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Paducah Car Accidents
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FAQ
Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
What Are the Most Common Types of Car Accident Injuries?
Car accidents can result in all types of injuries. Depending on the accident’s severity, victims can suffer broken bones, lacerations, whiplash, spinal cord damage, and traumatic brain injuries. In the worst cases, car accidents may be fatal.
It’s not uncommon for people involved in car accidents not to realize they are injured immediately following an accident. Some injuries, like internal organ damage, traumatic brain injuries, and whiplash, may not be apparent until a day or two after the accident.
The body naturally produces excess adrenaline following an unexpected collision, which tends to mask symptoms.
Whenever you’re in a car accident, check yourself immediately for injuries. If you don’t feel you need immediate medical attention, monitor yourself for symptoms in the coming days.
See a doctor if you notice bruises, back or neck pain, or changes to your personality. All of these symptoms are warnings that something isn’t quite right. A physician can determine whether your symptoms indicate a severe injury that requires treatment.
What Should I Do After a Car Accident?
Following a car accident, check everyone involved for injuries. If anyone needs immediate medical assistance, call for an ambulance. In the meantime, try to keep injured victims comfortable and administer first aid if it’s safe to do so.
You will also need police assistance. When the police arrive, they will take over the crash scene. They’ll take statements from all involved drivers and evaluate the wreck to determine who is at fault. Police will also call for tow trucks if vehicles are undrivable and clear the roadway.
You should get a copy of the police report detailing the wreck. If the police can’t give you one at the scene, you can obtain one through your local Paducah precinct.
If you require medical treatment, keep copies of your medical records.
Finally, contact a Paducah car accident lawyer for legal assistance. An attorney can establish whether a legal claim is necessary and help you obtain compensation for your injuries.
How Much Compensation Can I Obtain From a Car Accident?
You can obtain compensation for a car accident according to your losses. Monetary damages can cover your medical treatment expenses, lost wages, and damage to your vehicle. If you sustained severe injuries in the wreck, you might receive compensation for emotional pain and anguish, disability or disfigurement, or loss of quality of life.
Family members whose loved one perishes in a car accident may file a wrongful death claim. Compensation from a wrongful death claim includes funeral and burial expenses, emotional pain and anguish, and loss of consortium or parental guidance.
Your Morgan & Morgan attorney will help you determine the appropriate amount of compensation for your case.
Can I Sue the Other Driver for Damages?
Kentucky requires all resident drivers to carry personal injury protection (PIP). Before suing another driver at fault for the accident, you must exhaust your PIP coverage limits. The minimum PIP coverage required in Kentucky is $10,000.
If the cost of your injuries exceeds your PIP coverage, you may sue other drivers involved in the crash. However, to do so, your claim must meet one of the following conditions:
- You have a permanent injury, disfigurement, or over $1,000 in medical costs
- A family member died in the crash
- You have a broken bone from the collision
You can sue the other driver for compensation if your case meets one of these stipulations. Their liability insurance coverage should cover your damages.
Why Does Kentucky Require PIP Coverage?
Kentucky seeks to minimize court cases involving car accidents through its PIP coverage laws. Under the Kentucky no-fault regulations, insurance providers must automatically pay for their customer’s injuries, no matter who was at fault for the accident.
However, that doesn’t mean the insurance provider won’t try to minimize your claim or pay you less than you are due.
Since Kentucky accident laws are complex, it’s best to seek the advice of a skilled attorney who can make sure that your case receives the appropriate attention and care.
Paducah car accident lawyers at Morgan & Morgan can assist you in your case and negotiate with insurance providers who try to minimize your claim.