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Where Can I Find the Best Car Insurance Attorney in Gainesville, FL? - Woman signing car insurance paperwork

Where Can I Find the Best Car Insurance Attorney in Gainesville, FL?

Car insurance is supposed to be simple. Something bad happens to your vehicle or to a person in your vehicle, and you receive compensation from the insurance company. There should be no need to involve courts or attorneys in a perfect world. Unfortunately, we don’t live in a perfect world.

In reality, insurance companies are corporations. The goal of every insurance company is to make money. The best way to make money is to pay out as little money as possible on insurance claims. As a result, you will often discover that your insurance company isn’t paying what you deserve when you make a car insurance claim.

When that happens, you need the best car insurance lawyers representing your case. When you find yourself asking, “Where can I find the best car insurance attorney in Gainesville, FL?”—there is only one answer. The attorneys at Morgan and Morgan are the lawyers you want fighting for your rights.

For more information, contact us today to schedule a free evaluation of your car insurance case.

How Car Insurance Companies Underpay Your Claims

From the moment you make a claim on your car insurance policy, your insurance company is trying to find any way possible to pay you as little as possible on that claim. 

The first thing your car insurance company will do is try to deny your claim outright. If you say or do the wrong things, you can unintentionally help your insurance company deny your claim, even if it is a legitimate claim.

Your insurance company will analyze every statement you make and every piece of available evidence. If it finds any of the following, your claim might be denied:

  • Conflicting statements
  • Evidence that you had previous injuries or damage to your vehicle
  • Evidence that you filed the wrong type of claim
  • Exceptions in your insurance policy
  • Hints of illegal activity
  • Conflicting fault determinations

And once your claim is denied, you will find yourself facing the confusing and complicated appeals process. At that point, you are already at a disadvantage dealing with the insurance company, and you will wonder, “Where can I find the best car insurance attorney in Gainesville, FL?”

Even if the insurance company can’t find an excuse to deny your claim, it will often attempt to underpay you. This is particularly true when you are making claims for medical bills. Car insurance companies will try to get you evaluated by a doctor on their payroll or will offer compensation before you have been fully evaluated. 

By giving you an early one-time payment before the full extent of your injuries is understood, the insurance company makes it harder for you to get additional compensation.

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Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

  • How Can a Gainesville Car Insurance Attorney Help?

    You may think that a car insurance attorney only provides value if you need to sue your car insurance company. But that isn’t the case. The earlier you hire a car insurance attorney, the better your claim is likely to turn out, even if you never file a lawsuit.

    Just by hiring a car insurance attorney, your claim is less likely to be denied. Your car insurance attorney will represent you in communications with the police, other parties in the car accident, and your insurance company. This ensures that you don’t make any statements that are harmful to your interests.

    Without these harmful statements, insurance companies will find it a lot more difficult to justify denying your claim. Additionally, the fact that you hired a lawyer indicates that you are willing to go to court if necessary. Insurance companies will want to avoid the expenses involved with a court case. 

    This makes your insurance company much less likely to deny your claim, particularly because it knows most lawyers won’t take a case they don’t think they can win.

    Your lawyer continues to help you during the discovery process of an insurance claim. 

    Lawyers who help with car insurance claims have dedicated investigators who will find evidence of your claim’s validity and strength. All that evidence is provided to the insurance company, preventing it from cherry-picking evidence to limit your compensation.

    Next, your lawyer has the experience to determine an approximate value of compensation that you deserve based on the evidence collected. That is a starting point that your attorney will use to negotiate a settlement with the insurance company. 

    Your insurance company knows that you are prepared to take the case to court if it doesn't make a fair offer.

    Finally, your car insurance attorney will handle the case if it goes to trial. They will file all motions and argue for you in the courtroom. From the first motion until the final appeal, your attorney will fight vigorously to get you as much money as possible from your trial.

  • What Should You Do After You’ve Been Injured in a Car Accident?

    The most important thing you can do if you have been injured in a car accident is get immediate medical attention. Many types of injuries you can receive in a car accident may seem much less severe than they are. Commonly undertreated car accident injuries include:

    • Whiplash
    • Concussions
    • Soft tissue damage
    • Broken bones

    Just because you don’t initially think an injury is particularly bad doesn’t mean it isn’t. You need to let a doctor evaluate the injury immediately and should follow up on that injury later if there is any sign of long-term damage.

    It is also just as important that you are treated by the best doctors possible. An inexperienced doctor can do even more damage than the car accident did. Thus, it is just as important to ask, “Where can I find the best doctor in Gainesville, FL?” as it is to ask, “Where can I find the best car insurance attorney in Gainesville, FL?” 

    Thankfully, a great car insurance attorney can direct you to doctors that specialize in the types of injuries most common in car accidents.

  • Can I Receive Compensation for Lost Income After a Car Accident?

    If you are unable to work for an extended time after a car accident, you should be eligible for compensation for that lost income. Exactly where that compensation comes from will depend on the details of your claim. 

    You may get it from your car insurance company, from a state or federal fund, or by suing the responsible party in your car accident. Your car insurance attorney can help you figure out where that money will come from.

  • Do I Need to Sue if My Insurance Company Denies My Claim?

    Insurance companies have appeals procedures that you can use if your claim is denied. Your car insurance attorney is familiar with these procedures and can use them to reverse a denial. 

    If your car insurance company still denies your claim even after appeal, then filing a lawsuit may be your only remaining option. But by attempting to use the appeals process, you often give yourself a stronger case if you are forced to go to court.

  • How Much Money Can I Receive in a Settlement?

    This can be difficult to estimate. The amount of money you will get from your insurance company depends on the details of your case. At a minimum, your lawyer will fight to ensure you get enough money to pay for all current and future medical bills and to cover any lost income. 

    Additional factors like pain and suffering may make you eligible for extra compensation. Most settlements will be at least a few thousand dollars, and some settlements are worth millions.

  • Can I Get Some Money Early to Pay Off Medical Bills?

    Unfortunately, you won’t get any money until the settlement is paid or a trial verdict is rendered. However, this doesn’t mean that you have to be buried under a mountain of medical debt. 

    Our lawyers can communicate with your doctors and let them know that you have filed a lawsuit to get compensation for your medical expenses. This should put the bills on hold until you get paid.

  • How Much Does a Car Insurance Attorney in Gainesville Cost?

    When you retain our legal services, we take our fee on contingency. This means that we only get paid if we can get you money. It also means that our pay is always a set percentage of your final award. This encourages us to work as hard as we can to get you the maximum amount of money the law allows for your claim.

  • Where Can I Find the Best Car Insurance Attorney in Gainesville, FL?

    Morgan and Morgan have been protecting families from insurance companies since 1988. Our lawyers have won billions of dollars for our clients. When you contact an attorney in our Gainesville office, you will speak with an experienced lawyer who cares about your well-being and future.

  • What Should I Do if I Get Into an Accident in Gainesville but Live in Another State?

    This may be a problem for some law firms, but it isn’t a problem for us. We have offices in every state in the country. Your initial attorney in Gainesville will handle your case, but you can speak with a local Morgan and Morgan attorney wherever you live. 

    This way, you can be fully informed while also knowing that your case is being handled by the same attorney throughout the process.

  • Do I Have to Accept a Settlement Offer Made by My Insurance Company?

    Just because your insurance company offers to settle doesn’t mean it has made a fair offer. We are required to inform you of every offer the insurance company makes, even when it is a bad one. 

    However, we will also represent you to the best of our ability. If the insurance company has made an unfair offer, we will let you know and recommend that you don’t accept it.

    Regardless of our recommendation, the choice to accept is entirely yours. You can accept a bad offer or refuse a good offer. We will always acquiesce to your wishes. You know your finances and needs a lot better than anyone else possibly can.

  • Where Can I Find the Best Car Insurance Attorney in Gainesville, FL?

    If you are looking for a car insurance law firm that has centuries of combined experience, has won billions of dollars for clients, and cares about you as a person, you can’t do better than Morgan and Morgan. Contact us today to schedule your free evaluation for your Gainesville car insurance case.

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