Insurance Attorney in Orlando

20 North Orange Ave, Suite 1600
Orlando, FL 32801
  • The Fee Is Free Unless You Win®.
  • America's Largest Injury Law Firm™
  • Protecting Families Since 1988
  • 20 Billion+ Won
  • 1,000+ Lawyers Nationwide

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Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.
Results may vary depending on your particular facts and legal circumstances.
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The attorneys featured above are licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

Orlando Insurance Claims

For victims of injury or property loss, fighting with a Florida insurance company is not an uncommon experience. Unfortunately, some insurers fight their own policyholders and delay or even deny benefits and payouts, despite years of faithful premium payments.

This is such a problem, in fact, that Florida and many other states have enacted special laws to curb abusive behavior by insurance companies toward their own insureds. These laws, however, are complex and can be difficult to use effectively without the guidance and assistance of an experienced Orlando insurance bad faith lawyer.

Contact us for a free consultation today.

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FAQ

Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

Morgan & Morgan

  • What is "Bad Faith"?

    Every insurance contract comes with a duty of good faith and fair dealing between insurer and policyholder. Even if the policy does not state as much, it is implied by legal tradition. Florida insurance companies have every right to request reasonable proof of claims, conduct investigations, question losses, and even deny or limit claims if it is warranted.

    What they cannot do is engage in conduct that has no legitimate purpose but to intimidate policyholders, unfairly shave value from legitimate claims, or simply discourage policyholders from makings claims by making the process so difficult that it becomes more trouble than it is worth.

    Some examples of bad faith conduct by an insurer include:

    • Ignoring claims or other communications for policyholders
    • Denying claims without conducting an investigation
    • Misrepresenting the coverage the insured's policy provides
    • Failing to provide a basis for claims denial
    • Failing to promptly inform the insured that additional information is needed to adjust a claim
    • Denying a claim or failing to promptly adjust a claim without a reasonable basis
  • Florida's Insurance Bad Faith Law

    When an insurance company incorrectly denies or undervalues a claim, the policyholder may be able to sue to recover the amounts owed.

    But when an insurer engages in the conduct discussed above, or denies or undervalues a claim without any reasonable basis for doing so, Florida's bad faith law provides additional penalties.

    In addition to forcing insurance companies to pay over wrongfully withheld insurance proceeds, this law also allows Florida courts to levy punitive damages – damages designed to punish the insurer rather than simply to compensate the insured. These punitive damages can potentially be more than the amount of the underlying claim.

  • Contact a Florida Insurance Bad Faith Lawyer Today

    Florida's insurance bad faith law is a worthy step toward holding insurance companies accountable for unfair claims adjustment practices. However, the law is also overly complex and imposes a number of difficult procedural requirements upon policyholders who seek to invoke it against their insurers.

    Our Orlando insurance bad faith attorneys at Morgan & Morgan have studied this law from top to bottom and have used it to win a number of victories against major Florida insures.

    If you are tired of being pushed around by your insurance company, contact Morgan & Morgan today at (407) 420-1414 or reach out to us online to receive your free case evaluation.

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How it works

It's easy to get started.
The Fee Is Free Unless You Win®.

Results may vary depending on your particular facts and legal circumstances.

  • Step 1

    Submit
    your claim

    With a free case evaluation, submitting your case is easy with Morgan & Morgan.

  • Step 2

    We take
    action

    Our dedicated team gets to work investigating your claim.

  • Step 3

    We fight
    for you

    If we take on the case, our team fights to get you the results you deserve.

Settlement

$40,000,000

Customer Story

“I was in a difficult situation when I was injured by a faulty product. I was hesitant to seek legal help but with the help of Morgan & Morgan, they made the process easy. They took immediate action and got me the compensation I deserved. I couldn't have done it without them. I highly recommend their services.” Estate of Patricia Allen v. RJ Reynolds, et al. | 2014


Client success
stories that inspire and drive change

Explore over 55,000 5-star reviews and 800 client testimonials to discover why people trust Morgan & Morgan.

Results may vary depending on your particular facts and legal circumstances. Based on Select nationwide reviews

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