Gainesville, FL Car Accidents

Car accidents can be traumatic, life-changing events, and Florida has seen more than its fair share of them. There were 254,817 injuries and 3,186 fatalities from car crashes in the state during 2019 alone, with Alachua County alone reporting 4,237 injured and 72 dead. 

While some injuries from motor vehicle accidents are minor, others can be debilitating. For the injured, physical recovery may be only the beginning. Many accident survivors also face overwhelming medical bills — and recovering compensation in Florida after a car crash can be difficult.

Florida has no-fault laws that limit claims for car accident victims. In addition, insurance companies often make it difficult to recover financial damages by underpaying survivors’ claims just to improve their bottom line.

Morgan & Morgan can help. Our Gainesville attorneys have the experience and resources necessary to get you the compensation you deserve. If you or a loved one have been injured in a car accident, fill out our free, no-obligation case evaluation form to find out more.

No-Fault Laws in Florida

Florida’s mandatory no-fault insurance coverage is known as Personal Injury Protection (PIP) insurance. Car accident victims must first file a claim under their PIP coverage for medical bills and other financial losses, regardless of who was at fault in the accident. 

The problem with PIP insurance is that victims’ injuries often require more compensation than the coverage allows. In these cases, accident victims must meet certain criteria (like strict injury thresholds) to file a lawsuit for greater damages. 

The rules regarding car crash injury lawsuits in Florida can be complex and confusing. Our Gainesville office can help you navigate these laws and determine your best path forward.

After the Accident

If you are injured in a car accident in Florida, you need to follow specific procedures to be eligible for compensation. For example, you must seek out medical care within 14 days of the incident in order to qualify for no-fault insurance claims. 

Any attempt to recover compensation above and beyond no-fault PIP insurance requires sufficient medical evidence. If you are treated, you need to save all evaluations, treatment plans, and test results you receive from medical exams and monitoring. 

By getting immediate medical attention, you are making the best choice — both for your health and for any potential legal actions going forward.

Compensable Injuries

The state of Florida instituted their no-fault insurance laws in order to simplify the claims process, as well as decrease the number of personal injury lawsuits from car accidents. Their no-fault law imposes a maximum claim of $10,000 for injuries.

Unfortunately, $10,000 is often vastly inadequate to cover medical expenses. In order to pursue additional compensation, accident victims must prove they have injuries that incur greater expenses, including:

  • Brain damage
  • Paralysis
  • Head injuries
  • Scarring 
  • Disfigurement
  • Fractured bones

Compensable Damages

If we take your case, we will pursue compensation for all damages that occurred as a result of your accident, potentially including:

  • Current and future medical expenses
  • Lost wages and capacity to earn
  • Pain and suffering
  • Mental anguish
  • Loss of life’s enjoyment
  • Wrongful death
  • Funeral expenses

How a Lawyer Can Help

Florida’s no-fault insurance laws make it difficult to seek additional compensation on your own. You need an expert on your side. If you’ve been injured in an accident and we take your case, an experienced Morgan & Morgan attorney will: 

  • Investigate your accident. We will investigate the accident in detail, including police reports, medical records, eyewitness interviews, and expert testimony in order to gather all the necessary evidence.
  • Construct your case. The next step is putting a claim together to prove the extent of your injuries and demonstrate how negligence played a role in the accident. The claim will also include the amount of compensation we are seeking.
  • Pursue compensation. We will do everything necessary to secure justice and recover the damages that you deserve, including negotiating for the highest settlement possible or taking your case to court if we think the other side’s offer is too low.

Contact Morgan & Morgan

Our Gainesville office is well-equipped to fight for the compensation you deserve. We have the experience, expertise, and resources to hold the responsible party accountable, whether it’s a negligent driver or an insurance company underpaying your claim.

At Morgan & Morgan, we are building on more than 30 years of fighting For the People. There is never an upfront fee for consultation, and we only get paid if we win. If you’ve suffered from a car accident, don’t go it alone: let us fight for you. 

Fill out our free, no-obligation case evaluation form today and one of our attorneys will be in touch.

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John Morgan