What happens if you sustain one or more injuries at work? Do you have the right to file a civil lawsuit that seeks compensation to recover from financial losses or are you left with a staggeringly high medical bill that you must pay for out-of-pocket? The answer is a third option that helps employees pay for the costs associated with a workplace accident.
Once upon a time in America, businesses controlled the employer-employee relationship. Employers paid whatever they wanted in wages, as well as forced workers to put in overtime that often exceeded 20 hours a week. Employees had no legal recourse. More than a century ago, a few states began passing laws that protected workers that sustained injuries in the workplace. As of late 2022, 49 out of 50 states have enacted some type of workers’ compensation law that allows workers to file claims seeking compensation for the costs associated with workplace accidents.
According to the laws passed in 49 states, employers must pay into a workers’ compensation insurance program. Although employers contribute to an insurance program that helps employees recover the financial losses generated by workplace accidents, this does not mean employer insurance companies automatically approve workers’ compensation claims. In fact, you might have received a denial letter from your employer’s workers’ compensation insurance company. If you had a workers’ comp claim denied, you should act with a sense of urgency by contacting an experienced workers’ compensation lawyer.
Since 1988, Morgan and Morgan has provided highly rated legal services that cover several types of legal practices, including workers’ compensation cases. Our team of workers’ compensation lawyers has a detailed understanding of every state law concerning workers’ compensation claims. We gather physical evidence and interview witnesses to build a strong case for compensation. A workers’ compensation lawyer from Morgan and Morgan also helps you navigate the claim process, which in many states can be difficult to understand.
Learn more about how a workers’ compensation lawyer from Morgan and Morgan can help you receive the compensation you deserve by scheduling a free case evaluation.