PALM HARBOR CAR INSURANCE ATTORNEY

If another party is at fault, their insurance company may be responsible for paying you compensation. This is most common in car accidents when the other driver is at fault. 

To be safe, you should file your claim with your insurance company as well, even if you can file a claim with another insurance company. This ensures that all of your expenses are covered, regardless of who is eventually determined to be at fault.

Just because another insurance company is paying you rather than your own, that doesn’t mean you give up your rights. That insurance company must act in good faith in the same way that your insurance company is. The fact that you aren’t paying them money doesn’t change that. 

And if the insurance company is treating you unfairly, you can sue them the same way you can sue your insurance company.

You could file fraud charges against your insurance company, but it won’t get you the money you need. You are better off letting a Morgan and Morgan car insurance attorney in Palm Harbor, FL, file a lawsuit on your behalf. 

After the lawsuit is complete, we can contact appropriate criminal authorities if you still wish. And the evidence used during your lawsuit can potentially help authorities with a criminal case.

Insurance companies have every advantage when it comes to claims. For the most part, they set the rules, and they make all of the decisions. They also have a team of lawyers working for them at all times. Just to balance that out, you should get a lawyer involved from the very start.

Additionally, while an offer may seem fair, it could actually be a very low offer in disguise. Car insurance lawyers have the experience to identify these disguised lowball offers before you accept them.

A settlement is usually better if the insurance company is making a reasonably fair offer. The main advantages of a settlement are that they usually take less time than a trial, and you know exactly what you are going to get. A trial is longer and much less certain.

However, there are two times you may want to go to court instead. First, if the insurance company makes such a low offer that it doesn’t meaningfully help, you might as well take your chances in court. 

Second, the longer the insurance company takes to make a settlement offer, the less value you gain from accepting a settlement. For example, if a trial would take two years to finish, and the insurance company offers to settle after a year and a half, you might just want to wait the extra months for the chance at more money.

The top priority of Morgan and Morgan lawyers is helping you recover after your car is stolen or damaged. We don’t just get you money so we can get paid. We get you money so you can recover a sense of normalcy after your claim. If you need a car insurance lawyer in Palm Harbor, FL, use our contact form today to schedule your free evaluation.