On January 25, 2021, in Birmingham, Alabama, 9,000 residents experienced what was called a "large and extremely dangerous" tornado that destroyed parts of Jefferson County. According to the National Weather Service, the tornado that struck Fultondale had peak winds estimated at 150 mph and was an EF-3, which is the 1-5 scale they use to measure the strength of tornados. The estimated size of the tornado was about 500 yards across, and it traveled 9.5 miles.
Ripping apart homes and other local buildings, officials said the storm killed at least one person and injured dozens, leaving some in critical condition. Although some residents attempted to take shelter at a local church, strong winds ripped away part of a church's roof, exposing them to even further danger.
"Seventeen patients were taken to the ER, with various injuries and some critical," Fire Chief Justin McKenzie said. In one instance, the twister caused such significant damage to a local high school that it was forced to shut down for the remainder of the school year.
Many residents are still dealing with the aftermath of the storm. According to a witness who came to Fultondale the next morning, roughly 80 percent of the neighborhood houses had roof damage, and 20 percent of those homes were completely collapsed.
If you or a loved one were affected by the tornado on January 25 in Jefferson County and have been denied coverage by your insurance company, we want to help you. Contact our specialized insurance claims attorneys in our Birmingham office today by filling out our free, no-obligation case evaluation form.
How An Attorney Can Help With Property Damages
Unlike many other natural disasters, tornadoes are covered under homeowners insurance. Coverage can include all damage caused by a tornado, including not only wind damage but damage from hail, rain, and lightning.
Common damages caused by tornadoes that are covered under insurance include:
- Roof: Any missing or broken roofing shingles, torn away pieces of roof decking, or detached gables.
- Wall: Your home or property may have cracked interior walls, bowing, or places that have separated from the roof.
- Windows and gutters: Any flying debris may smash windows, damaging panes, shutters, and screens. As a result of strong winds, gutters may be dented or torn away.
- Foundation: Separation or cracking of the foundation can be caused by the uplift from the tornado.
- Exterior: This damage may include destruction to landscaping, fencing, or any structures you have on your property.
Insurance should also cover temporary lodging if the damages done to your home are so severe that it is no longer inhabitable. Unfortunately, there are still many instances where insurance companies will attempt to deny and or underpay tornado claims. Our attorneys will look at your insurer's decision and let you know whether there are grounds for an appeal.
The trauma of dealing with a severe weather disaster is hard enough; let us fight for you. If you were injured or your property was damaged in the January Birmingham Tornado, we may be able to help you. To learn more, please complete our free, no-obligation case evaluation form to have one of our attorneys contact you.
Contact Morgan & Morgan
After the events in Birmingham, our law firm understands how challenging it can be to navigate insurance claims. This is why, after a life-changing disaster, we believe that no one should try to take on insurance companies alone. Our team of highly specialized attorneys will thoroughly examine your losses and your insurance policies. With the information gathered, our team will fight to ensure your insurer pays the claims they owe you, even if it means taking them to court.
At Morgan & Morgan, we have over 30 years of experience under our belt taking on America's biggest bullies: insurance companies. With 800 attorneys and 3,000 team members, our firm is dedicated to helping you get back what matters most.
If you have been affected by the January Birmingham Tornado, you may be entitled to compensation for your damages. To learn more, please complete our free, no-obligation case evaluation form, and an attorney will be in touch.