Los Angeles Lyft Accidents
For decades, if you wanted to get from one part of Los Angeles to another, you’d call a taxi. Now, following the introduction of ridesharing services such as Lyft, all you have to do is open an app on your smartphone. Due to their convenience and affordability, Lyft and other ridesharing platforms have seen exponential growth in recent years – a trend that’s expected to continue.
Most of the time, Lyft drivers escort their passengers from Point A to Point B without incident. Unfortunately, there’s a degree of risk in entering any vehicle, no matter who’s behind the wheel. From whiplash and fractures to neck and spinal cord injuries, Lyft auto accident victims often suffer serious ailments. You might be wondering: What happens if I get hurt as a passenger in a Lyft-affiliated vehicle?
Establishing Liability and Recovering Compensation
Any time you arrange a ride through Lyft, one thing is almost certain: As a passenger, you won’t be liable if an accident occurs. Typically, either the Lyft driver or another driver’s negligence will be to blame. No matter the case, you’ll want to identify who is liable and collect compensation for your losses.
If the collision was the fault of the other driver, the situation is similar to that of any other car accident. You can file a claim with the other driver’s insurance company to attempt to recoup your losses.
If, on the other hand, your Lyft operator was negligent, things get a bit more complicated. Because Lyft drivers are considered independent contractors rather than employees, the company may deny any responsibility for the accident. To compound matters, insurance companies often offer lowball settlements or outright deny legitimate claims. So, how do you recover compensation?
If the Lyft driver has a commercial auto insurance policy or provision in their policy that covers ridesharing, you may be able to collect damages from them. However, Lyft drivers are not required to carry this insurance and generally don’t have it. What’s more, they may not have the means to compensate you, and their personal insurance policy might include a “business use exception.”
The good news is, if the ridesharing driver’s insurance has been exhausted, you may be covered by Lyft’s commercial liability insurance coverage, which covers up to $1 million per accident, per person. Be sure to speak to a Lyft accident attorney to discuss your legal options.
Lyft Accident Damages
If you suffered an injury as a passenger in a Lyft accident, a Morgan & Morgan auto accident attorney may be able to help you collect financial compensation, including:
- Past and future medical costs
- Pain and suffering
- Lost income and reduced earning capacity
If you are in an accident, be sure to call the authorities and remain at the site of the crash. If possible, collect insurance information from everyone involved, as well as contact information from eyewitnesses. Additionally, take photographs of the crash site and, even if you feel fine, accept medical attention (some injuries are not immediately apparent).
Contact Morgan & Morgan
If you were the victim in a Lyft accident, you have a lot on your plate between your injury and the associated costs. Let the Los Angeles-based auto accident attorneys at Morgan & Morgan help: Our legal experts can handle your case from start to finish while you focus on healing. Schedule a free case evaluation now. It’s free to call, and we get paid only if you win.