A public adjuster is an individual that you may hire on your behalf to attempt to resolve claims with your insurance company. A public adjuster does not need to be a member of your state's bar assocation. Only an attorney may represent you as your counsel in court proceedings pertaining to your claim.
A public adjuster cannot:
- File a breach of contract or bad faith lawsuit on your behalf.
- Take the deposition of the insurance adjuster or the insurer’s “experts."
- Represent you or your co-insureds in a deposition.
Insurance companies know the limitations of public adjusters, and now so do you.
It is very important that you read any proposed agreement with a public adjuster prior to signing it. In many cases, if you have an agreement with a public adjuster in place, you may still be responsible for paying the public adjuster long after you hire an attorney to represent you.
If you have already hired a public adjuster who is unsuccessful at obtaining an appropriate recovery in your claim, we may still be able to help you. Please contact us to discuss your particular situation. This may be true even if the insurance company made no offers while he or she is representing you.
Beware of adjusters who come to your home unsolicited or who pressure you into signing their agreements.