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Naples Car Accidents
If you were to look up a list of car accidents by state, the unfortunate truth is that Florida has some of the highest car accident rates in the entire United States. This number tends to average around 200,000 annually, which ends up being about 550 accidents per day.
Keep in mind that these details are only regarding reported accidents. Many more accidents go unreported, meaning that the rate of Naples car accidents is likely much higher in reality.
Even if you’re one of the lucky ones who hasn’t experienced a Naples car accident, you or a loved one may go through the experience at some point during your time in Florida. Being in a car accident can be a terrifying experience, and it can have consequences and ill effects that last for long after you hear that crunch.
Many have reported that they have medical issues (injuries, disability, etc.) and mental issues (anxiety and PTSD), as well as emotional and physical issues. Each of these issues incurs a cost that, unless you happen to be independently wealthy, can harm your financial security.
But, depending on the severity of your injuries and the situation surrounding your experience with the car accident, you may be eligible to receive additional funds to help you with costs that were incurred in the aftermath of the car accident.
The first step to getting this additional compensation is to reach out to a car accident lawyer in Naples.
Morgan & Morgan
What Is the Average Settlement for a Car Accident in Florida?
When it comes to the average settlement for a car accident in Florida, the numbers range pretty wildly. Some happy clients report that their car accident attorney in Naples was able to get them $10,000, while attorneys were able to provide their clients with $60,000.
However, before you hastily call a lawyer to bag you $60,000, realize that the amount of compensation you might receive from a settlement in Florida is entirely depending on (1) how at fault you are for the accident and (2) the severity of your issues, including medical, emotional, physical, and mental.
Also, keep in mind that whatever total you get is not the true total. Most law firms who specialize in these sorts of car crash situations will ask for no payment upfront, but once they win your case, they will ask for their share of the profits, which is typically around 30%.
Is It Worth Getting an Accident Lawyer?
Unfortunately, the question of if it’s worth getting an accident attorney isn’t one that an external party can help you with. The benefits of getting an accident attorney surely outweigh the downsides of doing so, but it is also a huge hassle.
Although your accident attorney will be doing much of the heavy lifting (canvassing the area the car accident occurred, talking with the medical professionals on your team, sourcing photographic evidence, etc.) going through the process of working with an accident attorney is a somewhat tricky process, and it’s not a very fast one, either.
Although an accident lawyer will do their best to get you any compensation you are due to receive, they may take longer than you’ve accounted for to do so. You’ll have to factor in the amount of time you’ll have to wait for a settlement, and in that time, you may have to pull out loans to cover your expenses.
As such, only you can determine if your particular case is worth getting an accident lawyer for.
When Should I Hire an Attorney After a Car Accident?
Luckily, if you’re curious about when you should hire an attorney after a car accident, there is an easy answer for this. When it comes to Naples car accidents and car accident attorneys, your best bet is to hire the attorney as quickly as you can (after doing your research, of course)! As soon as possible after the accident, do your best to find a car accident attorney in Naples who can work with your specific needs.
It’s better to find a car accident attorney sooner rather than later because you want to give your attorney the chance to begin working with all involved parties. They will have to learn who their competitor is (the opposing insurance company), discuss your situation with whatever medical personnel are handling it, and also go out to the site of the accident to perform an investigation that will help them prove that you were either not at fault or that you were only partially at fault.
The more time that your car accident attorney in Naples has to compile evidence for your case, the more likely it is that your case will succeed (so long as you are not in the wrong).
Additionally, even if you’re not feeling any lasting effects from the car accident in the immediate aftermath, that can easily change. If this happens to you, having an attorney who is already aware of what you’re going through can be a boon towards helping you succeed in your case.
Just make sure to do so within four (4) years of the accident, as that is when the statute of limitations ends for car accidents.
Is It Worth Suing After a Car Accident?
Only you can determine if it is worth suing after a car accident. You know your specific situation – the severity of your injuries, how dire your need for money is, and how at fault you are for the accident. If you are at fault for the accident, attempting to sue is a really poor idea. However, if you are not at fault and if you’re suffering from damages that you have no way of financially covering, suing might be a smart option for you.
Keep in mind that many car accident attorneys will offer free consultations to victims, so you can reach out to one that you’ve found and lay out the details of your circumstances. They can then advise you on whether you have a case or if they believe you should attempt to find solace in another avenue.
However, if it was a very minor car accident whose consequences were covered by your PIP benefits, then suing after a car accident might end up being a waste of your time.
At the end of the day, only you can make the decision, however.
What Is a Car Accident Lawyer?
In simple terms, a car accident lawyer is an accident attorney who is your best shot at getting additional compensation outside of what your insurance plan covers. A car accident attorney will be with you every step of the way in your car accident case, and you may be surprised by the amount of effort they put into seeing that you receive justice.
A car accident lawyer's main goal is to gather as much evidence about the car accident as possible. Once they have evidence that tells them who was at fault for the accident, as well as other information about if the at-fault driver can also be considered a negligent driver, they will present that evidence to the opposing insurance company. This is done in an attempt to force the at-fault party to pay whatever compensation you are due to receive as per your medical, mental, physical, and emotional injuries.
To go into it in more detail, some of the things a car accident attorney might do as part of your case are:
Exploration and Investigation
One of the only ways a car accident attorney will be able to compile information for your case is by going out and finding the evidence. This means that they will go to the scene of the accident and collect any information they can before it is lost or damaged beyond use.
Additionally, amid an investigation, your car accident attorney may also:
- Review police reports
- Examine photos that were taken on the scene
- Study witness statements and, if necessary, re-question them
- Inspect the scene for remaining evidence (e.g., skid marks, property damage, etc.)
- Inspect the damage on each vehicle, if possible
On top of the work they do out in the field, there is also work that your car accident attorney will do behind closed doors. Another superpower that your car accident attorney has is the ability to negotiate and/or take your case to court.
Negotiating with insurance companies is a skill that very few people have, and, as such, it makes your Naples car accident lawyer all the more important. As mentioned, the insurance company is going to try and trip you up or trick you into settling for a much lower amount than you are owed.
Your car accident attorney can prevent all of that. They know the ins and outs of the trade, and they’ll be able to dodge any pitfalls that might put you in danger. Additionally, as part of the negotiations, your car accident lawyer Naples FL will provide their information to the insurance company as well as a price point that they believe that you (their client) are owed.
If the insurance company and your car accident attorney can’t agree, your lawyer will take your case to court. They will do this to ensure that you’re not trapped with any low-ball offers and that you have a valid claim to the compensation they are trying to get for you.
Once your car accident lawyer and the insurance company’s attorney have said their pieces, a judge will decide if you deserve compensation or not.
When to File a Lawsuit
If you end up with severe injuries or significant damages that aren’t covered by your PIP insurance plan in a car accident, then you may want to consider reaching out to a car accident attorney in Naples.
These individuals are here to help you receive additional money that will then be used to cover any additional costs that your PIP benefits will not cover. The hope that most people have when they ask for help from a car accident lawyer Naples is that they will receive enough compensation to then be able to cover their present costs and future ones (due to the accident).
This can also be helpful because there are numerous costs (such as car repair or replacement) that are typically not covered under PIP benefits in Florida. These sorts of costs are called “special damages.” Some others include:
- Loss of enjoyment of life
- Pain and suffering
- Mental anguish
- Automobile repairs
Keep in mind that if you have a claim that seems to have a high chance of success, reaching out to an accident attorney is a great plan. They will know all the tricks that insurance companies will try to get you with – at the end of the day, the insurance company just wants your money, and they want to pay you less money.
Don’t fall into their trap. Instead, reach out to a car accident attorney in Naples for help.
Seeking Out a Reputable Car Accident Lawyer in Naples
We’re not going to leave you high-and-dry when you’ve come to us for help; contact us, and you will obtain the best car accident attorney in Naples.
If you’re curious about what else might be out there, you can also check out these compiled lists of law firms that deal with car accidents in Naples, FL, or you could go back to basics and search “auto accident lawyer” or “car accident lawyers near me.”
Next Steps: Choosing a Law Firm
Unfortunately, choosing a law firm is not as simple as going through our provided list of law firms or just doing a quick Google of your own. You must ensure that you’re doing your due diligence to find one that will work best with your specific circumstances.
One of the ways that you can ensure that this happens is by looking into the trials a particular law firm has worked on and, more importantly, which ones they have won. Then, you should also see if you can contact any of the law firm’s past clients.
If a law firm refuses to give out that information without a very good reason, it might be a red flag that they’re not as reputable as you might want them to be. However, assuming that you’re working with a good company, you must do your due diligence in terms of checking out clients they have worked with in the past.
This can give you a clearer idea of how they deal with their clients. Were they respectful? Did they really seem to understand the client’s needs? Were there communication issues that cropped up between the client and the law firm?
Having this information can help you decide, but unfortunately, there isn’t a handy list of the best law firm that will work for your situation. You have to decide in the end, so it may be best to even just go with your gut instinct!
Experiencing a car accident – or watching a loved one experience a car accident – can be a truly terrifying thing, especially when the aftereffects of it may change your lives forever. Even if you don’t believe that you've been injured in an accident, it might be in your best interest to reach out to a car accident attorney in Naples to determine if you happen to have a case or not.
Doing this will allow the car accident attorney to work with you if, down the road, you do end up requiring their services to deal with mental, emotional, physical, or medical issues that crop up from the car accident.
Car accident attorneys can be the difference between you receiving enough compensation to cover all of your post-accident needs and having to dip into your savings to try and make ends meet.
If this is a situation you’re facing right now, strongly consider reaching out to a car accident lawyer in Naples.