Ocala Insurance Claims
For victims of injury or property damage, a protracted battle with a Florida insurance company is an all-too-common occurrence. Some insurers even fight their own policyholders, ignoring years of faithful premiums to ensure momentary savings for their organization.
Many states, including Florida, have enacted special laws designed to curb this type of behavior. You need an attorney who understands the nature of insurance claims, and how best to fight against the companies that deny them.
At Morgan & Morgan, our insurance dispute attorneys have significant experience helping clients recover benefits to which they were entitled.
Your insurance company has immense resources and the willpower to fight for their interests. But we do, too. Our Ocala team is ready to represent you against insurance companies, and strive to bring justice to you.
The Concept of Bad Faith
The key to pursuing any denied insurance claim is the concept of bad faith, which can manifest in a variety of ways, including:
- Ignoring claims or other communications for policyholders
- Denying claims without conducting an investigation
- Misrepresenting the coverage the insured's policy provides
- Failing to provide a basis for claims denial
- Failing to promptly inform the insured that additional information is needed to adjust a claim
- Denying a claim or failing to promptly adjust a claim without a valid reason
Some insurance companies will do everything in their ability to deny you coverage, even for minor charges. After years of faithful payments, companies might reject the needs of their customers over something trivial. Ocala’s diversified economy, which includes horse breeding, senior care, and more, could make for increased reliance on the insurance you rightly deserve.
Your Protections Provided by the State
The state of Florida provides individuals with rights protecting them from these bad faith actions. The federal government also provides a series of protections against bad faith on the part of insurance companies.
Determining bad faith can be difficult. A knowledgeable attorney can help wade through and understand the rights provided by the state and the federal government, while also maximizing your chance to get the compensation you need.
Morgan & Morgan is committed to helping our clients resolve insurance claims in a variety of practices, such as motor vehicle accidents, homeowner’s insurance, natural disasters, and business property losses.
Hire a Competent Ocala Attorney
When it comes to insurance, Florida’s bad faith law can be a powerful tool in the quest to hold companies accountable for their adjustment practices, which often end unfairly for claimants. But the law is also very complex, making it difficult to follow judicial procedure when it comes to claiming and proving bad faith.
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