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Charleston, WV Hurricane Claims
Because West Virginia is landlocked, Charleston does not suffer direct hits from hurricanes. However, that doesn’t mean that hurricanes and tropical storms can’t cause significant damage as they move inland.
Unfortunately, Charleston residents are no strangers to severe storm damage. If your home or property is damaged and your insurance company refuses to honor your claim or delays reimbursement, the hurricane insurance claim attorneys at Morgan & Morgan will fight to get you the full compensation you are owed.
Our experienced and skilled attorneys have handled many hurricane insurance claim cases, and we will stand up for you and hold the insurance company accountable.
To learn how a Morgan & Morgan attorney can help with your insurance claim, contact us for a free case evaluation.
Common Types of Hurricane Damage in West Virginia
Hurricanes and tropical storms can cause many types of property damage. These are some of the most common types you should look out for:
- Roof damage
- Flooding and water damage caused by heavy rains
- Structural damage
- Electrical system or fire damage
- Damage to personal property
What You Should Do Before and After the Storm
Document everything. Before the storm arrives, take pictures of your property, including additional buildings like sheds and garages. In addition, make complete lists of as much of your personal belongings as possible. After the hurricane, keep a written record of all damage, including small items, supplemented with pictures. Start with wide shots of all four sides of your home, including the roof, and then take closer photographs of more subtle or severe damage.
Prevent further damage after the storm. You might not know it, but your insurance policy likely contains a clause that requires you to take reasonable measures to protect your property from further damage after a storm passes. For example, if you have a broken window, you should cover it to prevent water damage inside your home. Of course, you should only take such measures if or when it is safe to do so.
File your claim as soon as possible. Your insurance company will take any opportunity to deny your claim. Remember to file your claim as soon as you can so that you don’t miss any filing deadlines.
How an Attorney Can Help With Your Claim
If your insurance claim does not go as smoothly as you had hoped, the hurricane insurance claim attorneys at Morgan & Morgan are here to help. If your insurance company delays your payment, refuses to pay what you believe you are owed, or tells you that some damages aren’t covered under your policy, contact us immediately.
Morgan & Morgan is the nation’s largest personal injury law firm, and we have the resources and experience to take on big insurance companies and win. If the insurance company won’t pay, we’ll take them to court to recover the compensation you deserve.
Over the past 30 years and across all practice areas, we’ve recovered more than $9 billion for clients. Best of all, it costs nothing up front to hire us, and we get paid only if you win.
Contact Morgan & Morgan
If your insurance company has denied, delayed, or lowballed your hurricane claim, it’s time to fight back. Fill out our online form to request a free, no-obligation case evaluation.