Auto Accident Attorney in New York
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Auto Accident Attorney in New York
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If you find yourself injured after a car accident in New York, you might face several unexpected challenges.
How do you overcome these challenges? A great way to do that is by seeking the assistance of an auto accident attorney in New York from Morgan & Morgan. We have decades of experience dealing with car accidents and can help you navigate the claim process quickly and easily.
If you want to maximize your compensation after a car accident, contact our law firm in New York immediately to schedule a free case evaluation with an experienced lawyer.
How an Auto Accident Attorney in New York Can Maximize Your Compensation
It is a common misconception that getting money after a car accident is easy. Many think that all you need to do is contact the appropriate car insurance company, report the accident, and wait for a check to arrive in the mail.
Unfortunately, while that may have been true in the past, modern car insurance companies are rarely that benevolent. They will take advantage of any opportunity to pay you less than you deserve. Instead of getting the maximum possible compensation, relying on the insurer to do the work likely means you get only the minimum.
An auto accident attorney in New York can change all this by preventing the insurance company from undervaluing your claim. Our experienced lawyers will not stop fighting until you have received the maximum compensation allowed by law.
Communicating With the Insurance Company
The first thing to realize when dealing with an insurance company is that it knows all the applicable laws, regulations, and loopholes. It is also aware that you don’t have a good understanding of your rights or of how your insurance policy works. Thus, the company can easily trick you into giving up your rights.
When working with our firm, you can be confident that your auto accident attorney in New York has at least as much understanding of laws, procedures, and policies as the insurance company. The first thing we’ll do when you retain our law firm is to insist that all communication between you and the insurance company goes through us.
This prevents the insurer from taking advantage of your lack of knowledge. It can’t try to deceive you nor take advantage of something you say to deny or undervalue your claim. Instead, the insurance company will always deal with a keen legal mind that constantly watches for unfair tactics.
What is the easiest way for an insurer to undervalue your claim? They can deny it. You may think this shouldn’t be possible, but there are countless reasons an insurance company can deny a claim.
Many of those reasons are procedural; the fact that we take the lead in all communications with the insurance company should prevent any procedural denials. That said, your claim can also be denied due to the limits of your policy. In simple terms, this means that if your insurer can claim that you did something to invalidate your policy, they can pay you nothing.
This is where good evidence-collection skills become essential. Our attorneys know how to determine the cause of an accident and present that information to the insurance company in a way that it can’t ignore. This keeps the insurer from denying the claim early in the process.
Calculating damages is a multistep process. The first part is relatively easy. We will collect copies of employment records and every bill you received due to your injury. This lets us easily calculate how much the injury has already cost you.
However, unless you have a minor injury, you will likely face more future lost wages and expenses. Calculating the value of those future damages requires a complete understanding of the extent of your injuries.
We will communicate with your doctors to determine approximately how long you will need to recover from your injuries and how much the treatment will cost. Our attorneys can also use this information to estimate how much work you will miss.
Because we have decades of experience with these types of cases and good relationships with medical experts, we can accurately estimate the future value of your case. When the average person attempts to do this without a lawyer representing them, they come up with incorrect numbers.
This is another place where the insurance company might try to resort to dirty tricks. Often, the insurer will try to insist that you get evaluated by specific doctors who work with the insurance company. These doctors often undervalue the treatment costs of accident victims to remain in the company’s good graces.
We will prevent you from getting scammed in that way while presenting opinions from doctors you know you can trust.
The Threat of a Lawsuit
One of the significant benefits of being represented by an auto accident attorney in New York is the threat that you will file a lawsuit against the insurance company. When the insurer realizes they are dealing with a lawyer, they know the claimant will be ably represented if the case goes to trial.
That threat alone is often enough to convince an insurance company to negotiate in good faith. Corporate attorneys are very expensive, especially once a trial begins. If the case goes to court, the insurer will typically spend more defending itself than it will cost to settle with you.
Even more importantly, insurance companies in New York have dealt with Morgan and Morgan attorneys before. They know our lawyers have considerable courtroom experience and an excellent record of winning jury cases. If they risk a trial, there is a good chance they will lose and be on the hook for both damages and lawyer fees.
Consult With a Lawyer as Soon as Possible
If you want to enjoy the benefits of being represented by an attorney, the most important thing you can do after a car accident is immediately consult an attorney. Even a slight delay can harm your case, resulting in you getting significantly less money than you deserve.
The best time to contact Morgan & Morgan is while you are still at the scene of the accident. This lets our attorneys collect pertinent information while it is readily available. We can even send a lawyer to meet you at the crash scene, depending on the circumstances.
Regardless, contacting us early on allows us to advise you so that you don’t make any mistakes. It also lets us immediately take the lead on all communications with interested parties.
You can help ensure the best outcome by letting us begin working on your case right away. We understand that time is critical after a car accident. Not only do your injuries require immediate treatment, but the doctors and hospitals that treat you expect payment for those services. Unfortunately, if you are like most people, you won’t be able to pay your bills until the insurance company provides compensation.
Thus, every day that we aren’t working on your case is one more day that you have to deal with the stress of unpaid bills. That isn’t fair to you or to the doctors who treated you.
If you can’t contact us immediately after the accident, try not to delay longer than you need to. And if possible, document everything about the accident. This will give us a jump start on your case, even if we can’t start working on it the day it happened.
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Which Insurance Company Will Pay Compensation for My Injuries?
In New York, your insurance company typically pays compensation. If you were very seriously injured and the other driver did something egregious, you may be eligible to receive compensation from them as well. But that is pretty rare.
What Information Will My Attorney Need From the Accident?
Every accident is different, but typically we will need the following:
- The contact information of all drivers involved in the accident
- The name of your insurance company and your policy number
- Pictures of the damage to your car and your injuries
- Any police reports made about the accident
- Medical reports from doctors who treated your injuries
If your injuries allow you to collect this information, doing so can speed up your case. We can usually collect it, too, but it will likely take longer than if you provide it because of the red tape involved.
Why Are Corporate Lawyers More Expensive Than Personal Injury Lawyers?
Corporate attorneys typically charge by the hour. A case can become very expensive when you are paying multiple lawyers several hundred dollars per hour.
However, an auto accident attorney in New York from Morgan and Morgan doesn’t charge by the hour. Instead, we only ask for a percentage of the money that we get for you from the insurance company. Whether we spend 10 or 100 hours working on your case, you will pay us the same amount.
Should I Accept a Settlement Offer From the Insurance Company?
You should only accept a settlement offer if your attorney says it is fair. Typically, our attorneys will negotiate any offer you receive from the insurance company. And if we think it is fair, we will present it to you and explain why we believe you should take the offer.
However, if you receive an offer that doesn’t go through us, it probably isn’t a fair one. Instead, the insurance company is likely trying to underpay you.
Trust the Largest Injury Law Firm in the U.S. to Handle Your New York Auto Accident Case
If you have been seriously injured in a car accident in New York, you need the maximum possible compensation to ensure you recover quickly. Who better to trust your case with than the largest injury law firm in the U.S.? Contact our firm today to schedule a free case evaluation with an experienced car accident lawyer.