational purposes only. The information is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult a physician for diagnosis and treatment of any medical condition or for any questions you may have regarding a health concern. Never disregard professional medical advice, alter a prescription plan in any way, or delay or refrain from seeking medical advice because of something you have read or seen on the Site. Links to other sites are provided for information only. Use of trade names is for identification only and does not constitute endorsement by MM.

Without limiting the generality of the foregoing, the Site may present information about pharmaceutical drug recalls, which is for information purposes only. Such information is not necessarily the most current information on the subject and may or may not be updated based on the last information concerning such recalls. Do not make any make any decisions regarding medication or medical providers, or stop taking any medications, based on information from the Site including but not limited to information we provide about drug recalls.

MM Is Not Responsible for Content 

MM may periodically change, remove, or add material on the Site without notice. This material may contain technical or typographical errors. MM DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS OR SUITABILITY OF ANY INFORMATION OR CONTENT ON THE SITE AND YOU SHOULD NOT CONSTRUE MM’S PUBLICATION OF INFORMATION OR CONTENT ON THE SITE AS A WARRANTY OR GUARANTEE OF ANY KIND. MM assumes no liability or responsibility for any errors or omissions in the contents of the Site. Your use of the Site is at your own risk. 

Limitation on Liability

To the fullest extent permitted by applicable law, the Under no circumstances shall any MM Parties  be liable to you or any other person under any theory of liability (whether based in contract, tort, negligence, warranty, strict liability, or otherwise) for any lost profits, indirect, special, incidental, or consequential damages of any kind arising from or relating to these Terms of use or your access to, or use of, the Site, any MM Technology, or any linked web site, even if MM or any MM Parties were advised of the possibility of such damages, including loss of profit, revenue, business interruption, time, opportunity, cost to procure substitute services, or goodwill. 

MM’S TOTAL CUMULATIVE LIABILITY IN CONNECTION WITH THESE TERMS OF USE AND  MM’S PROVISION OF THE SITE AND ANY OTHER MM TECHNOLOGY, WHETHER IN CONTRACT OR TORT OR OTHERWISE, WILL NOT EXCEED THE GREATER OF (1) THE TOTAL AMOUNT YOU ACTUALLY PAID TO MM FOR USE OF OR ACCESS TO THE SITE IN THE PRECEDING 3-MONTHS, AND (2) $500. 

Any cause of action or claim you may have with respect to these Terms of Use, the Site, or any MM Technolgoy must be commenced within six (6) months after the claim or cause of action arises or such claim or cause of action shall be barred.

YOU AGREE THAT MM WOULD NOT PROVIDE YOU ACCESS TO, OR USE OF, THE SITE OR ANY MM TECHNOLGOY WITHOUT THESE LIMITATIONS ON ITS LIABILITY. IN JURISDICTIONS WHERE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES IS NOT PERMITTED,  MM’S LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

The limitations and exclusions set forth above will not limit or exclude liability for our or the other MM Parties’ for any matters in which liability cannot be excluded or limited under applicable law. 

Third-party Web Sites

The Site contains links to third party web sites for the convenience of our users. MM does not endorse any of these third party sites and does not imply any association between MM and these sites. MM does not control these third party web sites and cannot represent that their policies and practices will be consistent with these Terms of Use. If you use links to access and use such web sites, you do so at your own risk. MM is not responsible for the contents or availability of any linked sites. These links are provided only as a convenience to the recipient. These Terms of Use only apply to the Site and do not apply to any linked sites. We encourage you to read and understand the terms of use of any linked sites that you visit. Links do not imply that we sponsor, endorse, are affiliated with or associated with, or are legally authorized to use any trademark, trade name, service mark, design, logo, symbol, or other copyrighted materials displayed on or accessible through any linked site. 

State Laws Vary

The laws of each State are different. The Site contains information about general or common rules that apply in some states. The Site also contains information about verdicts or settlements in past cases. You cannot assume that the same rules apply, or that the same result would occur, in your state or any particular state. The statute of limitations is especially important. Every state has laws called the “statute of limitations” which set a deadline to file a lawsuit. That means that a lawsuit filed too late may be thrown out, regardless of the defendant’s fault or the severity of the injuries. Some states, for example, have a two-year period for negligence injury claims; the time period in other states may be longer or shorter. Insurance policies, particularly homeowners insurance, may require that suit be filed within one year of a loss. Some states allow claims against government agencies, but require a written notice very soon after the accident, perhaps within three months. Because investigation and research is needed to identify all possible defendants and theories of recovery, if you have an accident or injury, you should consult a lawyer as soon as possible.

MM Clients

Only individuals who MM has agreed to represent are MM clients (“MM Clients”). Certain portions of the Site designated as such by MM, such as any “My Case”-type feature of a mobile application, may be available for use only by MM Clients. When MM Clients use such portions of the Site designated by MM to communicate with us pursuant to our representation of a MM Client, we will protect any information provided pursuant to such attorney/client relationship and not share it with third parties except as is done with such precautions to preserve the confidentiality of the relevant information and any attorney/client privilege as may attach to such information...

Co-Counsel/Referral Counsel

MM has lawyers that are licensed to practice law in all 50 states and Washington D.C. MM does not, however, handle every case type. When appropriate, MM may refer a prospective client to another law firm or may associate with other law firms as co-counsel. You consent and authorize MM to seek and retain any other lawyer(s) as co-counsel or referral counsel (and to disclose confidential information to such actual or potential co-counsel), if, in MM’s discretion, it deems such appointment (or potential appointment) to be beneficial to your case.

Legal and Ethical Requirements

MM has tried to comply with all legal and ethical requirements in compiling the Site. We welcome comments about our compliance with the applicable rules and will update the Site as warranted, upon learning of any new or different requirements. To the extent that the professional responsibility rules of any jurisdiction require us to designate a principal office or an attorney responsible for the Site, Morgan & Morgan, P.A. designates its office in Orlando, Florida (USA), 20 North Orange Avenue, Suite 1600, and attorney Alexander Clem.

Advertising Disclosures 

ATTORNEY ADVERTISEMENT/ADVERTISING MATERIAL. Results are based on cumulative recoveries across Morgan & Morgan’s offices nationwide. Morgan & Morgan is a law firm with lawyers licensed in all 50 states and Washington DC. John Morgan is licensed in FL and TN only; Mike Morgan is licensed in FL and KY only; Ultima, Matt and Dan Morgan are licensed in FL only. Any attorney appearing in an ad may not be licensed in the local jurisdiction. Cases will be handled by attorneys licensed or permitted to appear in the local jurisdiction. Cases may be associated with, or referred to, other law firms as co-counsel or referral counsel and firms may share fees with client’s informed, written consent as may be required by applicable bar rules. Services may be performed by others. No legal fees or costs will be charged unless a recovery is obtained for the client. Attorneys appearing in WV ads may not be licensed in WV. WV cases will be handled by WV-licensed attorneys. Some advertisements may contain dramatizations, paid actors, and/or spokespersons. Any testimonial, endorsement, or dramatization does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. 

The selection of an attorney is an important decision and should never be based solely upon an ad. You should give this matter careful thought. Prior results do not guarantee a similar outcome. No representation is made that the legal services to be performed are greater than the quality of legal services performed by other lawyers. Every case is different and must be judged on its own merit. No representation is made about your specific rights. No representation is made that the lawyers are certified specialists or experts in any field of law. Contingent attorney fees are negotiable and not set by law. In the event of loss, by law client could be responsible in limited circumstances for certain opposing side’s fees/costs. Only our non-lawyer staffed call center is open 24/7. This ad may be a simulation or dramatization.

Alabama: Erby Fischer, Esq., 216 Summit Blvd, Suite 300, Birmingham, Alabama 35243

Alaska:1577 C St, Suite 204-M, Anchorage, AK 99501

Arizona: Steven Jones, 2355 E Camelback Rd, Suite 335, Phoenix, AZ 85016

Arkansas: Bobby F. Martin, Jr., Esq., 400 West Capitol Ave, Suite 1700, Little Rock, Arkansas 72201

California: Jared Wise, 633 West Fifth St, Suite 2200, Los Angeles, California 90071

Colorado: 999 18th St, Suite 3000, Denver, CO 80202

Connecticut: Nicholas Russo 

Delaware:1000 N West St, Suite 1260, Wilmington, DE 19801

Florida: Orlando

Georgia: 191 Peachtree St NE, #4200, Atlanta, Georgia 30303. (404) 965-8811

Hawaii: Bora S. Kayan

Idaho: 950 Bannock St, Suite 1163, Boise, ID 83702

Illinois: 332 South Michigan Ave, Suite 900, Chicago, IL 60603

Indiana: 117 East Washington St, Suite 201, Indianapolis, Indiana 46204

Iowa: 699 Walnut St, Suite 401, Des Moines, IA 50309

Kansas: Jennifer Tabuas, 801 E Douglas Ave, 2nd Fl. Office 262, Wichita, KS 67202 

Kentucky: 360 E 8th Ave, Suite 411, Bowling Green, KY 42101

Louisiana: Rene Rocha, New Orleans

Maine: 254 Commercial St, Suite 229, Portland, ME 04101

Maryland: Joseph Dunn

Massachusetts: 155 Federal St, Suite1502, Boston, MA 2110

Michigan: Michael Hanna, Esq., 150 W Jefferson Ave Ste 1400, Detroit, MI 48226

Minnesota:121 Washington Ave N, Suite 352, Minneapolis, MN 55401

Mississippi: Rocky Wilkins, 4450 Old Canton Rd, Suite 200, Jackson, Mississippi 39211

Missouri: 200 N Broadway, Suite 720, St. Louis, MO, 63102 

Montana: 5 W Mendenhall St, Suite 235, Bozeman, MT 59715

Nebraska: 233 S 13th St, Suite 1157, Lincoln NE 68508

Nevada: Andre Marques, Responsible Attorney

New Hampshire: 15 Constitution Dr, Suite 106, Bedford, NH 03110

New Jersey: David D. Friedman, Esq, 30 Montgomery St, Suite 410, Jersey City, NJ 07302

New Mexico: 500 Marquette Ave NW, Suite 1251, Albuquereuq, NM 87102

New York: 199 Water St, Suite 1500, New York, New York 10038. 212-845-2800

North Carolina: Jonathan M. Smith, Esq., 9121 Anson Way, Suite 200, Raleigh, North Carolina 27615

North Dakota: 3523 45th St S, Suite 108, Fargo, ND 58104

Ohio: 600 Vine St, Suite 1000, Cincinnati, OH 45202

Oklahoma: 101 Park Ave, Suite 1350, Oklahoma City, OK 73102

Oregon: 1050 SW 6th Ave, #1100, Portland, OR 97204

Pennsylvania: 2005 Market St, Suite 350, Philadelphia, PA 19103

Rhode Island: 56 Exchange Terrace, Suite 500, Providence, RI 02903

South Carolina: Joe Sandefur, Esq. 11915 Plaza Dr, Suite 301, Murrells Inlet, SC 29576

South Dakota: 101 S Reid St, Suite 307, Sioux Falls, SD 57103

Tennessee: 150 4th Ave N Suite 300, Nashville, TN 37219 

Texas: 16225 Park Ten Pl, Suite 500, Houston, TX 77084

Utah: 222 S Main St, Suite 537, Salt Lake City, Utah 84101

Vermont: 106 Main St, 2nd Office 7W, Burlington, Vermont 05401

Virginia: 4250 North Fairfax Dr, Suite 635, Arlington, VA 22203

Washington:  506 Second Ave, Suite 1513, Seattle, WA 98104

West Virginia: 222 Capitol St, Suite 400, Charleston, West Virginia 25301

Wisconsin: 250 E Wisconsin Ave, Suite 33, Milwaukee, WI 53202

Wyoming: 1607 Capitol Ave, Suite 427, Cheyenne, WY 82001

* Some address are by appointment only.

 Submissions

You are solely responsible for any information, content or material you transmit to or through the Site (“Submissions”). You understand that Submissions will not be treated as confidential or proprietary information. Furthermore, you grant MM an unrestricted, irrevocable, perpetual, transferable, subliscensable, worldwide, royalty-free license to use, copy, reproduce, display, publish, publicly perform, transmit, and distribute any Submission, without compensation or accounting to you or anyone else. You represent and warrant that: (a) you have the right to submit the Submission to MM and grant the licenses as described above; (b) MM will not need to obtain licenses from any third party or pay royalties to any third party for its use of the Submission; (c) the Submission does not infringe any third party’s rights, including intellectual property rights and privacy rights; and (d) the Submission complies with these Terms of Use and all applicable laws and regulations.

MM takes no responsibility and assumes no liability for any Submission. 

Claims of Infringement.  

MM respects your copyrights and other intellectual property rights and those of other third parties. If you believe in good faith that your copyrighted work has been reproduced on the Site without your authorization in a way that constitutes copyright infringement, you may notify our designated copyright agent by mail to:20 North Organge Avenue, Suite 1600, Orlando, Florida 32801  Attn: Managing Partner Please provide the following information to MM’s Copyright Infringement Agent: (1) the identity of the infringed work, and of the allegedly infringing work; (2) your name, address, daytime phone number, and email address, if available; (3) a statement that you have a good-faith belief that the use of the copyrighted work is not authorized by the owner, his or her agent, or the law; (4) a statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner; and (5) your electronic or physical signature. 

Governing Laws in Case of Dispute; Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, USA, without regard to any choice of law principles.  Any and all disputes arising hereunder shall be governed as set forth in the Arbitration section below.

Arbitration

Any and all claims by you arising out of or related to the Site or your use thereof may be resolved only through a binding arbitration proceeding to be conducted under the auspices of the Commercial Arbitration Rules of the American Arbitration Association in Orlando, Orange County, Florida. Both your agreement to arbitrate all controversies, disputes and claims, and the results and awards rendered through the arbitration, will be final and binding on you and may be specifically enforced by legal proceedings. Arbitration will be the sole means of resolving such controversies, disputes and claims, and you waive your rights to resolve such controversies, disputes and claims by court proceedings or any other means. You agree that judgment may be entered on the award in any court of competent jurisdiction and, therefore, any award rendered shall be binding. The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.  

The details, existence and outcome of any arbitration and any information obtained in connection with any arbitration (including any discovery taken in connection with any  arbitration) shall be kept strictly confidential and shall not be disclosed or discussed with any person not a party to, or witness in, the arbitration; provided that a party may make such disclosures as are required by applicable law or legal process; provided further that a party may make such disclosures to its attorneys, accountants, investors or other agents and representatives who reasonably need to know the disclosed information in connection with any arbitration and who are obligated to keep such information confidential to the same extent as such party; and provided further a party may make such disclosures to the extent necessary to enforce any arbitration award.

You understand that by agreeing to arbitration as a mechanism to resolve all controversies, disputes and claims between us, you are waiving certain rights, including the right to bring an action in court, the right to a jury trial, the right to broad discovery, and the right to an appeal. You understand that in the context of arbitration, a case is decided by an arbitrator (one or more), not by a judge or a jury. 

International Use

The Site is controlled, operated, and administered by MM from offices within the United States of America and is only intended for use therein. We make no representation regarding use of the Site outside of the United States.

Other Terms

MM’s failure to act with respect to a breach by you or others does not waive our right to act with respect to that breach or subsequent or similar breaches. No consent or waiver by MM hereof will be deemed effective unless in writing. These Terms of Use, together with our Privacy Policy, as each is currently posted, constitute the entire agreement between MM and you with respect to your use of the Site and supersede all previous written or oral agreements relating to the subject matter hereof, except that this agreement shall not supersede, restrict, or replace any agreements governing the attorney-client relationship between MM and MM clients.

MM may, in its sole discretion and without prior notice, block and/or terminate your access to the Site for any reason or no reason whatsoever.

Transparency In Coverage Rule

For Employees Only 

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. 

https://www.cigna.com/legal/compliance/machine-readable-files

Mobile Terms and Conditions

To view our Mobile Terms and Conditions please visit our Mobile Terms and Conditions page. 

Copyright

Copyright ©1998-2026 Morgan & Morgan, P.A. All rights reserved. All materials presented on this site are copyrighted and owned by Morgan & Morgan, P.A., unless in the public domain or attributed to another source. Any republication, retransmission, reproduction, downloading, storing or distribution of all or part of any materials found on this site is expressly prohibited.