Handling Discussions With Insurance Companies
Georgia is a “fault” car insurance state, which means that automobile wreck victims are allowed to seek compensation directly from the at-fault party, the at-fault party’s insurance company or their own insurance company. Typically, claimants will first seek compensation from the at-fault party’s insurance company.
If you are involved in a crash, it is important to remember that these insurance companies are for-profit businesses and may attempt to confuse you or compel you into to agreeing to a settlement that is insufficient to cover your losses.
It is also imperative that you do not discuss the or disclose any details any party—except for your attorney and treating physician. Any statements or comments you make can potentially harm your pursuit of compensation during negotiations or at trial.
Proving Distracted Driving in Atlanta
Negligence refers to an individual or entity’s failure to meet the standard level of acceptable behavior which includes paying proper attention while operating a vehicle to ensure the safety of others. In recent years, with an increase in the use of technology, the number of distracted drivers is on the rise.
Distracted driving may refer to eating or drinking while driving, using the car’s electronic system, attempting to program a GPS device, talking on the phone, texting while driving, and checking other electronic media. If you are injured in a car wreck and believe it was caused by a distracted driver, your attorney can launch an investigation into the crash to identify any indications of negligence.
Your lawyer may be able to prove distracted driving by:
- Reviewing traffic camera and video footage
- Requesting official cell phone records
- Examining the time of phone usage
- Analyzing past tickets the driver may have been issued
- Determining where (and if possible, when) a GPS was used
- Retracing the driver’s steps to determine whether food or a beverage was purchased