No one wants to get into a car wreck, but even the most skilled and careful driver will likely be involved in one at some point in their life. Motor-vehicle crashes are one of the most common types of fatal accidents in the United States, and there are more than 200,000 crashes in Florida annually, according to the Florida Department of Motor Vehicles.
Excessive speeding, driving while impaired, aggressive driving, and distracted driving are all aspects of negligent driving that cause collisions daily, and no one on the road is safe from this risk. A minor accident can result in expensive medical treatment, missed days at work, and pain, but a serious one can be truly devastating and life-altering.
Morgan & Morgan’s can help. Our Jacksonville law firm is known for serving the people, not the powerful, and will fight your claim in court to help you get a just settlement.
Negotiating with Florida’s Insurance Companies
Florida’s car insurance laws requires all motorists to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance, to cover up to 80 percent of their medical expenses and 60 percent of their lost wages in case of a wreck, regardless of fault.
However, that amount of protection is often grossly insufficient in covering medical bills and lost wages, and will not cover losses that are not financial in nature, such as emotional distress.
As a result, our attorneys work with clients to help them obtain compensation for injuries that could not be covered by the insurance protection. These injuries could be severe in nature, including broken bones, serious injury to the head or brain, permanent disfigurement including scarring and amputations, and paralysis. Drivers and passengers could also have suffered from whiplash.
Types of Damages in Car Accident Claims
Morgan & Morgan will aggressively pursue the compensatory damages you deserve for the losses you have suffered. Our attorneys will also work to see the defendant be awarded with punitive damages, if they apply.
Compensatory Damages: Compensatory damages come in economic and non-economic forms. Economic damages cover all damages quantifiable in terms of money, including medical expenses and lost wages. Non-economic damages cover damages not easily measurable in terms of finance, such as pain and suffering, mental anguish, and other major life changes.
Punitive Damages: These damages are awarded to the defendant as a punishment for their negligent behavior and discourage the defendant, and others, from similar conduct in the future. You may commonly see punitive damages awarded in DUI accidents.