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Where Can I Find the Best Car Insurance Attorney in West Tampa, FL?
If you already carry car insurance, you may assume that you don't need the best car insurance attorney in West Tampa, FL, to help you with a claim. However, as many people who have seriously been hurt in an accident can tell you, it can be impossible to recover the compensation you're owed under your policy.
It's very important to consult with an experienced and dedicated lawyer who can guide you through this process and who can tell you more about what to expect. The support of a great car insurance attorney in West Tampa, FL can make the difference between recovering maximum compensation and allowing you to put the pieces of your life back together.
Morgan & Morgan
What Happens After An Accident?
After you're hurt in a serious accident in West Tampa, FL, there are several different things that need to happen. First of all, you need to get medical attention to rule out any more serious injuries.
Unfortunately, some symptoms associated with critical medical conditions, such as whiplash or traumatic brain injuries do not present immediately after the accident. Your body is coursing with adrenaline or maybe in shock after an incident occurs and the internal damage to your body may not present until a few hours later. When it does happen, however, it can be excruciating and overwhelming.
This is why it is so important to make sure that you document your medical symptoms and communicate them with a medical professional. If your circumstances change and your symptoms get more severe, it is imperative that you report this to your doctor as well. Your doctor may be able to help you determine which diagnostic tests are needed to rule out more severe injuries. In either case, you deserve to have a car insurance attorney in West Tampa, FL, to tell you more about your legal rights as it relates to insurance and recovery of compensation for damages.
What Can a Lawyer Really Do in My Case?
There are many different ways that a lawyer can help you when you have been seriously hurt in an accident. A lawyer can tell you about the multiple different kinds of claims that may be associated with your accident. For example, you may have a property damage claim with your own car insurance company because of what was done to your vehicle in the accident. You may also have problems with your health insurance.
Some health insurance companies will refuse to provide coverage for visits to the emergency room or to urgent care if it is tied to a car accident related incident. This is why you need to report your car accident whether you were a pedestrian, bicyclist, riding a scooter, or driving a vehicle itself at the time of the accident. This way, your car insurance company has a record of the incident and can tell you further details about what to expect. Both of these kinds of claims can become problematic with the insurance company. If another driver was at fault for your injuries in a car accident in West Tampa, FL, your car insurance company will ask for the details of the other driver and his or her insurance materials.
This is critical because your insurance company will attempt to get payments that are owed to you for your medical treatments covered under the other driver's policy. However, if the other driver wasn't carrying the right insurance, or any insurance at all, you may have to rely on your own coverage.
As a Florida resident and driver, you already know about personal injury protection and its role in recovering compensation. You must first go through PIP coverage in Florida to get your medical bills and other expenses paid for. However, there are caps on PIP coverage that you can easily exceed if you have been seriously hurt in an accident. In these circumstances, you need to discuss filing a civil lawsuit, and this may be why you searched for, "Where can I find the best car insurance lawyer in West Tampa, FL?"
Likewise, you may have problems with your insurance company properly valuing your car. There are many different methods used to calculate benefits owed to you for personal injuries as well as property damage to your vehicle. Unfortunately, this opens up common conflicts with policyholders and their insurance carriers.
It is vital to find an experienced attorney who can guide you through the process of verifying your damages and what would be considered full and fair. Before accepting a settlement offer from an insurance company, you need to verify that the insurance settlement offer is reasonable and compensates you as best as possible. Once you sign the paperwork with an insurance company to accept a settlement, you waive your future rights to pursue compensation. This means that you need to take it seriously when a settlement offer is presented, and have this carefully reviewed by the best car insurance lawyer in Tampa, FL.
What Are Some of the Common Problems in Dealing With Insurance Companies After an Accident?
Many people can find it surprising that it's not only difficult to deal with the other person's insurance company but that it can be challenging to recover compensation or even get communication from your own insurance carrier. In these circumstances, you need to be prepared to consult with a qualified and knowledgeable lawyer.
Common tactics used by insurance companies aren't just annoying, but can sometimes cross the line into illegal activities known as bad faith insurance. Bad faith insurance tactics make it hard for you to recover compensation or other benefits that are owed to you under your policy. Some of the most common tactics include things like:
- Outright denying your claim without an investigation.
- Refusing to talk to you about your claim.
- Losing information that you've provided multiple times.
- Delaying your claim unnecessarily.
- Offering you a settlement offer that is not aligned with your actual injuries.
- Claiming you were never injured at all.
Since you're already dealing with the aftermath of a serious vehicle accident in West Tampa, FL, It's hard to think about fighting back with the insurance company. After all, if they're offering a low settlement offer, it may not be ideal, but it would be a lump sum that would allow you to move on with your life now. This could be a huge mistake if your claim has not been properly valued by a knowledgeable car insurance lawyer in West Tampa, FL.
What to Look for in Legal Representation?
Knowing that you need outside help from a law firm for truck accidents, pedestrian accidents, and other kinds of accidents claims is just step one. Finding the right accident lawyers to handle your personal injury claim is important, too.
You don't need to hire the first accident attorneys you find, but you should instead do some research to make sure the law firm you've selected has the right background and values to bring to your own case.
With accident claims, it's imperative that you find a law firm who has handled cases like this before. Working with a team of attorneys who know what it takes to fight for justice is crucial for protecting your interests and setting you up to recover maximum compensation.
It is equally important to find a law firm with a background connecting with insurance adjusters and handling complex cases involving the insurance industry. There are a lot of insurance issues associated with rental car accident claims, so you must be prepared to find a legal team that knows what it takes to get fair compensation.
Finally, ensure that the law firm has a good reputation for pursuing justice for victims. Check out testimonials, case results, and online reviews to learn more about how the law firm has helped others in similar cases. This can give you peace of mind about the experience and knowledge your law firm brings to the table on your behalf.
What Will My Insurance Lawyer Do First?
Once you have a legal consultation with an experienced lawyer, your attorney will want to review all evidence and details in your case, including insurance policies and your insurance claim. Your lawyer will want to know what's happened with your claim so far and your concerns about the process at that point.
If your insurance company is using any of these tactics where you simply can't get a response, hiring the qualified lawyers at Morgan & Morgan can show the insurance company that you're serious and you mean to recover all benefits to which you are entitled.
Do not hesitate to contact us to get a fee, no-obligation case evaluation. You may be able to hold the insurance company responsible for their actions and get full and fair settlement of your damages.