Workers' Compensation Attorney in Covington300 Madison Avenue Suite 200,
Covington, KY 41011
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Workers’ Compensation Lawyer in Covington
The experienced and talented attorneys at Morgan & Morgan know how hard it can be for someone who has been injured on the job or who has developed an illness related to their job. These employees deserve to have a clearer understanding of all of their legal rights, and the ability to move forward with a seamless workers’ compensation claim. Practically every employee who works in the Covington area is protected by a workers’ comp policy.
This means that when you are injured on the job or have developed an illness directly related to your job duties, you need to inform your employer as soon as possible and initiate a workers’ comp claim. This might be your only opportunity to recover compensation, and these little details at the outset of your case can make a big difference. If you get injured doing work duties, you are likely able to get expenses paid back through workers’ compensation insurance. Unfortunately, this process is often difficult for Covington employees.
As the lawyers at Morgan & Morgan can tell you, it is often beneficial to have an experienced workers’ comp lawyer in Covington at your side to assist you with navigating the legal process. You may need to protect your rights and you will likely feel more confident in having a qualified attorney handle your case. We work hard to ensure that at each phase of your case, you understand what is at stake, the information required from you, the actions you need to take, the possible pitfalls in your claim, and what you can anticipate next.
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Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
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How Can I Get Compensation for a Covington Work Injury?
The workers’ compensation system was set up to protect those people who are harmed on the job or while carrying out their job duties. You should be covered by your employer's workers’ comp policy, and you will need to notify your employer and open a workers’ comp claim as soon as possible after the accident to do this.
Report the injury immediately. Failing to do so could bar you from getting necessary workers’ comp benefits. Make sure that your supervisor or employer understands the details of your injury and makes a note of it. If you wait over a month to notify your employer, you may lose your chance to recover compensation. Since you will likely want to get medical attention quickly anyways, it is best to notify your employer right away.
You may need to file a claim with the State Board of Workers’ compensation by using a specific form. A Covington workers’ comp lawyer is the person who can help you to identify these situations and start beginning to gather evidence that supports the basis of your claim. With so many different things to think about in the wake of a workers’ comp illness or injury, it's easy to overlook aspects of your claim that could ultimately protect your eligibility to get payments for your treatments. You may also be shocked to learn that insurance companies are not always easy to work with and may not take proactive steps to protect your rights and will instead focus primarily on their bottom line.
In order to ensure that you have an advocate in your corner, it is recommended that you consult with a qualified and dedicated workers’ compensation lawyer in Covington. The attorneys at Morgan & Morgan have stepped in on behalf of many people who've been hurt in a workers’ comp accident, especially if those workers have already been denied for their initial claim, have received a claim valuation that does not recognize the full scope of their injury, or if their employer has taken retaliatory action against them.
When you need a workers’ compensation lawyer in Covington, you want someone who has been down this path before and someone who will advise you about the full scope of your rights. If you are currently struggling to get what you are owed in a workers’ comp case, you need to have a lawyer working on your side.
How Do I Know if I'm Covered by Workers’ Comp in Covington?
The vast majority of employers are required to carry workers’ comp policies for their employees based on the nature of their business. Many regular employees are covered by workers’ comp insurance. However, there are common groups of people that are typically not included in this, such as agricultural workers, independent contractors, charitable or part time workers and domestic servants. Workers’ comp benefits are also not provided to federal employees, maritime workers or railroad workers, but there are other protective laws in place that allow these people to file claims when they're hurt on a job.
When Do I Need to Hire an Attorney for a Workers’ Comp Claim?
Immediately after an accident or a diagnosis of an illness tied to your workplace, you may assume that it will be relatively simple for you to move forward on your own. However, the truth is that you may need to engage a workers’ compensation lawyer in Covington sooner rather than later. There are a number of different circumstances that can increase the complexity level of handling your case. You should always reach out to the attorneys at Morgan & Morgan for an initial consultation because you are not obligated to retain an attorney to help you with your claim, but meeting with a lawyer can help to clear up many questions and help you to see how an attorney can help you. If you're suffering from a significant work injury and are worried about your ability to ever return to work, or to be able to pay your bills for a long period of time, seeking legal advice may be the only way for you to get answers to your questions and to clarify your rights. Because there is a statute of limitations and many other time limits associated with a workers’ comp case, it is best to do this sooner rather than later. Even if your case appears to be proceeding as normal with the workers’ comp department for now, it will be very beneficial to have an attorney who was already informed about your case.
When Is a Lawyer Really Needed?
In some cases you might be able to resolve your claim quickly and easily by submitting information about your accident and injuries. However, it's not always the case that you'll be able to resolve things on your own. Involving a lawyer can really increase your chances of success and reduce the stress you're feeling about your workers' comp claim.
If you begin to have problems early on in submission, but have not yet been denied, it becomes even more important to have a workers’ compensation lawyer at your side if you've already been denied a claim. Consider hiring a workers’ comp attorney in Covington if:
- Your insurance company has issued a denial.
- Your employer has fired you, demoted you or otherwise retaliated against you for filing a claim.
- Your injuries are associated with deliberate employer wrongdoing or third party negligence.
- Your work injury may prevent you from ever going back to work.
- You have a pre-existing condition that was made worse by the workers’ comp injury.
All of these factors can make your case much more complex, and it can be very difficult to choose to move forward in these circumstances without a lawyer.
Will I Get My Full Compensation and Salary for Workers’ Comp Claim in Covington?
One of the most challenging aspects of a workers’ comp claim in Covington is that you will not receive 100% of your salary. Typically, payments for an approved workers’ comp claim are capped at two thirds of your average weekly wage. This can mean serious consequences for you financially by losing a third of your income, especially if your whole family relies on you for financial support. Depending on the specifics of your injury and accident, however, there could be other avenues for seeking compensation. You may be able to identify a negligent third party who contributed to your accident, such as a maker of a defective product or a contractor who was on the site when you got seriously injured. A personal injury lawsuit filed against these parties may enable you to recover additional compensation and also pursue non-economic damages which are not connected to workers’ comp policies. If you have further questions about filing a workers’ comp claim in Covington, set aside a time to meet with a dedicated lawyer today.
At Morgan and Morgan, we'll work with you to explain each aspect of your case so that you know what to expect. Knowing that you're not alone and that you have experienced lawyers in your corner can make a big difference in how you move forward with a workers' comp claim.
Don’t hesitate to get legal help for your workers’ comp claim if you’ve already been hurt or had your claim denied. Contact us today for a free, no-obligation case evaluation.
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