Uninsured Motorist Accidents

Uninsured Motorist Accident Lawyers

  • The Fee Is Free Unless You Win®.
  • America's Largest Injury Law Firm™
  • Protecting Families Since 1988
  • 20 Billion+ Won
  • 1,000+ Lawyers Nationwide

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.
Results may vary depending on your particular facts and legal circumstances. ©2024 Morgan and Morgan, P.A. All rights reserved.
Our results speak for themselves

The attorneys featured above are licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

Uninsured Motorist Accidents

You never expect to wind up in an accident when you get behind the wheel, but unfortunately, it happens. When it does, it’s natural to think that the other driver’s insurance provider will reimburse you for medical bills, property damage, and other losses. But what if they’re uninsured?

Scroll down for more

How it works

It's easy to get started.
The Fee Is Free™. Only pay if we win.

Results may vary depending on your particular facts and legal circumstances.

  • Step 1

    your claim

    With a free case evaluation, submitting your case is easy with Morgan & Morgan.

  • Step 2

    We take

    Our dedicated team gets to work investigating your claim.

  • Step 3

    We fight
    for you

    If we take on the case, our team fights to get you the results you deserve.

Client success
stories that inspire and drive change

Explore over 55,000 5-star reviews and 800 client testimonials to discover why people trust Morgan & Morgan.

Results may vary depending on your particular facts and legal circumstances. Based on Select nationwide reviews

  • Video thumbnail for 5l3q2e67j8
    Wistia video play button
  • Video thumbnail for yfe952tcop
    Wistia video play button
  • Video thumbnail for z1bqwg9hkl
    Wistia video play button
  • Video thumbnail for s5nb3hnvkv
    Wistia video play button
  • Video thumbnail for t4elibxene
    Wistia video play button
  • Video thumbnail for 5nr9efxqj3
    Wistia video play button
  • Video thumbnail for e8s1x6u5jp
    Wistia video play button


Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

  • How Many People Drive Without Insurance?

    Although most states require vehicle owners to carry liability insurance, many drivers circumvent the law. In fact, approximately 1 in 8 drivers in the United States are uninsured, according to data from the Insurance Research Council. Some drivers buy insurance to get their vehicle registered, only to cancel their policy, while others simply can’t afford to pay.

    You may be wondering, what happens if you’re involved in a collision with a driver who doesn’t have insurance? The answer depends on where you live.

  • What if I Live in a Traditional Fault-Based State?

    In states that follow a traditional fault-based system, the insurer for the negligent driver is responsible for paying damages to the victim. The problem is, when the at-fault driver is uninsured, there’s no such policy to file a claim against.

    To protect against this scenario, your insurance company may offer uninsured motorist coverage. You’ll pay an additional premium cost but ensure that your medical bills and car damage — which you would otherwise claim against the negligent driver — will be paid by your insurer up to a certain threshold.

    You can also elect to file a lawsuit against the uninsured driver, but there’s no guarantee you’ll be able to collect anything. Many people who are uninsured have very little in the way of money and assets.

  • What if I Live in a No-Fault State?

    In states with no-fault laws, your insurance company pays for your injuries and damages whether you were at fault or not. The good news is, you’re covered no matter what. However, no-fault laws restrict your ability to file a lawsuit unless your case meets minimum standards regarding the severity of your injury and total medical expenses you incur.

  • Can I Sue for Noneconomic Damages?

    You may also elect to pursue a claim against the at-fault driver for noneconomic damages such as pain and suffering, and emotional distress.

  • What Should I Do Following an Accident?

    If you are in a collision with an uninsured motorist, be sure to take the following steps:

    •     Call the Police: No matter the status of the other driver, you should take this step. Documenting the incident is critical to getting your expenses covered.
    •     Gather Information: Collect as much data as possible about the other driver, including name, address, and license number.
    •     Assess the Damage: If possible, take photographs of the damage and scene of the accident.
  • Contact an Uninsured Motorist Accident Attorney

    At Morgan & Morgan, we fight on behalf of the victims of auto accidents to help them secure compensation for their medical bills, lost wages, property damage, and more. If you were hit by an uninsured driver, contact one of our highly skilled lawyers. Schedule a free case evaluation to get started.

  • Scroll down for more Load More