Semi Truck Accidents

A negligent semi-truck driver creates a massive safety hazard for all other cars on the road. These trucks are difficult to maneuver in the first place, and any careless action by the driver is greatly intensified by the size of the vehicle. Accidents involving semi-trucks not only cause physical damage but can also result in life-changing financial damage for you and your family. By taking legal action against the at-fault party, you could receive the compensation you need to take back your life.

A settlement can only work if both parties agree to a fair compensation amount for the damages the victim sustained. Insurance companies will often use settlement calculators to appraise the value of your claim, but these are imperfect and can potentially diminish your total settlement amount. Morgan & Morgan can assist you in recovering the full value of your damages and ensuring you aren’t taken advantage of by an unethical insurance company.

How Do Settlement Calculators Work?

Settlement calculators use predetermined numerical values for specific aspects of truck accident cases to determine the compensation awarded to the injured party. The insurance company will take the details of your case, plug them into the calculator, and offer you a settlement based on the result. For example, if your accident resulted in a concussion, the insurance company could designate the injury warrants compensation between $90,000 and $110,000.

Online settlement calculators can provide you with a general idea of what your compensation could entail but are generally untrustworthy. These services use different values for aspects of truck accident cases and, therefore, won’t reflect the offers of an insurance company. It’s recommended to retain an experienced attorney to guide you through the process and determine the full value of your damages.

Are Settlement Calculators Accurate?

Despite the extent to which they’re used, settlement calculators are wildly inaccurate. These systems determine how much relief you’re entitled to based on their assumptions of how your injuries affected you, and in many cases, they’re wrong. They essentially allow the insurance company to choose the value of injuries and take advantage of innocent victims. On top of it all, each insurance company uses a different settlement calculator and will appraise your case differently. This creates a lack of consistency between claims and makes it difficult to trust settlement offers. 

Pain and suffering damages are especially difficult to determine using a settlement calculator. Emotional pain is hard to measure if you’re not experiencing it, so the insurance companies assign it a number and treat it as a multiplier against your other damages. For example, if your suffering damage was established as a 3, the compensation warranted by your lost wages would multiply by 3. While this may seem beneficial, many insurance companies will inaccurately gauge your hardship, and you won’t receive the full value of your compensation.

Settlement calculators seem to benefit the insurance company using them, not the victim they’re supposed to help. Your pain is unique to you, and you should receive fair compensation based on the hardship you’ve endured.

How Can a Personal Injury Attorney Help?

Your compensation should accurately reflect the true amount of your damages, not how the insurance company assumes your situation affected you. Settlement calculators allow insurance companies to diminish your payout for their own financial gain, which is unacceptable after a traumatic accident. By teaming up with an experienced attorney, you can pursue the full and fair value of your truck accident settlement.

Get Started With Morgan & Morgan

Insurance companies would rather protect their own finances than provide you with the relief you need to become whole again. Instead of relying on their faulty calculations, Morgan & Morgan can help you fight back and ensure your best interests are protected. We understand the price for your pain is infinite, which is why we’ll never settle for less than you deserve.

It may feel like finding a lawyer at the right price is impossible, but we’ve made it easy. When you join our team, you pay nothing out-of-pocket for our assistance. Our firm believes that everyone should have the ability to afford comprehensive representation, so we take our fee from the favorable settlement or jury award to ease some of the stress of your recovery.

In the most difficult moments of your life, Morgan & Morgan has your back. We’ve spent over 30 years fighting for the People and have recovered over $13 billion to date. With over 800 attorneys across all of our practice areas and an extensive network of team members around the nation, America’s largest personal injury firm has the resources to give your case the attention it deserves.

Fill out a free, no-risk case evaluation today and see why there’s only one Morgan & Morgan.

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