Why Is My Car Accident Settlement Taking So Long?

Why Is My Car Accident Settlement Taking So Long?

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Why Is My Car Accident Settlement Taking So Long?

The issue of car accident settlement taking so long isn’t something new. We’ve seen and handled many similar cases before. 

Several factors can contribute to the timeline of settling a car accident claim. These include the complexity of the accident, the severity of injuries and property damage, disputes over fault or coverage, and the thoroughness of the investigation required to establish liability. Delays can also occur if there is difficulty in obtaining necessary documentation or when negotiations between parties are prolonged. 

Sometimes, though, insurance companies may intentionally delay the process for no apparent reason. In legal terms, that’s what is called acting in bad faith. If you believe you are entitled to compensation after an accident, but the insurance company is acting in bad faith, it’s best to have your case reviewed for free by an insurance expert from our team.

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Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

Morgan & Morgan

  • What Are Some Signs the Insurance Company Is Acting in Bad Faith?

    Before we even look at these signs, it’s important to note that insurance companies operate differently depending on the circumstances. Those who act in bad faith may use newer tactics that might not seem like bad faith initially until when you discover the truth later down the road. 

    That said, the most common signs of bad faith insurance include:

    • unreasonable delays in processing your claim;
    • failure to conduct a proper investigation;
    • refusing to pay a valid claim;
    • not providing a reasonable explanation for claim denial;  
    • offering significantly less money than the claim is worth; and
    • misrepresenting the law or terms of the insurance policy to avoid paying a claim. 

    If you notice any of these signs and you believe your claim is valid, get in touch with us for a free case review.

  • How Do I Prove My Insurance Company Acts in Bad Faith?

    The first thing you need to do is document all interactions with the insurance carrier, their claims adjusters, or any representative from their side. This documentation should include dates, times, and details of conversations. 

    Collect all relevant documentation related to your claim, including a copy of the insurance policy you purchased. If filing a claim against the other party’s insurance company, say in the case of a car accident, make sure you collect evidence from the accident scene, seek medical attention, and document everything in the process. Then, as soon as possible, contact Morgan and Morgan to have your case reviewed by someone familiar with the games insurance companies play.

  • How Can a Bad Faith Insurance Lawyer Help?

    A bad faith insurance lawyer swings into action in cases where insurance companies fail to uphold their obligations to claimants, just like you. They can help by:

    • evaluating the merits of your case;
    • advising on the legal options available;
    • identifying the parties that might owe you compensation (if you have a valid case);
    • creating a legal strategy to maximize your claim; and
    • representing you in negotiations or court proceedings. 

    On top of the initial damages you may have been entitled to, bad faith insurance claim lawyers can also help you secure damages for the wrongful handling of your claim, including compensation for any additional losses or distress caused by the insurer's bad faith conduct.

  • Contact Bad Faith Insurance Experts from Morgan and Morgan

    Having your case reviewed by a Morgan and Morgan insurance expert is a game changer. We know that insurance companies love to bully their clients into accepting lowball offers or nothing at all. But there’s always a bigger bully in the room, better equipped with the knowledge, experience, and resources to take on these insurance companies. 

    That’s Morgan and Morgan, the injury firm for the people. Do not let the insurance company deny you the compensation you deserve. Tell us about your case by filling out this form. We might be able to help. 

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“I was in a difficult situation when I was injured by a faulty product. I was hesitant to seek legal help but with the help of Morgan & Morgan, they made the process easy. They took immediate action and got me the compensation I deserved. I couldn't have done it without them. I highly recommend their services.” Estate of Patricia Allen v. RJ Reynolds, et al. | 2014

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