Insurance Attorney in Chicago332 South Michigan Avenue, Suite 900
Chicago, IL 60603
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Chicago Insurance Claim Lawyers
Experienced Chicago insurance claim lawyers like those working at Morgan & Morgan are here to advocate for you and to support you throughout the process of fighting back against the insurance company. Most people assume that when they submit an insurance claim, the insurance company will make good on their promises.
When you file a claim with your insurance company, you wait until the adjuster has had the chance to review what you submitted. At that point, you'll hear back with news of an approval or a denial. But sometimes it takes a while for someone to get back to you or the number presented to you is not in line with your policy coverage. In those circumstances, you need a dedicated attorney to push for your rights and make sure that your claim is settled in accordance with the policy terms.
Unfortunately, as far too many policyholders have learned, it can be impossible to recover the benefits you are entitled to under your policy even when you have submitted all of the information in a timely manner and provided evidence. This is when you may need to call in Chicago insurance claim lawyers to assist you with pushing back against the insurance company and making sure that you receive all the benefits that you are entitled to.
Too many people dealing with these kinds of problems are already coping with the struggles of some form of an insurance claim, making it even more frustrating to realize that they will not be getting the benefits they believe they deserve in a timely fashion.
One of the only ways to protect yourself in this scenario is to hire Chicago insurance claim lawyers who can help you.
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Morgan & Morgan
How Do I Know When an Insurance Company Is Being Unreasonable?
Insurance companies are forbidden from acting in what is known as bad faith. When they act in bad faith, they violate the terms of their contractual agreements with policyholders and also expose those policyholders to potential losses. In these circumstances, it is crucial that you have Chicago insurance claim lawyers who can help tell you when the insurance company has crossed the line. This is crucial information for allowing you to move forward with your life and holding the insurance companies accountable.
If you are owed payment or actions by the insurance company that they have failed to provide because of any number of reasons, you may need to gather information and present this to your Chicago insurance claim lawyers.
Insurance claim cases can come about as a result of problems with homeowners insurance, business or property insurance, and car insurance. You need attorneys like those working at Morgan & Morgan who have an extensive background in understanding insurance-related issues and insurance litigation. Filing these claims in a timely manner and involving your lawyer as soon as possible can make it much easier for you to proceed in these lawsuits and recover what you are owed.
How do I Protect My Policyholder Rights?
What is an insurance company's goal after a vehicle accident? Insurance companies are businesses. And this means that even though they accept regular payments from you based on your policy and premiums, insurance companies are looking for any and all opportunities to minimize their liability in lawsuits. This means that they are trying to decrease your ability to recover maximum compensation.
It can be very frustrating as a driver to go through this experience when you've already lived through an accident. In the realm of car accidents, payments may be made for injuries associated with a crash, such as medical bills or for damage done to a vehicle. It is in the best interest of auto insurance carriers to settle quickly and cheaply. This means that they often will present a lump sum payment as compensation in the days immediately following an accident before an injured victim has had the opportunity to get legal help.
This is problematic for a few different reasons, but first of all, it can feel very tempting for someone who is in this position to accept a settlement offer. You may not realize in accepting the offer what this means for your future, making it all the more important to retain Chicago insurance claim lawyers to push back and fight for a settlement offer that fully and fairly compensates you.
The payment can be especially attractive when you are worried about the coming weeks and months of medical bills or have already begun to receive massive medical bills for the treatments you've had. However, many people in this situation don't realize that what's being presented to them is a final settlement offer. And that upon accepting it, they waive their right to pursue other compensation. Insurance companies often don't want you to get an attorney because the insurance company may have to pay out substantially more to you following an attorney's involvement.
What Is a Third-Party Claim?
There are three different parties involved in many insurance claims associated with car accidents in Illinois. The first party is the car owner for car accidents in Illinois and other incidents in Illinois. For example, the first party is the business owner, homeowner, or car owner who wants to ensure that they have enough funds to pay damages if someone else is injured. The second party is the insurance company that the insured person contracts with. The third party is the person who is harmed or even killed as a result of an accident.
Third-party claimants typically demand the following when the first party causes them harm: lost income, pain and suffering, property damage, and all medical bills. In wrongful death cases, the surviving family members of the person who has passed away may argue for damages, such as loss of financial support and loss of emotional support that the deceased would have given to family members.
What Kinds of Insurance Policy Disputes Do Lawyers Handle?
When you are attempting to get legal help for your claims from Chicago insurance claim lawyers, it is crucial to act quickly and get the support of experienced and dedicated attorneys.
The following insurance claim cases are handled by the lawyers at Morgan & Morgan.
- Medical malpractice claims
- Personal injury claims
- Premises liability claims
- Car and other accident claims.
It is in your best interest to speak with a qualified attorney as soon as possible when you have been heard in an accident. You may assume that you can navigate this situation on your own, but it is not recommended. If you have serious injuries or believe you may be entitled to a great deal of compensation, you need Chicago insurance claim lawyers at your side to ensure that your rights are protected. Remember that even minor injuries after an accident can develop into more serious circumstances. You need to take your case seriously and work directly with a lawyer who will not give up and who will fight hard to get the justice that you deserve.
You should not have to deal with the consequences of being harmed in an accident, but when your life has already been influenced in this way, you need to protect your future by holding this negligent party accountable. Don't wait to get help from someone who can help you navigate this process and recover full and fair compensation. One of the most important things to remember is that you are not alone during a Chicago insurance claim case.
There are many different mistakes that can be made in your situation that can compromise your ability to get maximum compensation. These include:
- Giving a recorded statement to the defendant's insurance company.
- Signing a settlement agreement too soon.
- Delaying medical treatment after a vehicle accident.
- Failing to check for health insurance or medical liens prior to settlement.
- Letting the statute of limitations expire before your case can be resolved.
All of these can have significant impacts on the outcome of your case and should be avoided if at all possible. Engaging an attorney early also removes the stress of having to negotiate and communicate with the insurance company. Your attorney will take over the role of handling all communications so that you can remain focused on what is most important, which is recovering from your injuries.
Knowing that you're not alone is powerful and peaceful as you work to build a new chapter of your life following an accident.
If someone else caused you to suffer harm, you're not alone in pushing back and trying to rectify that harm by filing a lawsuit. Contact us today to learn more about how Morgan & Morgan can help you with your claim. Our lawyers are experienced attorneys dedicated to fighting for your rights and will discuss your specific case factors with you during an initial consultation. It's important for you to know your rights and to take proactive steps to protect your valid claim.