When you purchase insurance, you’re buying the peace of mind that you will be able to repair or replace your property when misfortune or disaster occurs, or if you become sick or injured. Unfortunately, there are times when insurers will fight policyholders in order to not pay out any money after a bad event occurs.
Many states, including Florida, have enacted special laws designed to curb this type of behavior. You need an attorney who understands the nature of insurance claims, and how best to fight against the companies that deny them.
At Morgan & Morgan, our insurance claim attorneys are experienced in helping clients recover benefits they’re entitled to. Throughout the years, our attorneys in The Villages have helped policyholders who were ignored, delayed, or wrongfully denied benefits and payouts by their insurance company.
If you believe you were unfairly denied compensation from your insurance company, we can help. Fill out our free case evaluation form today to learn more about how an insurance claim attorney in The Villages may be able to help you.
The Concept of Bad Faith
The key to pursuing any denied insurance claim is the concept of bad faith, which can manifest in a variety of ways, including:
- Ignoring claims or other communications for policyholders;
- Denying claims without conducting an investigation;
- Misrepresenting the coverage the insured’s policy provides;
- Failing to provide a basis for claims denial;
- Failing to promptly inform the insured that additional information is needed to adjust a claim; and
- Denying a claim or failing to promptly adjust a claim without a reasonable basis.
Some insurance companies will do everything in their ability to deny you coverage, even for the most minor of charges. After years of faithful payments, some of these might get deployed against you.
Your Protections From the State
Florida’s Bad Faith Law provides individuals with extensive rights protecting them from these bad faith actions, but the federal government also provides a series of protections against bad faith on the part of insurance companies.
Morgan & Morgan is committed to helping our clients resolve insurance claims in a variety of practices, such as motor vehicle accidents, homeowner’s insurance, natural disasters, and business property losses.
Contact an Experienced Insurance Claim Attorney
When it comes to insurance companies, Florida’s bad faith law can be a powerful tool in the quest to make companies accountable for their adjustment practices, which often end unfairly for claimants.
If you believe your insurance company wrongfully denied you benefits, we can help. Fill out our free case evaluation form to learn how an insurance claim attorney in The Villages may be able to help.