Unlike a car accident, where drivers deal with their own or one another's insurance company, commercial truck accident claims are rarely made against the driver of the truck. Most claims are brought against the trucking company, for whom the driver works, which can make recouping compensation more difficult for you.

Trucking companies are large-scale defendants who can make it more difficult to recover compensation. While minor accidents with other car drivers can be dealt with fairly simply — even if they do have their share of difficulties — truck accidents have more money at stake, often involve a company, and must consider Federal Motor Carrier Safety regulations.