Car accidents can potentially cause severe injuries that require extensive treatment to remedy. A back injury is one of the most common and difficult to endure because they can not only cause tremendous pain but also restrict your ability to work, making it difficult to pay medical bills and other expenses.
On top of it all, you’re likely financially drained and wondering why you should have to pay for an accident you didn’t cause. By filing a car accident lawsuit, you could receive a settlement that would allow you to get back on your feet.
Most car injury settlements are resolved through negotiations, but some do go to trial when both parties can’t agree on a compensation amount. Insurance companies will try to devalue your claim or even attempt to dismiss it altogether so they don’t have to pay what you deserve. If an unethical insurance company isn’t treating your claim seriously, Morgan & Morgan can assist you in fighting for every penny you’re entitled to.
How Does the Car Injury Settlement Process Work?
After your accident, the first step is to file a claim with the at-fault party’s insurance provider. This claim begins the process of recovering the damages that resulted from your accident, such as lost wages, emotional suffering, and medical bills. Once this is completed, it is recommended that you retain a trusted attorney to assist you in the remainder of the process.
Your attorney will begin collecting evidence to support your case. They will gather eyewitness testimony, photo/video of the accident site, and medical records to ensure your case is as strong as possible when it reaches the negotiation table. Back injuries are often difficult to prove, so gathering testimony from medical experts can be crucial for future legal proceedings.
Once the investigation is complete, it’s time to draft the demand letter. This letter will describe the extent of your injuries, explain how the at-fault party acted negligently, and display the damages you seek to recover. Once the insurance company receives this, they will either accept it and begin settlement negotiations or deny it because they don’t believe your case is valid. If the insurance company dismisses your case, your attorney can file an appeal with a claims adjuster for further review.
Every state has different time restrictions for car injury settlements, so it’s important to understand the rules that apply to you. For more information about your state’s statute of limitations, complete a free no-risk case evaluation.