Car Accident Compensation in Miami

As per Florida Statute 627.7407, Florida residents are required to carry a minimum of $10,000 in personal injury protection (PIP) insurance. Your PIP insurance will cover accident expenses regardless of who is responsible for the crash. Coverage includes:

• 80 percent of your medical costs
• 60 percent of your wage loss
• Death benefit up to $5000

If you got hurt in a car accident in Miami, contact your insurer promptly to file a claim. If your damages exceed your PIP coverage, you can speak to a car accident attorney at Morgan & Morgan to determine your legal options for receiving further car accident compensation.

Florida is a no-fault state which means that regardless of who is to blame for an accident, you could claim damages from your personal injury protection insurance (PIP) if you sustained car damage and injuries. 

However, PIP only pays a certain amount of your medical bills and lost wages. If you suffer significant injuries, your insurance benefits will be exhausted quickly, leaving you out of pocket. Although Florida is a no-fault state, you could file a lawsuit against the at-fault driver to recover additional damages. An attorney from Morgan & Morgan can advise you and move forward with a claim. 

You may not necessarily require a lawyer to determine your case’s value if you were involved in a minor accident without injuries. However, in most cases, consulting with an attorney after a car accident in Miami can be crucial for receiving an adequate settlement after a car accident. Having an attorney assess your damages and losses can help you get what you deserve. 

Most victims do not know where to start calculating their accident losses, particularly damages such as pain and suffering or emotional distress. However, if you got badly hurt, non-economic damages could make up a considerable portion of your overall settlement. Moreover, insurance companies may try to reduce the amount you can recover to preserve their own profits. 

An experienced car accident lawyer from Morgan & Morgan can protect your rights, assess your damages, and fight for what you deserve. Our lawyers know how to calculate the proper value of your car accident claim and could prevent you from accepting a lowball settlement offer.

Before explaining why you should never provide a recorded statement to the liable party’s insurer, it is essential to understand that the insurance company is not on your side. This means that you have to be extremely careful when handling any communication or negotiation with an insurer. Asking for a recorded statement can be an attempt to manipulate you into saying something that you later regret, or worse, something the insurer can later use as an excuse to deny your claim. 

Insurance adjusters may try to push you into giving a recorded statement. However, you are not legally required to give a recorded statement, and not doing so should not influence the outcome of your claim. If you receive a request for a recorded statement, contact a lawyer as soon as possible to protect your legal rights. An attorney from Morgan & Morgan can handle all communication with the at-fault party’s insurer and ensure that you have the best chance of receiving fair compensation.

If your loved one passed away due to a crash in Miami, you could receive the following damages and others, depending on the circumstances of your case:

• Emotional anguish and trauma
• Loss of consortium (spouse)
• Loss of parental guidance and care (minor children)
• Medical expenses before death
• Burial and funeral costs
• Loss of income from the deceased
• Loss of services

We know that nothing can soften the blow or dull your grief when a loved one is killed in a car accident. However, receiving compensation can help to shoulder the financial burden that often arises when a loved one passes unexpectedly. 

Our compassionate attorneys at Morgan & Morgan can be here for you during this distressing and challenging time. We can take care of the legal process while you are free to concentrate on healing and spending time with your loved ones.

Most car accident lawyers work with a "contingency fee," meaning the attorney's fees come out of the settlement or court judgment. However, before you sign an agreement to hire a lawyer, ensure you read the fine print regarding costs and expenses. You may be responsible for an upfront payment of legal expenses, such as:

• Court filing fees 
• Costs of obtaining official documents such as police reports
• Court reporter fee
• Expert witness fees
• Mailing costs

If your agreement states that you have to pay legal expenses, you will likely be responsible for payment when the fees are due. Failing to pay these costs may mean that your case is put on hold. 

Morgan & Morgan will not charge you a dime until we resolve the case in your favor and you recover compensation. We understand that money can be tight after getting hurt in an accident. We firmly believe that injured victims deserve the best legal representation regardless of their financial situation. Therefore, you pay nothing upfront when we take your case.

If you need help with recovering an adequate settlement for your car accident damages, get in touch with us. We know the games insurers play to try and get away with paying the bare minimum. Unlike some other law firms, Morgan & Morgan never settle for less. We do not shy away from taking your case to trial to give you the best shot at receiving the full value of your claim. Get started and contact us now to find out for free whether we could help you receive car accident compensation.