What Should I Do About Back Pain After Receiving an Accident Settlement?

What Should I Do About Back Pain After Receiving an Accident Settlement?

  • The Fee Is Free Unless You Win®.
  • America's Largest Injury Law Firm™
  • Protecting Families Since 1988
  • 20 Billion+ Won
  • 1,000+ Lawyers Nationwide

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.
Results may vary depending on your particular facts and legal circumstances.
Our results speak for themselves

The attorneys featured above are licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

What Should I Do About Back Pain After Receiving an Accident Settlement?

If you got hurt in an accident that was another’s fault, you probably filed an insurance claim and received a settlement for your injuries and expenses. At the time, the payout covered all your losses. However, a few weeks later, you develop back pain after an accident settlement. Your doctor confirms that the injury stems from the accident, and you are incurring additional medical bills above the amount you received in the settlement. What should you do now?

Generally, once you accept a settlement, it can be next to impossible to reopen a case and seek further payment for a previously undiscovered injury. However, there can be some notable exceptions allowing you to recover additional compensation. Contact Morgan & Morgan today for a free case review to determine if you qualify for damages after a delayed back injury. 

Options for Reopening a Case

When injured individuals accept a settlement, they usually sign a release form. This document generally waives your right to seek further compensation. Since the release document is legally binding, you are typically out of luck when looking for additional amounts for medical bills or other expenses once you have signed off on a settlement. 

When You Could Reopen Your Case

Although generally unlikely, there can be some rare exceptions where cases could be reopened, including:

Out of Court Settlements

Most personal injury lawsuits are settled out of court. Once you have signed a release agreement and collected the out-of-court settlement, your options for reopening negotiations are extremely limited. However, you could potentially have a case reopened if the at-fault party or insurance company entered into the settlement in bad faith. You could also file a lawsuit against any other parties at-fault for the accident, providing you have not signed a release form for the parties you intend to sue. 

Court Verdicts

Depending on how the judge closed the case, you may be able to reopen a court case and sue the other party. A case is either closed with or without prejudice. When a case is “dismissed without prejudice,” a plaintiff can potentially re-file at a later date. However, when a case is “dismissed with prejudice,” it is concluded forever, and the plaintiff may not re-file or reopen the claim. 

The Timing of Your Lawsuit Can Be Crucial 

The right timing for your lawsuit is crucial for ensuring you receive adequate compensation for all your injuries. While it is always a good idea to seek legal advice immediately after an accident, you may want to delay filing your lawsuit until you have fully or partially recovered. Once you have recovered or reached maximum medical improvement (with a permanent injury), your doctors will better understand the future treatments you require and the costs. 

On the other hand, if you decide to file your lawsuit immediately after an accident, your doctors might not yet know the full extent of your injuries and the medical treatments required in the future. Therefore, filing a suit too soon could lead to leaving money on the table and accepting a settlement that is ultimately too low to cover all of your damages. 

The Statute of Limitations

While waiting to file your lawsuit can be advantageous, you also have to consider the statute of limitations in your state. The statute determines the timeframe available for filing a personal injury lawsuit. Deadlines vary from one state to another. If you file your lawsuit once the statute of limitations has run out, you will most likely be unable to receive compensation. 

Since determining the right timing for your lawsuit can be tricky, consider consulting with a personal injury law firm to learn about your rights and the next best steps. Morgan & Morgan’s experienced and tenacious lawyers could help you fight for maximum possible recovery. 

Examples of Delayed Back Injuries

Research published by the National Center for Biotechnology Information (NCBI) shows that the number two cause of disability in the U.S. is lower back pain. There are several types of back injuries that can potentially have delayed symptoms and cause chronic pain or disability, including: 

Soft Tissue Back Injuries 

Soft tissue injuries can include sprains, strains, and tears and can impact muscles, ligaments, and tendons in the back. Common symptoms of soft tissue injuries can include swelling, pain, tenderness, and muscle spasms. Soft-tissue injuries in the neck and back can be expected in car crashes such as rear-end collisions and others. While soft tissue back injuries are not generally severe or life-threatening, they can cause significant pain and a prolonged recovery. 


Although whiplash is primarily a head and neck injury, it can damage the upper part of the spine, including the nerves, discs, and vertebrae. This can cause pain radiating down from the neck into the upper back and feel like a back injury. Other whiplash symptoms can include neck stiffness and pain, loss of range of motion in the neck, headaches, and numbness. 

Spinal Injuries

Spinal cord injuries and severing the spinal cord can cause severe and disabling injuries, including permanent paralysis. The impact in a car accident can also damage the discs, nerves, and vertebrae in the spine. An individual experiencing a severe spinal cord injury may never live an independent life again, potentially needing round-the-clock care for the rest of their life.  

Slipped or Herniated Discs

Slipped discs can occur with forceful impact during a car crash. While neck or back pain can be a sign of a herniated or slipped disc, in some cases, there are no symptoms at first. When a slipped disc starts to press against a nerve or the spinal cord, symptoms like numbness and tingling, severe pain, and weakness can appear. 

Back pain from an accident, particularly when chronic, can also lead to other conditions months or even years after an accident, including mental distress, depression, and insomnia. 

Symptoms of Delayed Accident Injuries

Delayed injuries can present with signs and symptoms weeks or even months after the crash. Initially, you may not even make a connection between a bothersome headache or stiffness and your car accident. However, it is critical to see a doctor as soon as possible after experiencing new signs and symptoms in the weeks after an accident, such as:

  • Persistent headaches
  • Discomfort or pain in the neck and back 
  • Numbness and tingling in arms or legs
  • Pain radiating down the back and legs
  • Loss of range of motion
  • Personality changes
  • Extreme fatigue
  • Sleeping too little or too much

Morgan & Morgan Fights for Maximum Recovery

Hiring a committed personal injury lawyer is perhaps the best way to ensure that you receive what you deserve, whether filing an insurance claim or lawsuit. Our seasoned personal injury lawyers know how to calculate all your past and present damages from the injury and estimate any future costs you could face. If you develop back pain after an accident settlement, we could determine potential options for additional compensation.

Proving Your Losses

Past damages are relatively easy to document, as you will most likely have medical statements, receipts, pay stubs, and other documentation proving your expenses. Future losses, on the other hand, can be tricky to estimate. An attorney will usually liaise with medical providers to determine the extent of your injuries and the medical treatment required in the future months and years. If you have a severe injury, you could also lose a considerable amount of income in the future due to further medical treatments, rehabilitation, and recovery. Your attorney will consider the expected future loss of income when calculating a fair settlement amount. 

Handling the Insurance Company

Our experienced attorneys can handle all communication and negotiation with the insurance company responsible for paying your claim. This prevents the insurer from taking advantage of you or pushing you into a lowball settlement offer. Morgan & Morgan never settles for less. We know that our injured clients need a fair settlement to put their lives together. We always negotiate for what you truly deserve, whether in or out of court. Our attorneys know that reopening a case can be challenging and fight for maximum recovery, so you will not have to wonder about having to reopen your case in the future.

Scroll down for more

Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

Morgan & Morgan

  • Which Damages Could I Recover for Back Pain?

    The settlement you could receive for back pain after an accident will depend on your injuries, the medical treatments required, and how the injury affects your career and private life. A disabling or permanent injury typically results in a higher settlement than a moderate or minor injury expected to heal with adequate treatment and physiotherapy. Victims could seek the following damages and others with an insurance claim or lawsuit: 

    • Costs of all medical bills now and in the future
    • Reimbursement of lost wages and amounts for future expected income losses
    • Compensation for out-of-pocket expenses such as transport costs
    • Awards for physical and mental pain and anguish
    • Payments for permanent disability and loss of life enjoyment

    Depending on your accident and injuries, you could also receive other or additional types of damages.

  • How Long Can It Take for Car Accident Injuries to Appear?

    Injuries can potentially show up weeks or even months after a car crash. As every individual reacts differently to an injury, there are no hard and fast rules. Symptoms of whiplash, for example, a common car accident injury in rear-end accidents, may not appear for weeks after the crash. 

    Therefore, even if you feel fine after an accident, you should still see a doctor to ensure there are no underlying injuries or delayed symptoms. It is also a good idea to continue to monitor yourself in the weeks after an accident and report any new pain or symptoms to your doctor promptly.  

  • What Are My Next Best Steps After an Accident?

    Seeing a doctor and getting in touch with a car accident lawyer can be excellent steps in the days following a car accident. Consider documenting the accident, your injuries, and expenses as soon as possible. Evidence will be required, whether you are filing an insurance claim or a lawsuit, to recover a settlement for your damages. The following types of evidence and information can be particularly crucial for recovering what you deserve:

    • The contact details of eyewitnesses of the accident
    • Photographs and videos of the accident scene and your injuries
    • The police accident report
    • Medical reports detailing your injuries and treatments
    • Proof of your expenses such as medical bills, pay stubs, and receipts
  • How Much Does an Accident Lawyer Cost?

    Morgan & Morgan believes that all injured victims deserve excellent legal representation, giving them the best chance of recovering what they deserve. When you need an accident settlement to get your life back on track, we could help. Victims should not have to worry about the cost of legal help when they get hurt through no fault of their own. When we handle your case, our fee is free until we win and you receive compensation. There are no upfront fees or out-of-pocket expenses for you. As America’s largest personal injury firm, we have an army of motivated lawyers and resources at the ready to fight for victims.

  • Morgan & Morgan Is Here for You

    If you wonder what to do about back pain after an accident settlement, get in touch with us. Our legal team can evaluate your case in a free consultation and determine your options for moving forward. We can: 

    • Ensure you get the medical treatment you need 
    • Determine whether you could reopen a case  
    • Identify other opportunities for recovering compensation 
    • Gather evidence to prove your injury and damages
    • Calculate expected future damages
    • Negotiate strongly for what you deserve

    Our tenacious car accident attorneys have recovered more than $20 billion in damages to date and helped thousands of injured victims and their families avert financial hardship after suffering injuries. When we handle your case, we will leave no stone unturned in fighting for a full and fair settlement that will not leave you out of pocket or worrying about having to reopen your case at a later date. Contact us now for a free and confidential review of your case. 

Scroll down for more Load More

How it works

It's easy to get started.
The Fee Is Free Unless You Win®.

Results may vary depending on your particular facts and legal circumstances.

  • Step 1

    your claim

    With a free case evaluation, submitting your case is easy with Morgan & Morgan.

  • Step 2

    We take

    Our dedicated team gets to work investigating your claim.

  • Step 3

    We fight
    for you

    If we take on the case, our team fights to get you the results you deserve.



Customer Story

“I was in a difficult situation when I was injured by a faulty product. I was hesitant to seek legal help but with the help of Morgan & Morgan, they made the process easy. They took immediate action and got me the compensation I deserved. I couldn't have done it without them. I highly recommend their services.” Estate of Patricia Allen v. RJ Reynolds, et al. | 2014

Client success
stories that inspire and drive change

Explore over 55,000 5-star reviews and 800 client testimonials to discover why people trust Morgan & Morgan.

Results may vary depending on your particular facts and legal circumstances. Based on Select nationwide reviews

  • Video thumbnail for 5l3q2e67j8
    Wistia video play button
  • Video thumbnail for yfe952tcop
    Wistia video play button
  • Video thumbnail for z1bqwg9hkl
    Wistia video play button
  • Video thumbnail for s5nb3hnvkv
    Wistia video play button
  • Video thumbnail for t4elibxene
    Wistia video play button
  • Video thumbnail for 5nr9efxqj3
    Wistia video play button
  • Video thumbnail for e8s1x6u5jp
    Wistia video play button