It’s happened to the best drivers among us. You’re simply driving from one place to the next and then — crash — a car accident. It’s bad enough when just your vehicle is damaged, but it’s even worse when you’re injured. Even if your injury doesn’t seem bad at first, it could nevertheless become something that changes your life.
Whether the car accident involves a damaged car or drivers and/or passengers are injured, what can add overwhelming insult to injury is dealing with the insurance company — especially if it’s fighting you over compensation you need for medical bills, lost wages, and other expenses. You shouldn’t have to deal with this kind of conflict. This is where a car accident lawyer can help.
After a car accident, you have enough on your plate. You shouldn’t have to fight the insurance company alone. We have decades of experience getting millions of dollars for injured people just trying to pay their bills. Contact us today for a free, no-risk case review.
Our attorneys at Morgan & Morgan have, for decades, built a reputation as knowledgeable, experienced, and compassionate advocates for the people. We’ve recovered millions upon millions of dollars for injured drivers and passengers in several states who suffered sometimes life-altering injuries for no fault of their own. Whether it’s a car accident settlement or a car accident lawsuit going to trial, our attorneys are ready to fight for you.
If you’ve been in a car accident and are unsure of your next steps, please fill out our free, no-obligation case review form. Our law firm will review your claim for free and determine if our lawyers may be able to help you with your personal injury lawsuit.
Why Hire a Car Accident Attorney?
Driving is getting more dangerous. In fact, more than 35,000 people died in crashes on U.S. roadways in 2015, according to the most recent data available from the National Highway Safety Administration. With a landscape like that, having an experienced attorney represent you after your car accident is becoming more important than ever.
There are specific rules and regulations that can complicate insurance claims and the recovery of additional damages, such as for pain and suffering, in cases of severe injury or death. An attorney might be able to help ensure you receive full benefits from the insurance company and determine whether you can file a claim for additional damages against the at-fault party in the event of a car accident. (Depending on your state, you might be subject to personal injury protection (PIP) requirements, which our attorneys can help you navigate.)
The strength and success of your claim will likely hinge on the ability of your attorney to collect, analyze, and present evidence.
If you have suffered any degree of injury, we may be able to help you file a lawsuit to claim compensation beyond what is provided by insurance claims.
Our attorneys can begin preparing your claim by:
- Collecting police and accident scene reports;
- Questioning witnesses;
- Reconstructing the accident scene;
- Taking photographs of the scene, damage, and injuries;
- Analyzing medical reports;
- Contacting expert witnesses to review evidence; and
- Speaking with insurance providers on your behalf.
Based on what we’ve seen when handling these cases since 1988, the insurance company or negligent party from which you are attempting to collect compensation will work to categorize your injury as temporary, rather than permanent. Your attorney can collect and organize evidence on your behalf to rebut the defendant’s claims.
Car Accident Injuries: How Much Money Can You Get in a Lawsuit?
An important question for those injured in a car accident is “How much money can I get in a car accident lawsuit?” This is because medical bills add up and if you’re too injured to work, that can make for a unmanageable combination. Even if you are able to work, you might still have ongoing medical bills, the likes of which seem to just keep adding up.
Because each accident is different, the extent of injuries suffered will vary between cases and will therefore dictate different outcomes when getting compensation. If you live in a no-fault state and are subject to PIP, the costs for treatment of the injuries sustained will not be covered by PIP insurance and will require additional litigation or negotiations.
Our attorneys have won millions of dollars for people injured in car accidents. For example, we recently won $8 million for a woman severely injured in a crash in Florida. We also turned a $25,000 low-ball insurance offer into a $1.1 million jury award.
Injured motorists seek damages stemming from a variety of afflictions related to motor vehicle accidents: Joint, muscle, back, neck, and bone injuries; paralysis; permanent disability; head injuries; spinal cord injuries; wrongful death; loss of limbs; knee damage; whiplash; and burns and scars.
Compensation Questions Answered: What Are Economic and Non-Economic Damages?
For those injuries, we would seek two primary damages types for our clients: economic damages and non-economic damages.
Economic damages, also known as compensatory damages, attempt to compensate the injured car crash victim for his or her monetary losses. Common economic damages awarded in car accident lawsuits include:
Medical Expenses: This could include expenses for emergency room visits, hospitalization, emergency surgery, any assistive devices and future appointments with a medical professional.
Future Medical Expenses: If the car accident victim can prove that he or she will need continued medical care as a result of the crash, they may be able to recover the cost of future medical expenses.
Lost Wages: Car accident victims who have been injured can seek compensation for lost wages from the time of injury to the conclusion of the lawsuit. Even if the victim was unemployed, he or she could receive compensation for lost wages if the attorney can prove that the accident limited his or her earning potential.
Loss of Earning Capacity: If you sustained injuries that prevent you from working, you may be able to receive compensation by proving that the car accident had a negative impact on your earning capacity. In this case, the jury will typically determine the amount the victim could have earned if the car accident had not occurred.
Non-economic damages award the plaintiff for non-financial losses, such as pain and suffering from a car accident. Damages for non-monetary losses are typically harder to determine and may include compensation for the following:
Pain and Suffering: In awarding damages for pain and suffering, the jury will examine the extent of your injuries, including how long you are expected to suffer, the nature of the injury, and what financial burdens the incident places on you and your family.
Mental Anguish: You may also be able to get compensation for the emotional pain you faced after the accident. Mental anguish can include feelings of fright, nervousness, worry, grief, and any other type of emotional trauma a victim can face after a devastating accident.
Loss of Consortium: The surviving spouse may be awarded compensation for the loss of services, assistance, aid, and companionship of his or her loved one in the case of a wrongful death caused by a car accident. Surviving parents may be awarded compensation for the loss of love, affection and companionship of their minor children as a result of their wrongful death. Likewise, minor children may be awarded compensation for the loss of services, assistance, aid, and companionship of their parents as a result of their wrongful death.
Punitive Damages: If the actions of the defendant were so malicious or egregious, the jury may impose punitive damages, which are intended to punish the defendant and discourage similar behavior in the future.
In a PIP State? Go Beyond the Limits
If you are seeking additional damages, your attorney will approach the negligent party’s insurance company in an attempt to recover compensation to cover your remaining costs. Your claim will be submitted for approval to the insurance company, which will have conducted an investigation of its own.
The strength and success of your claim will likely hinge on the ability of your attorney to collect, analyze, and present evidence. This is no easy task, though, because the opposing insurance company will want to minimize their payout.
Providing your attorney with as much information as possible can help strengthen your claim. If your attorney and the insurance company cannot agree on a settlement, the case may proceed to trial.
Uninsured and Underinsured Motorist Accidents
After exhausting PIP coverage, if the other driver has no other insurance or an amount of coverage that is insufficient to cover the costs related to your injury, your uninsured or underinsured motorist coverage may cover the damage caused by the negligent party.
If the negligent party was underinsured, your insurance will cover the difference between your losses and the amount you received from the other party’s insurance company. If you do not have this coverage, you should contact an attorney to obtain compensation for injuries resulting from the accident.
Attempting to collect compensation through your uninsured motorist coverage can be complicated and will likely require the assistance of an experienced attorney.
An attorney may be able to seek damages from the negligent party’s homeowners’ insurance, your own insurance carrier or your health insurance provider. Attempting to collect compensation through your uninsured motorist coverage can be complicated and will likely require the assistance of an experienced attorney.
Your insurance company may try to limit your payout, based on its own investigation of the accident and how much it believes your claim is worth. If you receive an amount that you believe does not properly cover your losses, your attorney may be able to file a lawsuit against your insurance company in an attempt to recover additional compensation. Contact an attorney for free today to help you with your insurance dispute.
Types of Car Accident Claims
Depending on which state you call home, you could be subject to no-fault insurance law. Florida, Kentucky, New York, Pennsylvania and Massachusetts are among the states with no-fault laws.
No-fault insurance law attempts to limit the number of lawsuits filed over minor car accidents. Civil suits to recover additional compensation for personal injury damages are only permitted under certain circumstances, such as:
Negligence
Most car accidents rely on the concept of negligence, or the party’s failure to exercise a certain level of caution while operating a vehicle or using common roads. Negligence is one of the most common factors in accidents that harm other motorists, pedestrians, or bicyclists.
To prove negligence, your attorney will conduct a preliminary investigation to identify who was responsible for the accident.
For you to have the best chance of receiving compensation, your attorney must prove that the defendant failed to meet a reasonable standard of care and that his or her negligence caused the accident. Some examples of defendants are negligent drivers, reckless drivers, intoxicated drivers, and bus drivers.
Manufacturer Liability
If your vehicle, or the other party’s vehicle, had a defect that contributed to the accident, the injured party may have a claim against the manufacturer of the vehicle or one of its parts. If the car had a faulty design, or a manufacturing and labeling issue, the manufacturer could be held liable regardless of who was actually at fault for the accident.
To prevail, your attorney must prove that you were not at fault for the accident. Oftentimes expert testimony and analysis is used as evidence to prove that the defect contributed in some way to the accident. Successful lawsuits will require the plaintiff to show:
- The defective car or part was “unreasonably dangerous;”
- The vehicle was operated as intended; and/or
- The vehicle’s performance had not changed since its initial purchase.
Claims are usually filed against manufacturers in the case of defective parts such as seat belts, airbags, accelerators, brakes, and engines.
Road Design
In some cases, faulty construction, design, or maintenance of roads can contribute to accidents. Some common causes include:
Embankments: When a road curves, the outer edge is set at an incline as a safety precaution. These raised areas serve the purpose of managing traffic so that vehicles can approach the outer edge of the road without driving off it. If the embankment is too steep or not elevated properly, motorists may be in danger.
Barriers and Guardrails: Barriers, guard rails, speed bumps, medians, and curbs help to influence safe driving. If any of these structures are poorly designed or placed, driver safety may be compromised.
Surfaces: Various alterations in road surface alert drivers of approaching hazards or that they are leaving their lane unexpectedly.
Signage: Signs give drivers prior notice of approaching intersections, sharp turns and animal crossings, among other things. They should be positioned in obvious locations and brightly illuminated for maximum visibility.
Traffic Control: Traffic lights, stop and yield signs, lights to warn drivers of intersections and crosswalks, and other devices are utilized to dictate traffic flow. Proper placement and operation of these devices are imperative.
Wrongful Death
If you have lost a loved one in a car crash, you may have legal recourse through a wrongful death lawsuit. In these cases, the family or survivors of the victim must prove that their loved one was killed as a result of another’s negligence. Economic, non-economic, and punitive damages may be available.
Types of Accident Cases Our Attorneys Handle
Morgan & Morgan handles a variety of personal injury cases resulting from car accidents, including those stemming from:
- Drunk driving or driving under the influence;
- Reckless driving;
- Negligence;
- Rear-end collisions;
- Side-impact collisions;
- Sideswipe collisions;
- Rollovers;
- Head-on collisions;
- Multiple party accidents; and
- Distracted driving
If you have been in an automobile accident, you should contact a Morgan & Morgan car accident attorney as soon as you can. There is a limited window in which you can file a claim with an attorney, so act as quickly as you can.
Our attorneys are experienced in a variety of practice areas, including workers’ compensation, medical malpractice, motorcycle accidents and more. Contact us by filling out our free, no-obligation case review form.