Where Can I Find the Best Rental Car Accident Lawyers in Owensboro, KY?608 Frederica Street, Suite 300
Owensboro, KY 42301
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Rental Car Accident Lawyers in Owensboro, KY
If you're looking for rental car accident lawyers in Owensboro, Kentucky, you may not know where to start. But, you can now forget about the exhaustion and frustration of looking for an Owensboro rental car accident attorney because you've come to the right place. Morgan & Morgan has the best rental car accident lawyers in the region and the nation.
To put things into perspective, let's discuss what to look for in a rental car accident attorney or law firm. This will help you further understand why Morgan & Morgan rental car accident lawyers are uniquely qualified to handle these kinds of cases in the region.
Experience Handling Rental Car Accident Cases
Car accident lawyers are all over Owensboro and the entire state of Kentucky. However, the most difficult part is finding an attorney with experience handling rental car accident cases. This is because rental car cases are complex. They involve complicated laws and processes, making it even more challenging to obtain a favorable outcome. While obtaining a favorable outcome with these kinds of cases is challenging, it all narrows down to the kind of attorney you choose to work with.
At Morgan & Morgan, we have an army of over 800 personal injury attorneys. Our experienced team of attorneys specializes in different areas of personal injury, including those caused by rental car accidents. So when you contact us for a free case evaluation, you can rest assured that you'll be dealing with experts in this field.
Availability of Legal Resources to Fight for You
It is never advisable to downplay the importance of legal resources when it comes to car accident cases. A standard car accident claim goes through different frustrating twists and turns. For example, the issue of liability is usually one of the most complex to solve in some of these cases. While some cases might be pretty straightforward, others are complex.
Your rental car accident attorney should have sufficient legal resources to fight for you. Rental car companies make a lot of money in profits every year. That aside, these companies have business insurance coverage that protects them from various claims and lawsuits. Remember, their insurers can afford some of the best defense attorneys to fight for them in and out of court. For this reason, you need a rental car accident lawyer or law firm that can match or even exceed the legal firepower from the other party.
That's what Morgan & Morgan is known for. We are the largest personal injury law firm in the country for a reason. Our law firm has powerful resources to fight for our client's best interests. We can conduct thorough investigations on your behalf, collect expert opinions, file important paperwork, and build a strong case on your behalf. And while at it, you won't have to worry that we'll run out of resources and settle for less than what you deserve, as other law firms do.
Capacity to Represent You in Court
Since personal injury cases are complex, some don't always settle out of court. For example, the rental car insurer might simply refuse to settle your claim, citing different reasons, such as but not limited to:
- the plaintiff is responsible for the accident;
- failing to file a claim on time;
- not seeking immediate medical attention after the accident and so much more.
When that happens, the only other way to force them to settle is by filing a lawsuit. But some rental car accident attorneys don't like the idea of representing their clients in court, and that's because it takes a lot of time, experience, and resources to pursue these kinds of claims in court. Unfortunately, that's not something an inexperienced law firm or attorney can guarantee.
On the contrary, at Morgan & Morgan, our attorneys are always prepared for all scenarios. We know that you deserve the best legal representation in and out of court, and that's exactly what we provide.
Ability to Investigate Claims and Establish Liability
Car accidents happen when you least expect them. Whether you're on vacation having a good time with your friends and family or on a business trip, accidents do happen all the time. And sometimes, some of these accidents are caused by negligence. But remember, the other party won't accept liability unless you prove it.
For example, suppose you lose control of your rental car while driving down the freeway. The car lands in a ditch, and the airbags fail to deploy, causing you serious injuries. The rental car company, or their insurer, might blame you for the accident just to avoid liability. For instance, they could claim that you were driving while intoxicated, but that might not be true.
What if we told you that the rental car crashed because the brakes failed? Or the airbags were faulty, and the rental car company knew or should have known about it? Of course, if that's the case, you'll need to prove it. That's where Morgan & Morgan comes in to help investigate your accident claim and determine the truth.
Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
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Why Are Rental Car Accident Cases Complex?
Car accident cases, in general, are complex. However, those involving rental cars are even more challenging to deal with. For this reason, you need an attorney with the experience, knowledge, and resources to navigate the complex legal processes involved when you have a valid claim against a rental car provider or their insurer. Let's now discuss why these kinds of cases are complex and require specialized attention.
When you get injured in a car accident in Owensboro, Kentucky, the state's car accident laws come into effect. Kentucky is one of the few states with a 'choice no-fault' system after a car accident.
Before we even discuss this system, it's important to note that Kentucky is a no-fault state when it comes to car accidents. This means that after a car accident, both parties are required to file a claim directly with their own insurer.
This process seems pretty straightforward until you get injured in a rental car. That's when things become complicated. For example, in a no-fault system, you may be covered by your:
Regular Car Insurance
Your own personal insurance may cover you if you get injured while operating a rental vehicle. This kind of coverage is usually offered under your personal injury protection, which is required in no-fault states.
Rental Car Company
Rental car companies might also offer auto insurance coverage on top of the initial cost of renting the car. Whether or not you need additional coverage depends on several factors. Of course, you won't need coverage if your own insurance policy covers a rental car.
Credit Card Insurance
Some credit card companies provide collision coverage for rental cars. Check with your credit card company for this kind of coverage before purchasing additional coverage.
Back to the complex aspect of rental car accident claims, imagine a scenario where you suffer serious injuries while driving a rental car. Or imagine being hit by a rental car driver. In that case, where exactly do you file a claim?
Imagine a situation where you get into an accident as the rental car driver and suffer several broken bones. In that case, you might need multiple surgeries. But suppose you had PIP coverage and additional coverage through your credit card company and also bought extra coverage via the rental car company because they persuaded you to do so even though they knew you didn't need it. In that case, this could create a confusing situation. For this reason, you need an attorney who specializes in these kinds of cases and is familiar with the unique rental car laws in Owensboro and throughout Kentucky.
Then there's also the issue of liability. For example, when you get injured in a car accident while driving a rental car, there's always a possibility that the car wasn't even in good condition in the first place. This could be a case of negligence by the rental car company or even a product liability case, warranting a claim against the manufacturer of the defective car part that led to the accident or failing to prevent it as it should have.
Can I File a Claim Against the At-Fault Driver in a Choice No-Fault State Like Kentucky?
In most no-fault states, one party might be able to bring a case against the at-fault party in a car accident under certain circumstances. In Kentucky, you can file a claim against the other driver's insurance company if their negligence caused you injuries worth more than $1000 in medical expenses. You can also file a claim against their insurer if the car accident caused:
- A permanent disfigurement
- A permanent loss of body function
- Bone fractures
- A permanent injury
It is also important to note that the above requirements only apply when you want to bring legal action against the at-fault party for bodily injuries. But you may file a claim against them without these conditions if the accident caused damages to your vehicle or property.
What Should I Do After a Rental Car Accident in Owensboro, Kentucky?
When you get injured in a rental car accident in Owensboro, KY, or anywhere else across the state, there are certain things you can do to improve your chances of filing a successful claim or getting the medical attention you need. Here are a few steps to guide you:
The first and most important thing is to ensure you are safe. Call 911 immediately and request an ambulance if you or your loved one needs urgent medical attention.
Gather substantial evidence about the accident. This evidence may include but is not limited to photographs of the accident scene, the contact information of witnesses, etc.
Call 911 and request a police officer at the scene. The officer will create a police report, which will come in handy when you file a claim.
Do not accept liability even if you feel responsible for the accident.
Seek medical attention even if you feel fine right after the accident. This should be done no later than 14 days after the accident.
Inform the rental car insurance company about the accident. Do not accept liability or sign anything the rental car offers, especially without an attorney.
Contact a rental car accident attorney for further legal assistance if you've suffered serious injuries. The attorney will evaluate your case and discuss your options. You never know—you may be eligible for compensation and not from one insurance provider alone.
Avoid discussing your case with anyone other than your attorney. More specifically, resist the urge to post about the accident on social media. In fact, many attorneys recommend that you stay off social media while your claim is being processed.
This is because insurance companies can hire private investigators to monitor your offline and online activities. And some of their findings can be misleading. Unfortunately, insurance companies will cling to anything that gives them a chance to avoid liability. The last thing you want is to have your claim dismissed without facts.
Morgan & Morgan Rental Car Accident Lawyers in Owensboro Can Help
There's no doubt that there are many car accident attorneys and law firms in Owensboro and the surrounding cities. But most of them do not specialize in rental car accidents, and those that attempt to do so don't even have the resources to fight for you. To win such cases, you need to work with a reputable law firm that needs no introduction to the world of personal injury.
That's Morgan & Morgan we're talking about. Call our Owensboro office today at 270-938-6900 or fill out our online case evaluation form to find out whether you have a valid claim.
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