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New York Hurricane Insurance Claim Attorneys
Hurricanes don’t make landfall in New York very often, but when they do, they can wreak havoc. Hurricane Irene in 2011 and Hurricane Sandy in 2012 are two examples of strong storms that severely impacted the Empire State.
After suffering property damage from a storm on the level of Sandy or even Irene, you might think receiving compensation from your insurance company would be straightforward. Unfortunately, this isn’t always the case.
The primary goal of insurance companies is to make money. Often they protect their bottom lines by denying claims or making lowball offers after a hurricane.
Hurricanes are devastating enough on their own; you shouldn’t have to struggle afterward to get the help you need. If you want someone in your corner fighting on your behalf, contact us for a free, no-risk case evaluation.
Most Common Types of Hurricane Damage
Wind, rain, and storm surge can batter your property in a number of ways, causing the following:
- Roof damage
- Flooding and water damage
- Broken windows
- Structural damage
- Fire damage
- Damage to personal property inside the home
- Damage to outside structures like sheds and pools
See our blog for tips on how to prepare your home for hurricane season.
What You Should Do After a Storm
Try to prevent further damage. There likely is a clause in your insurance policy that requires you to take steps to protect your damaged property from further damage after a hurricane. For example, if your doors or windows are broken, you should cover open areas with tarps to prevent further water damage to the inside of your home. Otherwise, the insurance company many try to argue that the damage occurred after the storm, not during it.
Document everything. Documentation is essential to filing a successful hurricane insurance claim. Make a list of every part of your home or property that was damaged. Don’t forget to take pictures of your whole house and yard. Take pictures of all four sides of your home and as much of the roof as possible. These images will strengthen your claim.
File your claim on time. Most insurance policies limit the amount of time you have after a storm to file your claim. Your insurance company will look for any reason to deny your claim, so don’t drag your feet. It’s important to get started right away and gather the necessary documentation to support your claim.
How Can an Attorney Help?
The experienced hurricane claim attorneys at Morgan & Morgan can help you navigate the insurance claim process from start to finish. If your insurance company is slow-playing your claim, trying to pay you less than what you deserve, or has flat-out denied your claim, we can help.
We will investigate your policy and your property, build a persuasive case, and negotiate with the insurance company on your behalf. Our goal is to recover the full amount that you are owed — nothing less will suffice.
Contact Morgan & Morgan
If your insurance company is denying, delaying, or undervaluing your hurricane insurance claim, contact Morgan & Morgan’s New York attorneys and we will fight to protect your rights. As America’s largest personal injury law firm, we have the staff and resources required to take on big insurance companies and win.
Our case evaluations are free, and you pay nothing unless we recover for you. Get started today by requesting a free, no-obligation case evaluation.