Workers' Compensation Attorney in Alpharetta178 S Main St, Unit 300
Alpharetta, GA 30009
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Workers’ Compensation Lawyer in Alpharetta
With any luck, you’ll never get injured at work. But unfortunately, thousands of people get injured at their workplace every year.
Many of these injuries are minor and have minimal impact. But when an injury disables you so badly that you’re temporarily unable to perform your work activities, you need workers’ compensation to help you recover and pay your bills while you’re out of work.
Workers’ compensation insurance is a type of insurance mandated by law for all but the smallest businesses. The purpose of this insurance is to pay for medical bills and partially replace the lost income of a worker who is severely injured while on the job.
Your employer pays for workers’ compensation insurance, but you’re the one who receives compensation from it.
When workers’ compensation insurance is working as intended, you will fill out some paperwork and start receiving compensation for medical bills and lost back pay within a few weeks. However, when it isn’t working as intended, the insurance company may unfairly deny your claim or pay you less money than you deserve.
When this happens, you need a workers’ compensation lawyer in Alpharetta from Morgan & Morgan to help you get the money you deserve for your workplace injury.
If you’ve been injured in the workplace in Alpharetta, contact us today to get a free case evaluation.
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What are Ways to Get Hurt in the Workplace?
If you work in an office, the only workplace injury you’re likely worried about is a paper cut. But even a seemingly safe workplace like an office can be dangerous under the wrong circumstances. For example, if a large filing cabinet isn’t safely mounted to the floor or wall, it could fall on you while you’re accessing the files.
Your employer is responsible for protecting you from injury while you’re in the workplace. This is particularly true if you work with hazardous materials or in hazardous situations. To this end, your employer is required to maintain a safe work environment and implement safety procedures that prevent accidents.
An employer failing to maintain a safe work environment is one of the more common reasons that employees get hurt in the workplace.
However, even when all equipment is safe and all safety procedures are followed, it’s still possible to get hurt in the workplace. Accidents happen and can be particularly devastating when they involve dangerous equipment.
You should always be on the lookout for potential dangers, even in a seemingly safe environment.
No matter how diligent you are, you could still get hurt. Some of the most common injuries that happen in the workplace are:
- Slip and falls, especially on stairs
- Construction site accidents
- Burns when working with hot equipment or in kitchens
- Car accidents while driving for work
- Exposure to unsafe chemicals or substances
- Being assaulted by a customer or another employee
Regardless of whether your work environment was safe or not, you are eligible for workers’ compensation if you were injured on the job and that injury prevents you from working temporarily.
If you get hurt at work, contact a workers’ compensation lawyer in Alpharetta immediately to learn about your options and make sure that you get the compensation you deserve.
How Does the Workers’ Compensation Claims Process Works?
The workers’ compensation claims process is similar to the claims process for other insurance policies. After you’re injured, you report your claim to the insurance company, provide details and evidence that support your claim, and then get paid for covered losses or expenses.
However, there’s also a major complication in this process. The workers’ compensation claims process must go through your employer. This means that you will need to report the injury to your employer, and your employer will need to support your claim with the insurance company.
It’s also likely that there will be significantly more paperwork to fill out since both your employer and the insurance company will want that information for their records.
Additionally, the insurance company isn’t the only party that can deny your claim. Your employer can also deny your claim if it doesn’t believe that your claim fits the definition of workplace injury.
All of this means that two parties could be potentially opposed to your claim. To combat such a situation, you should hire a workers’ compensation lawyer in Alpharetta from Morgan and Morgan.
How Can a Workers’ Compensation Lawyer in Alpharetta Help You with Your Claim?
The moment you see the paperwork that you have to fill out to claim workers’ compensation insurance, you will understand the importance of a workers’ compensation attorney. It is complicated, filled with legal terms, and there’s a lot of it.
You might not understand some of the text in the paperwork, but your workers’ compensation attorney will understand all of it. Just having someone who can explain the important parts and ensure that everything in the paperwork is reasonable is a huge advantage.
But your attorney doesn’t just provide consultation. Your attorney also provides representation. This means that your attorney can act in your stead when dealing with the insurance company, your employer, or any other party involved.
By acting on your behalf, your attorney can make sure that you don’t say or do things that would harm your case.
Everything you say and every action you take after a workplace accident can potentially be used against you by the insurance company to deny your claim. Your attorney understands the law and the claims process and will avoid making those mistakes.
Additionally, your attorney can directly negotiate with the insurance company to get you a fair settlement offer for your claim.
A workers’ compensation lawyer in Alpharetta knows how to accurately determine the value of your claim and won’t settle for less money than you deserve. If the insurance company tries to undervalue your claim, your attorney can file a lawsuit to protect your rights.
You can rest assured that Morgan & Morgan attorneys have a long history of winning awards for clients in workers’ compensation trials. It may take a little longer for you to get the compensation that you need, but you will likely receive more money to compensate for the delay from the insurance company.
Can the Insurance Company Delay My Claim?
Insurance companies are required to complete the insurance claims process in a reasonable amount of time and are not permitted to unduly delay the process. Despite this, many insurance companies will delay each step just a little to make it take longer.
The longer a claim goes on, the more likely it is that you will settle for a smaller amount of money than you deserve.
Your workers’ compensation attorney from Morgan and Morgan will ensure that your insurance company is following a fair timeline. If there is evidence that the insurance company is unreasonably delaying your case, your attorney will pressure the insurance company to act more quickly and threaten legal action if necessary.
If I Am Permanently Disabled by a Workplace Accident, Am I Eligible for Workers’ Compensation?
Workers’ compensation insurance only covers temporary disabilities that occur because of workplace accidents. If you are permanently disabled, other programs can help you with medical expenses and lost income.
A Morgan & Morgan attorney will explain your options and help you choose the one that’s best for you.
Can I Receive Workers’ Compensation Insurance if I Am Injured While Not at Work?
Typically, you can only receive workers’ compensation insurance if you are injured while in your workplace. However, if you are performing work activities, your location doesn’t matter.
For example, if you’re injured while driving for work, you were on the job even though you weren’t in the workplace. Your attorney can examine the details of your case and let you know whether you qualify during your initial case evaluation.
When Will I Get Paid for My Workers’ Compensation Claim?
Typically, you will get paid two weeks after you make your claim. However, you will only start to receive compensation if the insurance company has completed the investigation and approved your claim by that point.
Your workers’ compensation attorney can speed up the approval process by filling out paperwork promptly and providing evidence that supports your claim.
If I Am Not Being Paid Until Two Weeks After I Make My Claim, Am I Paid for the Wages I Lost During Those Two Weeks?
Yes, you receive back pay for all lost wages in your first workers’ compensation check. You just need to accurately report your lost work time so the insurance company can properly calculate your compensation. If you’re accurately documenting your lost time, you will get all back pay whenever your first payment is made.
Am I Allowed to Appeal the Decision of the Insurance Company if My Claim Is Denied?
If the insurance company denies your claim, you have the right to appeal that decision. The appeal process is controlled by the insurance company, so you shouldn’t expect it to turn out any better than the original claim process.
It’s still usually worth appealing because your only other option is to file a lawsuit. Lawsuits take a long time, while an appeal can potentially be quick if it is decided in your favor.
When Should I Hire a Workers’ Compensation Lawyer in Alpharetta?
The best time to hire an attorney is immediately after you are injured. Typically, the earlier an attorney gets involved, the more likely you are to receive fair compensation and the more money you are likely to receive from the insurance company.
If you wait, you might harm your case in a way that even an experienced attorney might have difficulty correcting. At a minimum, even if you don’t immediately hire a workers’ compensation attorney, you should consult with an attorney to learn more about your options and your rights.
Get the Money You Need to Recover From a Workplace Injury With Workers’ Compensation Attorneys From Morgan & Morgan
After you have been injured in the workplace in Alpharetta, the most important thing is a quick recovery. However, to recover quickly, you will need money.
Without money to pay for your medical expenses and to replace your lost income, you could find yourself in trouble. The insurance company may be responsible for compensating you, but it has no incentive to help you.
For real help from a law firm that cares, contact Morgan and Morgan today to get a free case evaluation for your workers’ compensation claim.