Discovering that your car is totaled is a frustrating experience. You may have relied on that vehicle to get to work, do errands, and carry out responsibilities you have throughout the work week and the rest of your life. It is also a major challenge when you are unable to come to terms of an agreement with the insurance company about the payment for a totaled car.
In these circumstances, you may need a lawyer. An attorney can help you figure out the best way to determine how to get the most money from insurance for a totaled car. Just because your insurance company has told you something does not necessarily mean that this is the only thing that applies to your personal case.
Getting the best settlement for your totaled car puts you in a better financial position because, since you are no longer able to use this vehicle, you may have to purchase something else relatively quickly. Time is of the essence—insurance companies know this and might be counting on you refusing to contest the settlement so that you can simply get a quick payout and move on.
Before making hasty decisions, make sure that you consult with a qualified and experienced attorney about your totaled car, especially if you believe that your insurance company is taking advantage of you or blocking you from receiving benefits that you are entitled to under your policy. Many claimants will typically accept the first offer from the insurance company without reviewing its details and determining whether or not they can get a better offer. You may assume that your insurance company is after all giving you a fair payout because you are a paying customer and followed all the rules for supporting a claim. Most insured drivers don't know what to expect and therefore don't realize that they may be able to get more for their totaled car. Being armed with negotiation tactics or hiring an experienced insurance lawyer to help guide you through the process can dramatically increase your chances of success.