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Car Injury Lawyer in Miami
Miami is the second most densely populated city in Florida. While that can contribute to its vibrant culture and exciting lifestyles, this crowded city also has the highest number of car accidents in Miami-Dade County—and the entire state, for that matter. To put things into perspective, there were at least 51,543 car accidents in Miami alone in 2020, per the Florida Highway Safety and Motor Vehicles and the Miami Police Department.
That's just enough reason to learn what to do if you or your loved one has been injured in a car accident in this part of Florida. When you become the victim of a collision that wasn’t your fault, contacting the right car injury lawyer in Miami after such a horrific incident is a decision you won't regret.
When you suffer injuries or damages because of another driver’s negligence, you may be entitled to compensation. This money can help cover medical bills, vehicle damage, and other expenses associated with the accident.
At Morgan & Morgan, we proudly serve our clients as the nation’s largest personal injury law firm, with over $20 billion recovered in over 35 years of practice. If you need legal help, contact us today for a free, no-obligation case evaluation to get started.
Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
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When Should I Hire a Car Injury Lawyer in Miami?
No law requires you to hire an attorney after a car accident. But doing so can significantly increase your chances of obtaining a favorable outcome.
You'll need a Miami car injury lawyer if you've suffered severe injuries or property damage. This is because insurance companies may offer you a lower settlement amount to avoid paying what you're entitled to.
A car accident lawyer can help you negotiate with the insurance company to ensure you receive a fair settlement for your injuries and damages. Additionally, hiring a lawyer allows you to focus on your injuries and recovery while they handle the legal aspects of your case.
In Miami, Florida, the no-fault system allows you to file a claim with your own insurer even if you were at fault. However, a lawyer can help you fight for your rights if your insurance company refuses to settle.
If you are unsure of the value of your claim, a car accident lawyer can help evaluate your damages. They can also help gather evidence to support the claim and ensure you receive fair compensation for your losses.
Lastly, suppose a loved one died in a car accident. In that case, a lawyer can help you file a claim for death benefits and other forms of compensation you may be entitled to.
What Should I Look for in a Car Injury Lawyer in Miami?
You want to choose an attorney with experience handling car accident cases. That's much better than hiring a general personal injury lawyer. Attorneys specializing in car accidents know precisely how to handle the complexities of your case.
You also want a lawyer with a proven record of winning such cases. The worst mistake you'll make is choosing an attorney who'll use your case as an experiment to gain the experience they need to build their name in this field.
But you shouldn't have to worry about that when you contact Morgan & Morgan for a free case evaluation. We have so far recovered over $20 billion for the injured, including car accident victims, a track record many injury firms can only dream of.
Reputation is another crucial factor when choosing a car accident attorney. For context, Morgan & Morgan has over 28,000 5-star reviews on Google alone and has worked with over 500,000 clients. In addition, we are known all over the country for our no-nonsense approach to injury cases, especially when dealing with insurance companies. They know we won't hesitate to go to court if they don't cooperate with us.
Finally, choosing a lawyer with powerful legal resources is critical to winning a car accident case. As America's largest and most powerful injury firm, Morgan & Morgan has the resources to handle big cases and fight giant insurance companies.
How Soon After Car Injury Should I Hire a Lawyer?
The straightforward answer to this question is "as soon as possible." Here's why.
Miami, and Florida in general, has a statute of limitations on car accidents. So, the sooner you contact a lawyer, the faster they can begin working on your case. Keep in mind that time is of the essence in car accident cases, as evidence can quickly disappear and memories fade.
By contacting a lawyer early enough, they can gather evidence, interview witnesses, and build a strong case on your behalf. On the contrary, if you let the deadline expire, you will lose your right to sue.
Unfortunately, if so, you cannot recover any compensation for your injuries or damages. When your lawyer has enough time to build a strong case, they won't have to worry about tight deadlines. Instead, a good lawyer will need enough time to investigate the case, negotiate with insurance companies, and prepare for trial if necessary.
What Does PIP Insurance in Miami, FL, Cover?
In Miami and throughout Florida, PIP insurance covers the following:
Medical expenses: This includes doctor's visits, hospitalization, surgery, rehabilitation, and related expenses.
Lost wages: This includes income lost from missed work days due to the accident and the inability to perform daily tasks.
Death benefits: If a policyholder dies due to a car accident, PIP insurance will provide a death benefit to their beneficiaries.
Other expenses: PIP insurance may also cover other expenses related to a car accident, such as transportation costs to medical appointments or household services that the policyholder can no longer perform due to their injuries.What if My PIP Insurance Is Not Enough to Cover My Damages?
In Florida, the minimum coverage for Personal Injury Protection insurance is only $10,000, which may not be enough to cover all of your damages if you are seriously injured. If your damages exceed your coverage, you may be able to file a claim against the at-fault driver's insurance company.
Also known as a third-party claim, this option allows you to seek additional compensation beyond what your PIP insurance covers. However, to file a third-party claim in Florida, you must prove that the other driver was at fault for the accident and that you suffered damages. This may require the help of an experienced car accident attorney.
What Damages Can You Recover in a Third-Party Claim After a Car Accident in Florida?
A third-party claim lets you recover more damages than what your PIP insurance covers. These include but are not limited to the following:
- Medical expenses
- Lost wages
- Property damage
- Pain and suffering
- Disfigurement or disability
- Loss of consortium
What Type of Negligence Law Does Florida Use for Car Accidents?
Florida uses a "pure comparative negligence" law for car accidents. This law allocates damages after an accident based on each party's percentage of fault. Even if the injured party is partially at fault for the accident, they can still recover damages.
However, the amount of damages may be reduced based on the percentage of fault.
It is important to note that Florida's pure comparative negligence law applies to third-party claims. So if the injured party decides to file a claim against the other driver's insurance company, they can still recover damages based on their percentage of fault. If the injured party files a claim with their own insurance company under their Personal Injury Protection (PIP) coverage, the pure comparative negligence law will not apply. This is because PIP coverage covers medical expenses and lost wages regardless of who was at fault for the accident.
Can I File a Claim Without a Lawyer?
Not hiring a car accident lawyer to represent you can be risky. For starters, you may not know your rights after a car accident. As a result, insurance companies may take advantage of this vacuum to offer lowball settlements or refuse to cooperate at all.
In addition, you may unknowingly waive your right to sue, preventing you from recovering the total compensation you are entitled to. Again, a car accident lawyer can help ensure you do not jeopardize your claim.
Determining the actual value of your claim can be challenging without legal representation. However, an experienced car accident lawyer can evaluate your claim and fight for the maximum compensation you deserve.
The claim process for a car accident can also be complex and time-consuming. Without legal expertise, you may struggle to understand the laws and regulations involved and the mountains of paperwork that need to be filled out and submitted on time. A car accident lawyer can handle all of this on your behalf, allowing you to focus on your recovery.
Do I Still Need a Lawyer if the Insurance Company Is Willing to Settle?
Just because the insurance company is willing to settle does not mean you don't need a lawyer anymore. On the contrary, an experienced attorney could be the difference between settling for any compensation or what you truly deserve.
Remember that your interests and the insurance company's interests are not the same. While you may think that your insurance provider will take care of you in your time of need, especially in a no-fault state like Florida, the truth is that they are a business and only care about profits.
On the contrary, an experienced car accident lawyer will have your best interests at heart because they'll represent you from a place of care, not selfishness. They can advise you on how to proceed, helping you make informed decisions about your case.
What if I Cannot Afford a Car Accident Lawyer?
Most car accident lawyers work on a contingency basis, meaning they only get paid if they win the case. For this reason, car accident attorneys usually have an added incentive to win the case.
The contingency fee system gives anyone access to justice, regardless of their financial situation. In other words, you don't have to be rich and powerful to file a claim or lawsuit against a negligent party.
This is because you won't have to pay anything out of pocket. Instead, if they win, a small percentage of the settlement will settle the attorney fees and legal costs involved in pursuing your case.
Contact a Car Injury Lawyer From America's Largest Injury Firm
Given the heavy financial burden such accidents carry, we understand that the cost of hiring a lawyer may be a concern for some car accident victims. That's why we work hard to make our services accessible to everyone who needs them.
Our goal is to help you get the compensation you deserve without adding to your financial burden. If you've been in a car accident in Miami and are unsure about hiring a lawyer because of the cost or anything else, please don't hesitate to contact us. We'll be happy to discuss your case with you and explain your options.
Remember, you don't have to go through this alone. Morgan & Morgan car injury lawyers in Miami are here to help. Contact us today.
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