Any car accident is a distressing experience, but a serious crash has the potential to change your life forever. For those who have suffered severe and permanent injuries, navigating Florida’s unique insurance laws and requirements can be truly daunting.
Accident lawyers must be prepared to meet these challenges on behalf of their severely injured clients, and go above and beyond to secure fair compensation in a system that often creates obstacles to doing so.
At Morgan & Morgan, our legal team has an undeniable record of success for clients severely injured in Orlando auto wrecks. We will fight for you so that you and your family can get the compensation they deserve. Contact us for a free case evaluation today.
Challenges of Florida Auto Insurance Law
Unlike most states in the country, Florida law does not specifically require that owners of motor vehicles maintain insurance coverage to pay when their negligent operation of a vehicle causes injury to another driver, passenger, or pedestrian. Fortunately, as a practical matter, most Florida auto owners do maintain this type of insurance, called bodily injury liability (BIL).
Nevertheless, the number of drivers in Florida without BIL insurance is perhaps higher than it would otherwise be if such coverage were mandatory. Further, even drivers who do carry BIL may have insufficient coverage in the case of serious injuries.
Orlando drivers can protect themselves and their families from drivers without BIL coverage or drivers with low limits in the case of a crash by purchasing uninsured motorist (UM) and underinsured motorist (UIM) coverage through their own insurance companies.
This type of coverage is particularly important to those involved in motor vehicle wrecks in Florida because it allows your own insurance company to step in and pay for the losses you sustained for which the liable driver lacks the insurance and financial resources to compensate you.
How an Auto Accident Attorney Can Help
It may come as a surprise, but if you are seriously injured in an automobile accident, even if the other driver was clearly at fault, you likely still have a fight ahead of you to recover the compensation you deserve.
You cannot rely on the other driver’s insurance company – or your own insurance company in the case of claims made under UM and UIM coverage – to place a fair value on your claim without a fight.
In fact, insurance companies will do everything they can to reduce your claim, including minimizing your injuries, claiming they were preexisting or caused by something other than the crash, claiming the treatment you received was unreasonably extensive, or even claiming that you are exaggerating or fabricating your symptoms.
This is why anyone seriously injured in an wreck should seek the assistance of an experienced and aggressive attorney, no matter how clear the other driver’s fault was and not matter how seemingly undeniable the injuries and losses.
Automobile Accident Cases We’ve Won
When you’re considering your options after a car accident, one of the most important things to consider is making sure you have an attorney with a track record for success by your side. Morgan & Morgan offers that. Here are several motor vehicle crash cases our lawyers have won, many worth millions of dollars.
- $12.2 million verdict for a 15-year-old in 2009 after she had been paralyzed from the waist down in a car accident.
- $2.6 million settlement for a 28-year-old man who was in a wreck with a “phantom vehicle,” fracturing his skull and requiring a titanium plate insertion.
- $1,050,000 verdict for our client after the defendant turned into her vehicle, requiring many expensive surgical procedures and a permanent intrathecal pump.
- $950,000 settlement for a 50-year-old iron worker who was in a head-on collision and suffered a severe fracture of his right foot.
- $900,000 verdict after a jury concluded that an insurance company acted in bad faith by refusing to properly cover the medical bills of a client who sustained a back injury in a crash.
- $850,000 settlement for a 40-year-old man struck in a head-on collision and needing multiple surgeries to repair the fractures in his leg.
Morgan & Morgan Fights for Car Crash Victims in Florida
At Morgan & Morgan, our team of has achieved great success on behalf of people severely injured in car accidents, and their families. Our lawyers take insurance companies to task and hold negligent drivers accountable for the harm they cause.If you or a loved one has been seriously injured in a wreck, our legal team can provide a no-cost evaluation of your case.