The most substantial investment you can expect to make during your lifetime is buying a home. To protect your most valuable asset, you purchase comprehensive homeowner’s insurance that covers everything from a tree falling against your home to the sewer backing up into the basement. However, some homeowner’s insurance policies leave a few household amenities unprotected from Murphy’s Law, which states, “What can go wrong will go wrong.”
Does house insurance cover burst pipes? The answer is typically yes, but some policies put the financial responsibility for home repairs on the homeowner if the homeowner should have taken steps to prevent damage. Some insurance companies contest house insurance claims to avoid paying for costly repairs. They rely on the homeowner’s not thoroughly understanding what is covered by their policies, which results in denied claims, lowball proposals, and failure to cover items that are specifically listed in a homeowner’s insurance policy.
If your insurance company refuses to cover the cost of repairing burst pipes for a policy that clearly covers the cost of repairing burst pipes, contact one of the homeowner’s insurance attorneys at Morgan and Morgan. For more than 30 years, Morgan and Morgan has provided legal support for homeowners who had insurance claims denied when they should have been approved.
The lawyer you meet with during a free case evaluation answers the question, “Does house insurance cover burst pipes” by carefully reading the language written into your policy. Many house insurance companies tuck exempted events into the fine print of their policies. This means your insurer might not cover the cost of repairing burst pipes and you do not even know it. However, if the attorney you hire from Morgan and Morgan discovers your insurance company must pay for the cost of repairing burst pipes, the lawyer will ensure that you get paid for the water damage and the cost of replacing the burst pipes.
To learn more, schedule a free case evaluation with one of the homeowner’s insurance specialists at Morgan and Morgan,