Insurance Claim Lawyers

1. Documentation

   First, your assigned legal team will ask to see a complete copy of your insurance policy. If you don’t already have this, you can request it from your broker or insurance company. Next, your team will contact your insurance company to determine the status of your claim.

   These items will help your team understand the basis of your claim and if there is grounds for further investigation and legal action.

2. Investigation

   Your attorney and their support staff will dig into the details of your policy investigate the circumstances surrounding whatever damage or triggering event that caused you to file a claim.

   In this stage, we are gathering the evidence we need to support legal action.

3. Negotiation

   Your attorney will file suit against the insurance company. This does not guarantee a trial; negotiation with the insurance company is also possible.

Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders. When an insurance company denies or undervalues a claim, they may allege that:

The loss is excluded from the policy.

The damages are less than what the insured is claiming, or falls below the policy deductible.

The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.

At Morgan & Morgan, our attorneys are committed to helping clients settle insurance claims disputes in a wide range of practice areas. The following is a list of many of the types of insurance disputes handled by the attorneys in our offices:

• Hurricane damage and tropical storm damage
• Flood damage
• Cast Iron Pipes
• Homeowners
• Condo Owners
• Accidental Death and Dismemberment
• Life Insurance
• Life Insurance Benefits
• Long Term Disability Insurance
• Hail Damage
• Blasting
• PIP claims (including first party)
• Fire claims
• Tornadoes
• Sinkholes
• Business property losses
• Bad faith claims
• Lightning Damage Insurance
• Insurance Broker Malpractice
• Frozen Pipes
• Weight of Snow, Rain, and Ice
• Vandalism and Theft Damage
• Wind Damage
• Water Damage
• Adjacent Construction Damage
• Building Collapse

If you believe that you are being treated unfairly by your insurance company, please do not hesitate to contact us today to see if an experienced insurance dispute attorney at Morgan & Morgan can help.

Get in touch by filling out our free, no-obligation case review form. We're here to help you with your insurance disputes, as well any personal injury claims.