What Happens If You Get Insurance After an Accident?

Insurance policies usually come into effect on the start date specified in the policy documents. This date is agreed upon when you purchase the policy. Any incidents that occur before this date are not covered. 

Yes, you may be able to file a claim if you were partly responsible for the accident. That’s because most jurisdictions, with the exception of Virginia, Alabama, Maryland, North Carolina, and the District of Columbia, operate under comparative negligence laws. These laws allow for compensation even if you are partially at fault. However, it’s also worth noting that your compensation may be reduced by the percentage of fault attributed to you.

If you don’t have insurance, you may still be able to seek compensation after an accident. The main avenue for compensation is by filing a claim with the other party’s insurance provider. Having your case reviewed by a legal professional from our team is one of the best ways to determine whether you may be able to recover compensation and where exactly to file such a claim.

There’s a reason why Morgan and Morgan is widely referred to as the injury firm for the people. That’s because our clients are ordinary people just like you whose only mistake is being at the right place at the wrong time.

Getting injured because of someone else’s negligence is one of the worst things that can ever happen to you. And when that happens, you can count on us to step in and find a way to remedy the situation.

You may lack insurance, but that doesn’t mean you will automatically lose your right to obtain compensation. That, again, depends on the uniqueness of your case. The first thing we’ll do is evaluate your case to determine whether you might be owed compensation.

Once that’s out of the way, we’ll identify the parties responsible for your injuries or losses and hold them accountable.

With or without insurance, you have rights that deserve to be protected. Contact our personal injury experts today to learn more about how we might be able to help.