Hail storms manage to do a significant amount of damage in the U.S. each year. Hail accounted for more than $1.7 billion in losses in 2017 and $700 million in 2018. More than 10 million properties suffered hail damage in 2017, which means millions of people were impacted.
If your property has suffered hail damage, you are likely covered by your insurance policy. But the process of actually receiving compensation can be complicated, and insurance companies are not always eager to pay for a valid claim.
Your insurer will probably use their own contractors and engineers to assess the damage, but you shouldn’t just rely on them. They may be biased in favor of the insurance company. A good law firm may know independent engineers who can give you a second opinion.
Make sure to take photographs of the damage, and to save and preserve all written correspondence, copies of test results, and property surveys. You may need them to bolster your claim — or a lawsuit.