Hiring a personal injury attorney to handle your case is always worth it. The first thing you need to know is that insurance companies often have attorneys representing them, especially in complex cases. If these companies understand the importance of hiring an attorney, so should you.
Secondly, insurance companies are in the business of making money, not paying out claims. The fewer claims they pay out, the more money they make by collecting their client's premiums.
So, when trying to get a fair settlement for your injuries, these companies will likely do everything they can to lowball you. And it's even worse when you don't have a personal injury lawyer on your side; the insurance provider might take advantage of your lack of legal representation to offer a lowball settlement or frustrate the entire process.
On the contrary, a personal injury lawyer will fight for you and ensure you get the fair settlement you deserve. To put things into perspective, they will deal directly with the insurance companies, so you don't have to. This makes it difficult for the other party to play games with your claim because they know they'll likely end up in court—and lose—if they do.
Personal injury attorneys can ensure all paperwork is filed correctly, avoiding delays in obtaining your settlement or even jeopardizing the claims.
Most personal injury lawyers work on a contingency basis, which means they only get paid if you win your case. For this reason, it's in their best interest to get you the highest possible settlement. And because they work on a contingency system, there are no risks involved, at least for you—you don't owe them anything if you don't win the case.
Lastly, depending on the severity of your injuries or pain, you may be unable to keep up with the demanding nature of these lawsuits. Instead, you'll likely want to focus on recovering from your injuries or mourning your loved one. That's where an attorney shields you from further pain and frustration by pursuing the claim on your behalf.
So, yes, hiring a personal injury lawyer is worth it.