Automobile accidents are always stressful, but a severe one can be life-changing. You can sustain serious injuries that might be permanent, and instead of focusing on recovery, you may have to devote energy towards navigating Florida’s complex and intimidating insurance system. You don’t have to face it alone.
Our auto accident attorneys at Morgan & Morgan are ready to fight for you. Dealing with uncaring insurance companies during a car crash can be one of many things contributing to your misfortune, and one you shouldn’t have to deal with alone. Our Pensacola team is ready to try and get you compensation, going up against a system designed to keep it from you. Contact us today.
Challenges of Florida Auto Insurance Law
Car owners in Florida aren’t specifically mandates to maintain insurance coverage to pay for bodily injuries as a result of negligent vehicle operation. However, most Florida auto owners maintain this insurance, called bodily injury liability. Another type exists, called PIP, or personal injury insurance, which provides $10,000 worth of coverage regardless of fault.
Pensacola drivers can also purchase uninsured motorists or underinsured motorist coverage through their insurance company to protect them from drivers without BIL coverage. UM and UIM coverage are important because they endeavor your own insurance company to pay for the losses you sustained when the liable driver and his insurance cannot compensate you.
This process can still be difficult, even with your own insurance company. A lawyer can help you negotiate with another driver’s insurance, or — in some scenarios — your own, to ensure your claim is fairly valued. Insurance companies will engage in practices like:
- Minimizing the severity of your injuries by claiming they were preexisting or caused under different circumstances
- Claiming you received unreasonably extensive treatment
- Claiming you are fabricating your symptoms
Auto Accident Cases We’ve Won
Our attorneys across the nation have successfully taken several claims to court and achieved favorable verdicts for our clients. These include:
$12.2 million verdict for a 15-year-old in 2009 after she had been paralyzed from the waist down in a car wreck.
$2.6 million settlement for a 28-year-old man who was in a crash with a “phantom vehicle,” fracturing his skull and requiring a titanium plate insertion.
$1,050,000 verdict for our client after the defendant turned into her vehicle, requiring many expensive surgical procedures and a permanent intrathecal pump.
$950,000 settlement for a 50-year-old iron worker who was in a head-on collision and suffered a severe fracture of his right foot.
$900,000 verdict after a jury concluded that an insurance company acted in bad faith by refusing to properly cover the medical bills of a client who sustained a back injury in an accident.
Hire an Attorney to Fight for You
Our team of car accident lawyers have achieved enormous success when it comes to litigating motor vehicle wrecks. They understand the intricacies of the legal system, but more importantly, they understand what you’re going through, and will work their hardest to get you the compensation you need.