When you buy a product, you expect the product to deliver the benefits promised, as well as perform as described by the manufacturer. Whether you purchase a package of AAA batteries or a brand-new automobile, the seller of the product must act in good faith when consummating the transaction. Any manufacturer or retailer that sells a defective product has acted in bad faith. In the insurance industry, bad faith insurance covers several legal issues.
You purchase an insurance policy to protect you financially if something unexpected goes wrong. For example, you buy an auto insurance policy to protect you financially in case you get involved in a motor vehicle accident. A comprehensive car insurance policy covers the costs associated with medical bills and property damage. Since you send your monthly premium payments on time, you expect your insurance company to fulfill its legal obligations to cover your financial losses after a vehicle collision. An insurance company that does not fulfill its legal obligations has committed an act of bad faith insurance.
If your insurance company has acted in bad faith when it comes to your insurance policy, you should speak with an experienced attorney who has compiled an impressive record of forcing insurance companies to honor their financial obligations. Your lawyer conducts a detailed review of your case, which includes gathering and organizing evidence such as a copy of your insurance policy and every receipt associated with your claim. An experienced insurance attorney also interacts with the insurance adjuster of your claim to find a resolution to your case.
At Morgan and Morgan, our insurance attorneys represent clients that face the bad faith insurance tactics implemented by unethical insurance companies. We understand the frustration that develops when a perfectly valid insurance claim comes back denied by an unscrupulous insurance adjuster. Our team of insurance lawyers also possesses a deep understanding of the various ways insurers can commit acts of bad faith that hurt our clients financially. For more than three decades, the bad faith insurance attorneys at Morgan and Morgan have helped clients fight back against illegal insurance company actions.
Schedule a free case evaluation with an insurance lawyer at Morgan and Morgan to address the acts of bad faith committed by an insurance company.