When an employee is injured in the workplace, they have the legal right to pursue workers’ compensation benefit payments. These important earned benefits are intended to keep employees afloat while they deal with the costs and losses from their accidents or injuries.
It can be a complicated process to file for workers’ compensation benefits. Without taking the proper steps, you may face a denial or dismissal of your claim. To avoid this possibility, it’s critical to speak with a skilled workers’ compensation attorney.
But if you’re seeking compensation for an injury on the job, you may wonder, “Will workers’ comp offer me a settlement?”
A knowledgeable employment law attorney can assess your circumstances and help you determine the best path forward. You should not face the complex process of securing a workers’ comp settlement on your own.
The accomplished legal professionals at Morgan & Morgan have years of experience representing the interests of injured employees. Don’t let an indifferent insurance provider or company keep the benefits that are rightfully owed to you.
Contact the offices of Morgan & Morgan for premier legal representation. Our experienced specialists will gladly provide you with a no-cost legal consultation. To arrange an initial meeting, complete the contact form on our website today.
Understanding Workers’ Compensation Claims
Workplace injuries happen every day. While some accidents are inevitable wherever you work, there are industries that place workers at a higher risk of injuries.
In 2019, the U.S. Bureau of Labor Statistics found that more than 2.8 million workplace injuries and illnesses took place in private business contexts. Every year, workplace injuries cost domestic businesses around $62 billion.
With so much money spent on injured and ill employees, it’s normal to pose a question like, “Will workers’ comp offer me a settlement?” The answer is, perhaps. But recovering the money you deserve can be more difficult than you anticipate.
Nearly every state in the country requires companies to provide workers’ compensation insurance policies. This type of insurance coverage is a no-fault policy.
Workers’ compensation insurance plans are meant to protect employees from financial costs resulting from their accidents or injuries. These costs may include:
- Current medical bills and expenses
- Anticipated future medical needs
- Lost wages from missed workdays
- Short-term or ongoing disability benefits
When you’re applying for workers’ compensation benefits, it’s critical to speak with a legal specialist. Failing to complete the requisite forms and other common mistakes may result in claim denial.
The employer has a vital role in the workers’ compensation process. Under the law, they are required to provide the injured employee with certain information and opportunities to recover these earned benefits.
The Workers’ Compensation Process
When an employee suffers an injury or becomes ill as a result of their working environment, they should follow certain steps. Taking the right actions will ensure the highest likelihood of recovering benefits.
When you ask yourself, “Will workers’ comp offer me a settlement?” consider whether you took the right steps following the accident.
First, it is critical to report your injury or illness to your employer as soon as possible. Failing to do so could put your workers’ comp claim in jeopardy.
Different states have instituted various deadlines for reporting your work-related condition. These timelines range from 72 hours to two years. Typically, you must begin the process of seeking workers’ compensation benefits within 30 days of the inciting incident.
Report your injury as quickly as you can. The longer you wait, the more difficult it will be to recover the benefits that you deserve.
Second, make sure to seek medical care as soon as possible following your accident. This will ensure that your workers’ compensation claim is taken seriously.
In some cases, you may need to visit one of the pre-approved medical professionals chosen by your employer. If your employer instructs you to visit a specific medical facility, do so.
However, some workplace injuries require emergency medical care. If this is the case in your situation, visit the closest emergency room. In most instances, you will need to follow your state’s guidelines in selecting a medical care provider.
After you report your injury, your employer will supply you with the required forms. You will then provide the necessary information about your accident or injury.
When you have filled out these forms, your employer should submit them to their insurance provider and the state agency overseeing workers’ compensation claims. Some states require injured employees to complete an additional claim form through the workers’ compensation agency.
During this process, you may wonder “Will workers’ comp offer me a settlement?” To ensure that you receive benefits, have a skilled workers’ compensation attorney from Morgan & Morgan on board to help you with the application process.