What is a Sworn Statement in Proof of Loss and why is my insurer requesting one?
A Sworn Statement in Proof of Loss is a form that most insurers require to be completed under the conditions of most property insurance policies. It serves as a formal notice of the claim to the insurance company and is designed to provide information to the insurance company, so that they can set a reserve of money that could be paid out pertaining to your claim. If requested or otherwise required under the policy, this form is required to be completed in a specified period of time. A lawsuit cannot be filed on your behalf if the insurance company has requested this form and you have not completed it.