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DeLand, FL, Insurance Claim Lawyers
Insurance Claim Lawyers
302 W New York Ave.
DeLand, FL 32720
Insurance Claim Lawyers
The community of DeLand, Florida, sits between the cities of Orlando and Daytona Beach. This quiet community is home to nearly 34,000 residents and draws many visitors each year.
Floridians who live in this area enjoy one of the most idyllic downtown areas in the state. DeLand also features many of Florida's best natural springs, beaches, and theme parks.
When the residents of DeLand purchase insurance of any kind, they should be able to trust that they will have access to coverage should the need arise. Unfortunately, it is not always simple to recover the insurance payments that claimants deserve.
Consumers purchase insurance policies to reduce their financial liability in the wake of unexpected calamities. When a policyholder has paid their premiums, the insurance provider is required to provide payments for legitimate claims.
Most insurance providers operate in a good-faith manner. But this is not always the case.
When a greedy corporation decides to value its bottom line over the needs of claimants, it can be held accountable. Contact accomplished DeLand, FL, insurance claim lawyers if you were the victim of an unfair payment denial.
The knowledgeable tort attorneys at the firm of Morgan and Morgan have decades of experience fighting for the rights of claimants. Do not allow a tightfisted coverage provider to deny you the compensation to which you are entitled.
Contact the firm of Morgan and Morgan today to schedule a no-cost and no-obligation case evaluation. For your free consultation, fill out the contact form on our firm’s website.
Understanding Florida Insurance Disputes
Insurance providers claim that their customers will be adequately covered in their time of need. However, this promise is often left unfulfilled.
Many negligent companies are happy to take your monthly payments while using tactics to diminish the payments that you receive. When an insurance dispute arises, it is critical to speak with DeLand, FL, insurance claim lawyers about your case.
There are many different contexts in which insurance disputes can arise. Depending on the nature of your claim, different legal strategies will be in order.
Some of the most common types of Florida insurance disputes involve:
Automobile Insurance
Those who have experienced property damage or injuries may file insurance claims following a car accident. If your provider wrongfully rejects your car accident claim in DeLand, contact Morgan and Morgan.
Homeowners’ Insurance
It is vital to have insurance coverage for your home and property. Natural disasters, fires, theft, and other misfortunes befall thousands of Florida homeowners every year.
However, many policyholders experience denials of their property damage claims. If this has happened to you, speak with one of the accomplished attorneys at Morgan and Morgan.
Health Insurance
When you purchase a health insurance policy, you expect that necessary medical treatments and prescriptions will be covered. Unfortunately, many claimants experience unfair denials of medical coverage.
In some cases, a health insurance company will delay payment for an unreasonably long period. You should never allow an adjuster to keep you from receiving the payments that you are owed.
If you have been injured in an accident, you should not have to wonder whether you will receive the payments that you need. Medical bills and expenses can skyrocket quickly in the aftermath of a car accident, slip and fall accident, or another mishap.
In some instances, insurance claim denials are legitimate. But you should be able to expect compensation for any losses or events covered by your policy.
When you are involved in a DeLand insurance dispute, do not attempt to fight the opposing company on your own. Contact the experienced DeLand insurance claim lawyers at the firm of Morgan & Morgan.
For more than 30 years, the attorneys at our firm have fought diligently for the victims of unfair insurance company practices. Whether your claim has been wrongfully denied or unreasonably delayed, we can help.
Common Examples of Bad Faith Insurance Practices
There are many different types of wrongful practices in insurance claims disputes. When a claim denial or delay is invalid, the claimant has the right to pursue a legal remedy.
DeLand insurance claim lawyers can help you determine how best to respond to the unfair treatment that you are experiencing. According to the law, insurance providers are required to consider each claim in good faith.
When denying a claim, these companies must provide a legitimate reason for their decision. Failing to do so can result in a valid legal case against them.
Some of the most common types of bad faith practices include:
- Failing to adequately investigate a claim
- Systematically denying certain types of claims
- Misrepresenting information to policyholders
- Unfair denials based on hidden technicalities
- Unreasonable delays in providing payments
- And more
Following a successful legal case, the insurance company may be required to pay the claimant damages beyond the value of the initial claim. To discuss the specific facts of your case with DeLand, FL, insurance claim lawyers, contact the offices of Morgan & Morgan.
If a greedy insurance provider has victimized you, you may be able to recover compensation related to the following:
- Application errors
- Stalling and unnecessary delays
- Inadequate payment
- Impossible requirements
- Failure to defend against a lawsuit
- Deceptive actions
- Fraud
- Unreasonable expectations
Our skilled legal experts are ready and willing to fight tirelessly to recover the financial compensation that you are owed. We have years of experience holding negligent insurance corporations accountable.
FAQ
Morgan & Morgan
What Is the DeLand, FL, Insurance Claim Lawyers’ Process?
When your insurer has treated you unfairly, it is vital to seek the advice of an attorney as soon as possible. The earlier you have legal representation on your side, the better chance you have of recovering the money to which you are entitled.
The skilled legal team at Morgan & Morgan knows the best way to handle insurance dispute cases. When you hire us, we will take the following important steps:
Securing Documentation
Members of our skilled legal team will request a full copy of your insurance policy. If you do not currently have a copy in your possession, you can request one from your insurance provider.
Then, our accomplished attorneys will reach out to your insurance company to discuss the details of your claim. After we fully understand the status of your insurance claim, we will help you determine the best path forward.
Investigating the Facts
If there is a basis for further legal action, we will engage in a thorough investigation of your circumstances. Our team will also investigate the details of your insurance coverage policy.
This will help us show that you deserve payment for the claim you have filed. Our team will collect important evidence to support your case during this investigative stage.
Negotiations
After investigating the details of your insurance claims dispute, the seasoned legal specialists at Morgan & Morgan will file suit on your behalf. This does not mean that your case will necessarily proceed to a trial.
Most tort claims are settled without the need to go to court. However, our firm boasts more than 800 trial-ready attorneys nationwide.
Our goal will be to negotiate a reasonable settlement with your insurance provider. Unfortunately, some companies are obstinate. When this happens, negotiations may fail, and a trial may become necessary.
What Is the Statute of Limitations on Insurance Dispute Claims?
A statute of limitations is a legally-mandated time limit. This statute determines how long a claimant has to file legal action against the opposing party in a particular type of case.
While there are general rules of thumb regarding the statute of limitations on insurance dispute claims, you should discuss the specifics of your case with DeLand, FL, insurance claim lawyers.
Statutes of limitations are determined by state law. So this legal time limit varies from state to state.
In the state of Florida, you must file suit against your insurer within five years of the initial incident. The five-year statute of limitations begins when your claim is denied or the company otherwise acts in a wrongful manner.
There are some exceptions to this five-year limit. To determine how long you have to file a suit, reach out to a skilled tort attorney. Do not allow a disreputable insurance company to be left unaccountable.
When you reach out to the DeLand, FL, insurance claim lawyers at Morgan & Morgan, we will ensure that your case is filed in plenty of time. Contact our team to discuss the best course of action in your situation.
How Will DeLand, FL, Insurance Claim Lawyers Help Me?
Even if you know that you have a valid claim against your insurance provider, you may not know where to begin. Pursuing compensation following a wrongfully denied or delayed claim involves many complex legal requirements.
Because of this, victims of insurance disputes should not pursue financial recovery alone. Hiring an accomplished legal representative to work on your behalf is critical.
When you hire one of the experienced insurance claim attorneys at the firm of Morgan & Morgan, we will oversee every critical element of your case. Our seasoned legal team will handle the following for you:
- Gathering relevant evidence to support your case
- Speaking with experts and specialists, if needed
- Determining the laws and statutes relevant to your claim
- Thoroughly reviewing your insurance coverage policy
- Negotiating aggressively with the insurance company
- Building a powerful case on your behalf
- Accurately determining the value of your insurance claim
- Calculating additional damages that you are owed
- And more
You should never attempt to negotiate with an insurance adjuster without the guidance of a legal professional. Insurance company representatives are often trained to manipulate claimants.
The goal of insurance companies is to increase profits by denying or devaluing every claim that is filed. For instance, suppose that an adjuster asks how you are, and you respond, “I am doing alright.”
In most contexts, this would be understood as a social nicety. However, an insurance company representative may claim that this is evidence that your injuries are not as severe as you claim.
Do not let this happen to you. Reach out to the professionals at Morgan & Morgan before negotiating with your insurance adjuster.
How Can I Afford DeLand, FL, Insurance Claim Lawyers?
Victims of unscrupulous insurance companies often face massive financial and personal hardships. When you are filing insurance claims, you probably already have significant economic challenges and obligations.
You should not have to face the further burden of paying upfront for legal representation. Fortunately, the trusted firm of Morgan & Morgan operates on a contingency fee approach.
In other words, our attorneys are compensated with a portion of the financial recovery from successful cases. When you hire one of our DeLand tort lawyers, we will agree to a specific percentage of the winnings from your claim.
Our legal team does not receive compensation unless we successfully win or settle your case. We are confident that we can secure justice for you. If you do not get paid, we do not get paid.
Morgan & Morgan Will Fight for You
When you need a legal advocate to take on a greedy insurance corporation in Florida, look no further than Morgan & Morgan. Our accomplished insurance claim lawyers have decades of experience fighting successfully for our clients.
You should not be denied the insurance payments to which you are rightfully entitled. To schedule a no-cost case consultation with one of our legal specialists, fill out the contact form on the Morgan & Morgan website today.