Cases will be handled by attorneys licensed in the local jurisdiction. Cases may be associated with, or referred to, other law firms as co-counsel or referral counsel. Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
Workers' Compensation Attorney in Charlotte
Work injuries can turn life upside down. We fight for injured workers to access the medical care and wage support they’re entitled to.
Cases will be handled by attorneys licensed in the local jurisdiction. Cases may be associated with, or referred to, other law firms as co-counsel or referral counsel. Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
North Carolina Personal Injury Lawyers
We’re proud to fight for our neighbors. Meet the attorneys from your community.
Under the North Carolina Workers’ Compensation Act, employees within the state are entitled to compensation if injured on the job. If you’re injured, you should immediately report the incident to your employer and follow your employer’s instructions regarding where to obtain medical treatment. Be sure to also file the appropriate claim form with the North Carolina Industrial Commission (“Commission”). Once your claim is approved, you should be compensated for medical expenses and, if disabled, lost wages.
But what if your employer denies your claim and you are left with medical bills and lost income? Or what if your employer’s insurance company asks you to sign a settlement agreement? That’s when you should contact the experienced workers’ compensation attorneys at Morgan & Morgan. The attorneys in our Charlotte office understand North Carolina workers’ compensation law and will work tirelessly to make sure you get all the benefits to which you are entitled. Start the process today by completing a free, no-obligation case evaluation form.
100,000+ Five Star Reviews
The reasons why clients trust Morgan & Morgan.
Based on select nationwide reviews.
Results may vary depending on your particular facts and legal circumstances.
Our Results
Results may vary depending on your particular facts and legal circumstances.
How It Works
Focus on your recovery. We'll take care of the rest.

Submit your free evaluation
Start your claim

Meet your legal team

We fight for more
Results may vary depending on your particular facts and legal circumstances. The attorneys shown in these photos may not be licensed in your state. To find an attorney licensed in your area, please visit our attorney page.
Local Care
Backed by America’s Largest Injury Law Firm.
$25 Billion
Recovered for clients
nationwide700,000+
Clients and families
served1,000+
Attorneys across
the country1
Click may change your life
The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
Results may vary depending on your particular facts and legal circumstances.
Learn More
Injured and not sure what to do next? We'll guide you through everything you need to know.
Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
What are my rights to workers’ compensation in North Carolina?
Most employers in North Carolina are required to carry workers’ compensation insurance if they have three or more employees. This insurance is designed to provide wage replacement and medical treatment when workers are injured on the job or suffer from a qualifying occupational disease.
To be eligible for benefits, you generally need to show:
- You were injured by accident or suffered a work-related illness
- The injury occurred during your employment
- Your employer falls under the North Carolina Workers’ Compensation Act
- The incident or exposure was work-related and well-documented
In some cases, occupational diseases such as black lung, repetitive strain injuries, or even COVID-19 may be covered, especially if your work environment places you at a significantly higher risk than the general public.
Taking the Right Steps After a Workplace Injury
When you’re injured at work, timing and documentation are everything. North Carolina law gives you 30 days to report your injury to your employer, but letting them know as soon as possible can make a big difference. Be clear and specific; share the date, time, and location of the injury, as well as the cause. After that, seek medical attention immediately. Even if your injury seems minor at first, early documentation can protect your claim later on.
Be sure to inform the medical provider that your injury occurred at work so it’s properly recorded. Keep copies of any medical reports, communication with your employer, and even photos, if applicable. These small steps at the beginning can make a huge difference if questions arise about your eligibility or the severity of your injury.
What benefits are available after a work injury?
If your claim is approved, workers’ compensation can cover a wide range of expenses. Under North Carolina law, that may include:
- Medical treatment (including surgery, prescriptions, rehab, and pain management)
- Lost wages if you’re unable to work during recovery
- Permanent disability compensation, based on medical evaluations
- Mileage reimbursement for travel to medical appointments
- Death benefits, including funeral expenses and ongoing support for surviving dependents, if a loved one dies from a work-related injury or illness
Benefits are not automatic, and employers or insurers often fight to minimize what they pay. That’s why getting clear on your rights early is so important.
Invisible Injuries and Mental Health Challenges
Not all work injuries are physical. In some cases, the most lasting damage comes from trauma that isn’t visible: psychological distress, anxiety, or PTSD after a violent or disturbing workplace event. North Carolina’s workers’ compensation laws do allow coverage for emotional injuries, but the process can be more complex.
To qualify, you’ll usually need to show that the psychological impact is tied directly to your work environment, like witnessing a serious accident, experiencing workplace violence, or enduring sustained harassment. These claims often require strong documentation from a licensed mental health professional and may be met with resistance from insurers. Still, emotional injuries are just as real and valid, and you have the right to pursue the support you need to heal.
Why do workers’ compensation claims get denied?
Even when your injury is legitimate, your claim could be denied for reasons that don’t seem fair. Some of the most common reasons for denials include:
- Missing the deadline to report your injury (you must notify your employer within 30 days)
- Disputes over whether the injury happened on the job
- Lack of witnesses or inconsistent reporting
- Delays in seeking medical treatment
- Positive test results for drugs or alcohol
- Being misclassified as an independent contractor
In these situations, it can feel like the system is rigged against you. But that’s exactly when having a workers’ compensation attorney becomes essential.
What can I do when a dispute arises?
If your employer or their insurance company pushes back on your claim or flat-out denies it, you still have options. The North Carolina Industrial Commission offers dispute resolution, including mediation and formal hearings before a Deputy Commissioner.
However, taking on an insurance carrier’s legal team without support is a risky endeavor. An experienced attorney can:
- Represent you in hearings and negotiations
- Gather evidence and medical records to strengthen your case
- Ensure deadlines are met and paperwork is accurate
- Push back against attempts to deny, delay, or undervalue your claim
Don’t let the stress of a legal battle add to what you’re already going through. A lawyer can step in, allowing you to focus on your healing.
What do I need to know about settlements?
Many injured workers are offered a lump-sum settlement known as a clincher agreement. This payout may seem attractive, especially when you’re struggling financially, but signing away your claim too early can leave you without medical coverage or long-term compensation you may need.
Before accepting any settlement, it’s important to understand:
- What rights you may be giving up
- Whether future care will still be covered
- How the agreement might affect other benefits like Medicare or SSDI
An attorney can review your offer and help you make an informed decision. Once you sign a clincher agreement, your case is closed for good, so it’s worth taking the time to get it right.
How can a workers’ compensation attorney in Charlotte help me?
Filing a workers’ compensation claim isn’t just about paperwork. It’s about protecting your health, your income, and your future. When your employer or their insurer makes the process harder than it should be, you need someone who knows the system—and isn’t afraid to fight for you.
A qualified attorney can help:
- File your claim correctly and on time
- Appeal a denial and represent you at hearings
- Prove the full extent of your injury and its impact
- Ensure you receive the maximum compensation allowed under the law
How can Morgan & Morgan help injured workers in North Carolina?
If you’ve been injured at work in Charlotte or anywhere in North Carolina, you don’t have to go through the workers’ compensation process alone. At Morgan & Morgan, we’ve spent over 35 years fighting for people who’ve been hurt on the job.
Our attorneys are licensed in North Carolina and have the expertise to handle workers’ compensation claims, from initial filings to appeals, hearings, and fair settlements. And because we work on a contingency fee basis, you don’t pay us anything unless we win your case.
Start with a free case evaluation today and discover how we may be able to help you get back on your feet.