Falling off a ladder represents one of the most common injuries in the workplace. From using a ladder to clean debris out of a gutter to using a ladder to reach a scaffold located on a construction site, falling from an elevated height can produce significant injuries that require emergency medical care. If you sustained one of the most common injuries from falling off a ladder at work, how do you recover from the financial losses generated by the injury?
Before the creation of a workers’ compensation program, the only legal recourse an employee had to receive financial assistance to cover the costs of a ladder-related injury in the workplace involved filing a personal injury lawsuit. The civil litigation process not only consumes a considerable amount of time, but it also does not guarantee an employee receives just compensation for an accident that unfolds in the workplace.
Employers purchase workers’ compensation insurance to avoid the costly and time-consuming litigation process. Every state except Texas requires private sector employers to purchase workers’ compensation to address the financial issues associated with a workplace accident. Although your employer purchased workers’ compensation to address the financial ramifications regarding one of the most common injuries from falling off a ladder, this does not mean your employer’s insurance company approves a claim for financial assistance.
If your employer’s insurance company denies your claim for financial assistance after a workplace accident that causes one of the common injuries from falling off a ladder, you should get in touch with an experienced workers’ compensation attorney at Morgan and Morgan. Since 1988, Morgan and Morgan has helped clients receive the compensation they deserve for sustaining one or more injuries in the workplace.
If your employer has denied a workers’ compensation claim, schedule a free case evaluation to discover how to receive the financial assistance you need to cover the costs of lost wages and medical bills.