Call Us Today - It's Free!
What to Expect In Your Workers' Compensation Settlement - morgan and morgan
Contact us today

Workers' Compensation Settlements

What to Expect In Your Workers' Compensation Settlement

five stars
1346 reviews
Contact us today
  • $15 Billion+ Won
  • 800+ Lawyers Nationwide
  • The Fee is FreeTM, Only Pay If We Win
  • America’s Largest Injury Law Firm
  • Protecting Families Since 1988
Workers' Compensation Settlements

Workers’ compensation provides wage replacement and medical care benefits to workers who are injured on the job. Most of the time, these benefits are provided on a week-by-week basis until the injured worker is physically capable of returning to work. But most states also allow workers’ comp cases to end in a settlement. This option is more common for permanent disability claims.

Accepting a workers’ compensation settlement in place of ongoing weekly benefits is a big decision. Once you accept a settlement, you may not be able to renegotiate your benefits, so you need to make sure the settlement is in your best interest. Sometimes, insurance companies offer a settlement because they think it will save them money in the long run. The workers’ compensation lawyers at Morgan & Morgan can help with the settlement process and make sure you receive a fair amount.

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.


Morgan & Morgan

  • Understand the Consequences of Settling

    A workers’ compensation settlement doesn’t make sense in all cases. Minor injuries that only result in a few days or a couple of weeks of missed work time are unlikely to lead to a settlement. Typically, settlements are reserved for cases where the worker’s injuries are severe and likely to result in benefits over a long period of time. In these cases, the insurance company might propose a settlement. But a worker might also have a reason for wanting a settlement, such as to avoid protracted litigation over a disputed claim or to help them deal with mounting bills.

    Settling a claim is not without risk. Once you accept a settlement, you can’t go back later and negotiate more if you need it. Depending on where you live, you might be able to receive additional medical benefits later on, but you probably won’t be eligible for weekly wage loss benefits ever again. In addition, not all states permit settlements at all stages of a workers’ compensation claim. 

    Morgan & Morgan serves clients nationwide and can answer questions about workers’ compensation settlements in your state.

  • Calculating What Your Settlement is Worth

    A workers’ compensation settlement takes into account two types of compensation:

    • Ongoing lost wages
    • Ongoing medical bills

    Ordinarily, if you receive workers’ comp, the insurance company pays for your medical care and provides weekly wage replacement benefits. A settlement will, therefore, need to take into account how much you would receive over the lifetime of the claim. Calculating this amount isn’t as easy as it might sound. First, you’ll need to estimate how long you’ll be out of work. You’ll also need to understand the types of future medical treatment your injuries require, including surgery, medication, assistance, and rehabilitation. If you accept a settlement, and your health worsens, the settlement amount may prove insufficient. That’s why it’s best to not accept a settlement until you reach maximum medical improvement. 

    Your state may allow you to negotiate your wage replacement and medical benefits separately. Regardless, you should never accept a settlement without first having an experienced workers’ compensation lawyer evaluate the offer. Your legal fees can be calculated as part of a settlement.

  • The State Will Have to Approve The Settlement

    In most states, either a workers’ comp judge or an official from the state workers’ compensation agency must approve a settlement to make it official. During an informal hearing, the judge or official reviews documentation and settlement details. One reason for the review process is to ensure that the settlement is in the claimant’s best interest. Settlements are generally approved, especially if the claimant hired a workers’ compensation attorney.

  • Settlement Questions? Morgan & Morgan Is Here for You

    It can be difficult to turn down a large lump sum payment. But that payment may not be so large when you take into consideration everything it’s supposed to cover. Accepting an insurance company’s initial offer is usually not a good idea. And accepting an offer without first consulting with an attorney is never a good idea.

    Morgan & Morgan has helped thousands and thousands of injured workers receive the money they’re actually owed—not just the amount the insurance company wants to pay. We handle workers’ comp cases on a contingency-fee-basis, so you won’t pay a dime in fees or expenses unless we win your case. 

    To speak with an attorney, fill out our free, no-obligation case review form.

Hear From Our Clients

We’ve helped over 300,000 families across the United States. See what they have to say.

Video Thumbnail 51bcb06a38fd51350ab04f248c54649b
Car Accident
5 stars

Our Personal Injury Lawyers
Have Over 55,000
5-Star Google Logo Reviews

Krista M.
They were caring and concerned about my case. They fought harder then I had intercepted. Communicated in many ways to make sure I understood. Thank you.
Video Thumbnail c365385942fb26326e4995f6183d63aa
Workers' Compensation
Nancy H.
The staff was amazing, they treated me with the utmost respect and professionalism. Kept me informed every step of the way about my case. Always asked how I was doing and was prompt with responding to any of my questions or concerns. They are a great team!
Video Thumbnail 419e5af5085d2d39d047d1f86b8ab922
Premises Liability
Mike J.
Morgan and Morgan is truly the best law firm! PERIOD! You could consider yourself blessed when they take your case. Immediately, you can breathe. Anxiety goes from a 10 to 0! I needed them 3 TIMES! I wish I didn’t have to hire an attorney but my family and I were blessed. We won every single time! Insurance companies truly know that they will take it to court! I got settlements for all 3 lawsuits. Never stepped a foot into a courtroom. Thank you so much Morgan & Morgan!
Video Thumbnail e583ee5c147184b7fadd90d29428fd88
Home Insurance Claim
Kourtney W.
The entire Morgan & Morgan team, including my case manager Michelle Hill, have been a blessing! From the first phone call I made to them, they have been extremely compassionate, very helpful, and 100% professional. I would recommend Morgan & Morgan to anyone because THEY CARE!
Results may vary depending on your particular facts and legal circumstances.
See More

The Fee is FreeTM Only Pay If We Win.


Free case evaluation icon

Submit a Free Case Evaluation

You can find out if you qualify immediately.


Incoming icon

Get a Call From Us

Our specialists will walk you through your case and collect all the right information to win your case.


Woman with computer icon

Let Us Get to Work

Our specialized attorneys will handle every step of your case from start to finish. You don’t pay until we win.

Call Us Now

See Our Nationwide Results

We’ve won over $15 Billion for our clients in cases of all types. Let us work hard for you.

Car icon
Car Accident
Medical Malpractice icon
Medical Malpractice
Clock and money icon
Unpaid Overtime
Tobacco icon
Slip & Fall icon
Slip & Fall
Premises Liability icon
Premises Liability
Social Security icon
Social Security
Civil Rights icon
Civil Rights
Results may vary depending on your particular facts and legal circumstances.
Last updated on Jun 01, 2023

How Can We Help You Today?

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.