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How to Collect PIP Insurance in Fort Myers, FL
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How Long Will It Take to Receive Payment for a PIP Claim?
Your PIP provider must pay out your claim within a reasonable amount of time. Usually, this means that you can expect to receive funds within 30 days. However, your provider will need detailed documentation regarding your back pain and other injuries. They must be given a reasonable amount of time to assess the claim and your documentation.
Other factors, such as the location and severity of the accident, can affect the claims time frame as well. If you feel that the process is taking an unreasonable amount of time, contact an attorney.
Why Was My Personal Injury Protection Claim Denied?
PIP providers do have the right to deny claims under certain circumstances. In fact, it happens more often than you might think. Your provider may deny your claim for any of the following reasons:
- The damages are not covered by your policy
- Your insurance has lapsed
- You intentionally caused the accident
- The accident occurred while you were committing a felony
- The injuries are related to a pre-existing condition
- You did not seek treatment within a reasonable time frame
- The deadline for submitting a claim has passed
- The treatment you received was not medically necessary
Any of these scenarios may result in the denial or reduction of your claim. If you believe the denial is unfair, call our attorneys right away.
What Should I Do After an Accident in a No-Fault State?
Immediately following the crash, you should obtain medical care for the resulting injuries. Your well-being should always be your first priority. Seeking prompt medical care will also allow you to document your injuries, which will help in filing a successful claim. From there, we recommend that you call an attorney.
How Much Will I Owe a Personal Injury Attorney?
Reliable personal injury attorneys are compensated through contingency fees. At Morgan & Morgan, we only receive payment if and when our clients receive the compensation they deserve. At our initial consultation, we will discuss our contingency rates so you will be fully aware of the percentage we recover at the end of your case.
I Live in a No-Fault State; Can I File a Lawsuit Against the Other Driver?
In no-fault states like Florida, you can file personal injury lawsuits after a car accident under certain conditions. Essentially, you must be able to prove that you have a permanent or debilitating injury. You may also file a lawsuit in the case of a wrongful death.
Do I Need an Attorney to File a Claim?
You are not required to hire an attorney when filing a PIP insurance claim. However, for many of the reasons outlined on this page, we strongly recommend that you do so. If your provider gives any indication that the process will be difficult, call Morgan & Morgan right away.
Allow Morgan & Morgan to Help You After a Car Accident
Morgan & Morgan is proud to employ a number of experienced and reliable attorneys in Fort Myers, Florida. If you are facing a difficult claims process or believe you should file a personal injury lawsuit, get in touch with our team right away. You can schedule your free case evaluation by filling out this convenient online form.