Workers' Compensation Attorney in Denver999 18th Street, Suite 3000
Denver, CO 80202
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Workers' Compensation Lawyer in Denver
Work accidents can easily occur, and the workplaces of Denver, Colorado are no exception. Workers' compensation is an important system designed to protect employees who suffer from work-related injuries or illnesses, providing much-needed medical benefits and financial assistance during their recovery. Navigating the complexities of workers' compensation claims can be overwhelming, however, especially when dealing with the physical and emotional toll of an injury. That's why you may need to rely on the assistance of a workers’ compensation lawyer in Denver.
With decades of experience and a track record of recovering billions of dollars for clients, Morgan & Morgan has established itself as a trusted advocate for injured workers. Our attorneys possess a deep understanding of workers' compensation laws, ensuring your claim is handled professionally and competently. By entrusting your case to Morgan & Morgan, you benefit from their aggressive negotiation skills, extensive resources, and unwavering commitment to securing the best possible outcome for your claim.
What Is Workers' Compensation?
Workers' compensation is a type of insurance that many employers are required to carry in order to protect their employees from financial hardship in the event of an injury or illness sustained while on the job. This insurance pays out wages lost due to the injury or illness, as well as medical bills related to the injury or illness. It also covers death benefits if the employee dies due to a workplace accident.
Colorado Workers' Compensation Requirements
Employers in Colorado are mandated to carry workers' compensation insurance if they have one or more employees, regardless of employment status. This includes part-time, full-time, and family members who receive payment for their work. Essentially, anyone who gets paid for the work they perform is considered an employee, and their employer must provide workers' compensation coverage.
Reporting a Work-Related Injury or Illness
In the event of a work-related injury or illness, it is essential for the injured worker to notify their employer promptly. Colorado law stipulates that the injured employee must inform their employer about the injury within 10 working days. Failure to report the injury within this timeframe may jeopardize the employee's eligibility for workers' compensation benefits.
Why You Should Work With a Workers’ Comp Attorney
If you have been injured at work, whether due to your own mistake or the negligence of your employer, it is important to understand when you should seek out a workers’ comp lawyer. A workers’ comp lawyer can provide invaluable assistance when it comes to dealing with workplace injuries and ensuring that you receive the compensation you are entitled to. Here’s how.
Calculate Damages for Medical Bills and Lost Wages
The primary purpose of hiring a worker’s comp attorney is to seek compensation for medical bills and lost wages resulting from an injury sustained on the job. Your workers' comp attorney will review your case carefully to ensure that all medical bills are properly documented and accounted for when calculating damages.
Your lawyer will also work with insurance companies to make sure that they are paying out fair compensation for lost wages due to missed time from work, as well as any long-term disability that may result from your injury. In many cases, it may even be possible to secure reimbursement for future medical expenses or retraining expenses, should you require additional training as a result of your injury.
Negotiating With Insurance Companies
Insurance companies often use tactics such as delaying payment or denying claims in order to reduce their payouts. A qualified attorney can help ensure that the claim is processed quickly and accurately and that the employee receives full compensation for their injuries.
Appealing Denied Claims
Unfortunately, some insurance companies deny valid claims for various reasons. When this occurs, it is important to consult with a workers' comp lawyer, who can assess the situation and determine if there are grounds for appeal.
An experienced attorney will know exactly how to go about filing an appeal and will be able to guide you through each step of the process. Additionally, they may be able to negotiate with the insurance company in order to reach a favorable settlement agreement on your behalf.
Emotional Support & Peace of Mind
Finally, perhaps one of the most important benefits of hiring a worker’s comp attorney is their ability to provide emotional support during this difficult time in your life. Dealing with insurance companies, employers, and other parties involved in a claim can be stressful—especially if there’s resistance from any of them.
Having someone knowledgeable by your side who understands what you’re going through makes all the difference when it comes to feeling supported and confident about pursuing justice for yourself or a loved one affected by an injury on the job.
Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.
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What Is Not Covered Under Workers' Compensation?
When an employee is injured on the job, they are often eligible for workers' compensation benefits. However, not all workplace injuries are covered by workers' comp.
Accidents That Occur During Breaks or Outside of Work Hours
Employees who suffer an injury while they are on a scheduled break or outside of work hours may not be eligible for workers' compensation benefits. This can be a tricky area to navigate because if the injury was caused by equipment supplied by the employer, then it may still be covered under workers' comp.
For example, if an employee trips over a toolbox left in the hallway during their lunch break, then they may be able to receive compensation for their medical bills and lost wages even though the incident occurred while on break.
On the other hand, if an employee injures themselves while playing sports during their lunch break or after work hours, then they likely will not qualify for workers’ comp benefits.
Accidents That Occur Because of Horseplay or Drug Use
If an employee injures themselves while engaging in horseplay with another employee at work—such as tackling each other in the office—then they may not be eligible for any benefits.
Similarly, if an employee injures themselves while under the influence of drugs or alcohol at work, they will likely not qualify for any benefit payments either. Even if a worker is only partially responsible for their own injury due to horseplay or drug use, it's unlikely that they will receive any money from their employer's insurance company.
Injuries that were intentionally self-inflicted also do not qualify for workers’ compensation benefits. If an employee hurts themselves on purpose—for example, cutting themselves with a knife—they will not be able to file a claim for any medical costs associated with that injury since it was self-inflicted and no one else was involved in causing it.
How Much Does a Workers’ Comp Lawyer Cost?
When an employee is injured on the job, it can be a confusing and overwhelming time. The last thing someone wants to worry about is how they will pay for a lawyer to help them navigate the workers' compensation system. The good news is workers' compensation lawyers typically work on a contingency fee basis, meaning you won't have to pay anything upfront, and the lawyer will only get paid if they are successful in securing benefits for you.
In Colorado, the maximum contingency fee that a workers' compensation lawyer can charge is 20 percent of the benefits they obtain on your behalf. This fee is taken out of the benefits you receive, and it is only charged if you win your case and receive benefits. If you do not receive any benefits, the lawyer will not charge you a fee.
The contingency fee system is beneficial for a number of reasons. First and foremost, it allows injured workers to have access to legal representation without having to worry about upfront costs. This is especially important for those who have been injured and may not have the financial means to pay for a lawyer.
Additionally, the contingency fee system provides an incentive for the lawyer to work hard on your case. If they do not win, they do not get paid. This means that they will be motivated to put in the time and effort necessary to secure benefits for you.
It is important to note that in some cases, a workers' compensation lawyer may charge additional fees, such as for costs related to medical records, expert witnesses, and other expenses. However, these fees will typically be discussed with you upfront and agreed upon before the case begins.
Contact Morgan & Morgan for Help
Hiring a skilled and experienced workers' compensation attorney like those at Morgan & Morgan can make all the difference in ensuring that you receive the benefits and compensation you deserve. With decades of experience, a proven track record, and a relentless commitment to fighting for their clients, Morgan & Morgan is the clear choice for handling your workers' compensation claim.
By putting your trust in us, you can focus on your recovery while we work tirelessly to secure the best possible outcome for your case. If you need a workers’ compensation lawyer in Denver, reach out to Morgan & Morgan to take the first step toward achieving the justice and peace of mind you deserve.
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